Career Opportunities at Standard Bank Group

JOB DESCRIPTION

To take demand from personal customers for any banking matters ranging from product questions to customer account activities (e.g., opening accounts, statements, debit order information, etc.), whilst forming an accurate assessment and understanding of that demand in order to act on it in a one-and-done manner that consistently delivers what matters to the customer within product and legislative (e.g., FAIS) parameters.

QUALIFICATIONS

Minimum Qualification 

• Secondary/High school/A levels/Matric
• NQF5 Relevant FAIS qualification and experience.

Experience Required

• 1-2 years
• If no FAIS experience, would then need to operate under supervision.
• Previous experience in branch banking or contact centre environment with good understanding of bank processes, policies and products.

ADDITIONAL INFORMATION

Behavioural Competencies

• Generating Ideas
• Exploring Possibilities
• Providing Insights
• Adopting Practical Approaches
• Convincing People

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JOB DESCRIPTION

To grow and retain a portfolio of high value Business Segment relationships by performing a proactive, mobile, value adding financial partnership role within the approved CVP. Adding value to client’s ecosystem through both financial and non- financial (e.g., platform business) solutions.

QUALIFICATIONS

Minimum Qualifications

• Business Commerce Degree (FAIS recognised qualification)

Experience

• Years: 5-7 years
• Experience in client facing role including sales, credit and relationship management.

ADDITIONAL INFORMATION

Additional information

Behavioural Competencies

• Establishing Rapport
• Interacting with People
• Convincing People
• Showing Composure
• Providing Insights

Technical Competencies

• Risk Awareness
• Risk Identification
• Banking Process & Procedures
• Business Process Improvement
• Client Knowledge

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JOB DESCRIPTION

To manage and develop all available resources (people, process and systems) within the branch to ensure a sustainable and profitable branch income statement and balance sheet as well as entrenching a strong client-focused culture.

QUALIFICATIONS

Minimum Qualifications 

NQF7 FAIS Approved Qualification 

Experience Required 

• 8-10 years. FAIS qualification and experience. Former branch experience in branch processes, products and systems.
• Experience in the application of coaching techniques would be beneficial, as part of having led a team.

ADDITIONAL INFORMATION

Competencies:

Behavioural 

• Generating Ideas
• Exploring Possibilities
• Providing Insights
• Adopting Practical Approaches
• Convincing People

Technical Competencies 

• Achievement of ROE, economic profits and headline earnings at distribution level
• Meeting customer demand (leading and lagging measures)
• Capability of response measures
• Stakeholder feedback       
• Adherence to risk and compliance requirements

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JOB DESCRIPTION

To define and lead an allocated client journey as informed by client demand, commerciality, and business priorities in alignment with Digital Transformation.

QUALIFICATIONS

• Completed Matric
• First Degree Business Commerce

Experience

• 8 - 10 years Experience in implementing customer centric change programmes. Experience with Customer Experience design methodologies.
• Experience in Fiduciary advantageous

ADDITIONAL INFORMATION

Behavioural Competencies

• Adopting Practical Approaches
• Seizing Opportunities
• Developing Strategies
• Making Decisions
• Challenging Ideas

 
Technical Competencies

• Coaching & Mentoring
• Financial Acumen
• IT Programme Management
• Performance Management
• Project Maintenance

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JOB DESCRIPTION

 To provide overall Credit guidance, direction, and support of the Working Capital Solutions portfolio, with specific focus on Trade Finance, Debtor Finance, and other working capital solutions. To aid in development of effective and appropriate working capital solutions in support of Business & Commercial Clients (BCC) asset growth targets, with a specific focus on Trade Finance, Debtors Finance, and other working capital solutions.

To comprehensively manage the credit risk performance of the Trade Finance, Debtors Finance & other working capital credit portfolios (as mandated) for BCC, specifically in respect of originations, scored/ automated credit lending strategies, assessment of credit risk if required, sanctions, fulfilment, credit risk management, account maintenance and involvement in distressed and high-risk accounts in keeping with the BCC Group credit policies and guidelines.

QUALIFICATIONS

Qualification Required:

• First Degree in Finance and Accounting
• Strong qualifications in the field of finance and accounting. Preference for additional training in Banking, Legal, and leadership.

Experience Required: 

• More than 10 years in credit evaluations experience, specifically in Trade Finance & Debtors Finance, but also in general business lending for Business or Commercial segment and Entrepreneur or small businesses. Deep understanding of credit principles and financial statements, particularly as relates to funding of working capital requirements.  Understands collateral and collections processes.  Understands risk processes. Previous Structured and Specialised Lending credit experience is an advantage

ADDITIONAL INFORMATION

Behavioural Competencies:

• Making Decisions
• Analysing Solutions
• Developing Relationships
• Coping with Pressure
• Taking Action

Technical Competencies:

• Financial analysis
• Risk Principles
• Legal Principles – Collateral and recovery processes
• Interpretation and Execution

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JOB DESCRIPTION

To drive new business acquisition by representing Standard Bank Offshore in the province, to countries and designated areas,  through training, supporting and servicing of the various distributions networks, both internally and externally.

QUALIFICATIONS

• Matric 
• Commercial Degree in Finance or Accounting 
• FAIS Regulatory Accreditation (RE 5, Non Negotiable)
• 3-5 years’ experience in sales within a ‘business to business’ environment, in financial services
• At least 2 - 3 years experience in Offshore Banking 

ADDITIONAL INFORMATION

• Demonstrated knowledge of banking distribution channels,
• In depth knowledge of Offshore banking products,
• Knowledge of best practices within the local and international banking market
• A good understanding of FOREX and exchange control

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JOB DESCRIPTION

To provide a proficient reception function in support of the Branch team. To identify the customer's needs, record, monitor and facilitate the intermediate between the customer and the sales consultant team and to maintain a high level of integrity and ethical standards.

QUALIFICATIONS

Minimum Qualifications

• Secondary/High school/A levels/Matric

Experience 

• Personal and Business Banking
• Sales and Service
• 1-2 years Branch banking experience, exposure to enquiries and query management.

ADDITIONAL INFORMATION

Behavioural Competencies

• Documenting Facts
• Interpreting Data
• Interacting with People
• Showing Composure
• Thinking Positively

Technical Competencies

• Banking Process & Procedures
• Client Servicing
• Product Knowledge (Consumer Banking)
• Customer Reception and Channelling
• Producing Output

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JOB DESCRIPTION

To manage a Corporate and Investment Banking Global Multinational Corporation (“GMNC”) portfolio with the primary objective of assessing and managing risk within acceptable parameters. To support the team head in maintaining co-operative relationships between all stakeholders in the credit value chain to deliver on our client centric agenda. 

QUALIFICATIONS

Minimum Qualification:

• Honours Degree in Business Commerce, Finance, Engineering, BSc
• Masters Degree in Business Commerce, Finance, Engineering, BSc 

Experience Required:

• 3-5 Years experience - Thorough conceptual and practical knowledge of credit procedures, policies and standards, as well as a thorough understanding of products and facilities that give rise to counterparty credit risk. Understanding of Basel and broader regulatory and compliance requirements.
• 3-5 Years experience in good understanding of lending and derivative products and facilities that give rise to counterparty credit risks, including the documentation required/presented to manage that risk.
• 3-5 Years experience in a well developed knowledge of financial markets, global economy and appropriate regional geographies in which portfolio operates.
• 3-5 years experience in good understanding of accounting (both management and financial accounting) to analyse financial strengths and weaknesses of clients and identify potential risks to credit proposals.
• 3-5 years experience in understanding and working knowledge of risk systems monitoring and its related procedures for analysing the account behaviour of clients and identifying trends and shifts in credit risk profiles. Thorough understanding of bank’s products and facilities that give rise to counter party credit risk. Strong technical understanding of non-credit risks encountered within transactions. Knowledge of financial markets (Global and especially African economies). Thorough conceptual and practical knowledge of credit procedures, policies, standards. Knowledge of risk systems and derivative instruments.

ADDITIONAL INFORMATION

Behavioural Competencies:

• Examining Information
• Interacting with People
• Establishing Rapport
• Making Decisions
• Conveying Self-Confidence

Technical Competencies:

• Risk Measurement
• Risk/ Reward Thinking
• Risk Management
• Risk Identification

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JOB DESCRIPTION

To prepare credit applications and dealer approvals in alignment with risk and quality requirements that conform to Standard Bank’s lending policy.

QUALIFICATIONS

• Bachelors Degree in Business Commerce 
• Must have FAIS Accreditation (RE 5) 
• 3-4 years Experience within Personal and Business Banking in the preparation of credit proposals and analyzing financial statements.  

ADDITIONAL INFORMATION

Technical Competencies

• Knowledge of Standard Bank credit processes and systems
• Demonstrated Credit Application Process knowledge
• Financial Analysis
• Accounting
• Understanding of the Asset Base Finance level

Behavioural Competencies

• Adopting Practical Approaches
• Examining Information
• Documenting Facts
• Articulating Information
• Checking Details

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JOB DESCRIPTION

To deliver scale and embed the Transactional Product Sales proposition for Business Clients segment within Client Coverage in an allocated Province to deliver and enable provincial teams to achieve sales targets, growth of client base and align with the overall Client Coverage consumer objectives.

QUALIFICATIONS

Minimum Qualifications

• Business Commerce (FAIS recognised qualification)

Experience

• 5-7 years
• High Nett Worth Relationship Management
• Experience in consumer banking South Africa
• Work, guide and motivate teams that are located within province to achieve targets

ADDITIONAL INFORMATION

Behavioural Competencies

• Resolving Conflict
• Valuing Individuals
• Developing Strategies
• Empowering Individuals
• Generating Ideas

Technical Competencies

• Customer Understanding ( Consumer Banking)
• Financial Acumen
• Product and Services Knowledge
• Risk Acceptance
• Risk Identification