Manager, Credit at Standard Bank Group

JOB DESCRIPTION

To manage a Corporate and Investment Banking Global Multinational Corporation (“GMNC”) portfolio with the primary objective of assessing and managing risk within acceptable parameters. To support the team head in maintaining co-operative relationships between all stakeholders in the credit value chain to deliver on our client centric agenda. 

QUALIFICATIONS

Minimum Qualification:

• Honours Degree in Business Commerce, Finance, Engineering, BSc
• Masters Degree in Business Commerce, Finance, Engineering, BSc 

Experience Required:

• 3-5 Years experience - Thorough conceptual and practical knowledge of credit procedures, policies and standards, as well as a thorough understanding of products and facilities that give rise to counterparty credit risk. Understanding of Basel and broader regulatory and compliance requirements.
• 3-5 Years experience in good understanding of lending and derivative products and facilities that give rise to counterparty credit risks, including the documentation required/presented to manage that risk.
• 3-5 Years experience in a well developed knowledge of financial markets, global economy and appropriate regional geographies in which portfolio operates.
• 3-5 years experience in good understanding of accounting (both management and financial accounting) to analyse financial strengths and weaknesses of clients and identify potential risks to credit proposals.
• 3-5 years experience in understanding and working knowledge of risk systems monitoring and its related procedures for analysing the account behaviour of clients and identifying trends and shifts in credit risk profiles. Thorough understanding of bank’s products and facilities that give rise to counter party credit risk. Strong technical understanding of non-credit risks encountered within transactions. Knowledge of financial markets (Global and especially African economies). Thorough conceptual and practical knowledge of credit procedures, policies, standards. Knowledge of risk systems and derivative instruments.

ADDITIONAL INFORMATION

Behavioural Competencies:

• Examining Information
• Interacting with People
• Establishing Rapport
• Making Decisions
• Conveying Self-Confidence

Technical Competencies:

• Risk Measurement
• Risk/ Reward Thinking
• Risk Management
• Risk Identification