Latest Job Opportunities at Capitec Bank

Purpose Statement

• The level III Software Engineer plays an integral part in a cross-functional team dedicated to the full software development lifecycle, from concept, to development to deployment and ultimately operating of each product. At this level, Software Engineers are responsible to design, develop, test, deploy, maintain and enhance complex software systems and applications, considering scalability, performance and future requirements. Responsible to guide and support developers and stakeholders in scoping, progress, status and resolution of engineering problems.
• The Back-end Software Engineer plays a crucial role in building solutions that offer optimum performance, reliability, and scale. They are responsible for writing and testing code for the development of the server-side components that power the application's functionality. 
   

Education (Minimum)

• Grade 12 National Certificate / Vocational

Education (Ideal or Preferred)

• A relevant tertiary qualification in Information Technology

Knowledge and Experience

Experience:

• 6+ years’ proven experience in back-end software development, project delivery and implementation (in relevant development technologies/language)
• Experience with back-end frameworks and technologies

Knowledge: 

Is able to apply expert knowledge and develop others understanding  of the following:

• IT systems development processes (SDLC)
• Application development
• Advanced programming concepts
• Advanced algorithms and data structures
• Design Patterns
• Version Control
• Testing practices
• Database systems and query optimization (e.g., SQL, NoSQL).
• RESTful API design and integration.
• Cloud computing platforms and services (e.g., AWS, Azure).
• Advanced Microservice and event driven architectures
• Deployment using kubernetes and containerisation

Skills

• Analytical Skills
• Attention to Detail
• Communications Skills
• Interpersonal & Relationship management Skills
• Problem solving skills

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Purpose Statement

• To welcome clients and coordinate the branch flow through efficient queue functioning, providing excellent client service and assisting clients at the ATM and to complete transactions on any remote or self-service channels. In doing so, gain the knowledge, skills and experience required for service consulting. 

Experience

Minimum:

• No experience required but individual needs to hold a Grade 12 National Certificate

Ideal:

• Some client service experience within a retail/ financial/ banking environment

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

Knowledge

Minimum:

• Basic calculations 
• How to engage with people
• Clarity and understanding of own aspirations, being ambitious and keen to learn.

Ideal:

• Knowledge of bank branch environments
• Knowledge of Capitec Bank products and business processes (internal)

Skills

• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Interpersonal & Relationship management Skills

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Purpose Statement

• To lead a team of Accounts Payable clerks to optimise the capacity, efficiency and effectiveness of creditor payments and the Financial Accounting department.

Experience

Minimum:

At least 2-3 years’ experience within a financial accounting environment which includes:

• 2 - 3 years Accounts Payable Experience
• General ledger reconciliation
• The purchasing cycle and creditor reconciliations

Ideal:

• At least one year's experience of leading or supervising a small team of people (4 - 12 people)
• Practical experience of SAP finance management system  
• Experience of holding responsibility for an accounts payable function and associated practices and proceduresBusiness report writing
• Experience gained in a banking or retail environment.

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational in Grade 12 National Certificate

Qualifications (Ideal or Preferred)

• Bachelor's Degree in Accounting - Financial Accounting or Finance

Knowledge

Minimum:

• People management principles and practices
• Leadership principles
• Business communication
• Microsoft Office suite of tools

Ideal:

• Accounting software, SAP
• Understanding of the banking environment is advantageous

Skills

• Communications Skills

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About the role:

• The proof of pudding is in eating”. In the realm of Insurance, it all boils down to claims. 
• Our heartbeat is to respond to client pain points and reduce frictions at the claim stage by focusing on a claims journey that is empathy-based, easy to submit claims, and fast in settlement. 
• Here at Insurance, we all possess the ability to cater for and support individuals during their most challenging times and truly make an impact.
• If you want to make a difference and you are an experienced compassionate, customer centric Assessor, who wants to be part of an amazing team, then we’d love to hear from you - e job satisfaction is second to none

Responsibilities will include:

• Support non-medical claims process set-up
• Non – Medical claims assessment
• Non – Medical claims queries and complaints
• Stakeholder engagement

Requirements are:

• 1-year practical experience in funeral and or life insurance claims assessment or funeral/life insurance claims administration
• Understanding of the long-term insurance industry and claims handling processes
• Knowledge of Funeral and Life Products
• Knowledge of relevant legal framework relating to funeral and life insurance claims 

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About the role

• Capitec Pay is SA's first bank-endorsed simple and secure payment initiation API solution in market. It helps drive revenue by reducing failed payments, which lead to abandoned carts. Our enhanced user payment experience lets our clients make easy, fast, and safe online payments with payment providers and their merchants without entering their bank card details or sharing their banking login information, putting them in control. We are looking for an innovative individual to provide direction to and lead IT teams responsible for the full product lifecycle to ensure successful delivery of all product features.  In addition, overseeing the ongoing drive to increase efficiency, optimization, innovation, and people development in these environments.

What you will be doing:

• You will play a crucial role in our organization by guiding and managing teams responsible for the entire product lifecycle.

Your responsibilities will include:

• Leadership: Provide direction and mentorship to IT teams, ensuring alignment with company goals.
• Product Delivery: Oversee successful delivery of product features, from conception to deployment.
• Efficiency and Optimization: Continuously drive efficiency improvements within IT processes.
• Innovation: Foster a culture of innovation, encouraging creative solutions and new approaches.
• People Development: Support team members’ growth and development.

Our ideal candidate has:

• Bachelor’s degree in information technology - Computer Science or Information Technology - Programming
• A minimum of 3-5 years’ experience in software development management, including proven experience in leading a technical team.
• Demonstrated experience in progressive database or software development roles.
• Experience In an environment which requires validating work.
• Proficiency in engaging and managing stakeholder relationships, ensuring alignment with project goals and expectations.
• Proven ability to take responsibility for delivering projects in a fast-moving environment, meeting tight deadlines, and adapting to changing requirements.
• Solid understanding of general business principles, including budgeting and accounting.
• Competence in business analysis and design to effectively align software solutions with business needs and objectives.
• In-depth knowledge of project management principles and methodologies to efficiently organize and streamline project execution.
• Extensive experience with the Systems Development Life Cycle (SDLC),

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Purpose Statement

• The level II Software Engineer plays an integral part in a cross-functional team dedicated to the full software development lifecycle, from concept, to development to deployment and ultimately operating of each product. At this level, Software Engineers are responsible to design, develop, test, deploy, maintain and enhance software systems and applications based on specifications, while adhering to established standards. They translate requirements from the business or technical analyst and actively participate with the delivery team in design and problem-solving.
• The Front-end Software Engineer plays a crucial role in building solutions that create great client experiences for mobile and web applications. They are responsible for translating design mockups into interactive and user-friendly interfaces, with a focus on intuitive user experiences.

Education (Minimum)

• Grade 12 National Certificate / Vocational

Education (Ideal or Preferred)

• A relevant tertiary qualification in Information Technology

Knowledge and Experience

Experience:

• 3+ years’ proven experience in front-end software development, project delivery and implementation (in relevant development technologies/language)
• Experience with modern front-end frameworks and technologies.

Knowledge: 

• IT systems development processes (SDLC)
• Application development

Advanced programming concepts

• Responsive design principles and mobile-first development.
• Browser compatibility issues and performance optimisation.
• Front-end build tools and package managers 
• Front-end Design Patterns
• Version Control
• Testing practices

Skills

• Analytical Skills
• Attention to Detail
• Communications Skills
• Interpersonal & Relationship management Skills
• Problem solving skills

go to method of application »

Purpose Statement

• The level III Software Engineer plays an integral part in a cross-functional team dedicated to the full software development lifecycle, from concept, to development to deployment and ultimately operating of each product. At this level, Software Engineers are responsible to design, develop, test, deploy, maintain and enhance complex software systems and applications, considering scalability, performance and future requirements. Responsible to guide and support developers and stakeholders in scoping, progress, status and resolution of engineering problems.
• The Back-end Software Engineer plays a crucial role in building solutions that offer optimum performance, reliability, and scale. They are responsible for writing and testing code for the development of the server-side components that power the application's functionality. 

Education (Minimum)

• Grade 12 National Certificate / Vocational

Education (Ideal or Preferred)

• A relevant tertiary qualification in Information Technology

Knowledge and Experience

Experience:

• 6+ years’ proven experience in back-end software development, project delivery and implementation (in relevant development technologies/language)
• Experience with back-end frameworks and technologies

Knowledge: 

Is able to apply expert knowledge and develop others understanding  of the following:

• IT systems development processes (SDLC)
• Application development
• Advanced programming concepts
• Advanced algorithms and data structures
• Design Patterns
• Version Control
• Testing practices
• Database systems and query optimization (e.g., SQL, NoSQL).
• RESTful API design and integration.
• Cloud computing platforms and services (e.g., AWS, Azure).
• Advanced Microservice and event driven architectures
• Deployment using kubernetes and containerisation

Skills

• Analytical Skills
• Attention to Detail
• Communications Skills
• Interpersonal & Relationship management Skills
• Problem solving skills

go to method of application »

About the role:

• The proof of pudding is in eating”. In the realm of Insurance, it all boils down to claims. 
• Our heartbeat is to respond to client pain points and reduce frictions at the claim stage by focusing on a claims journey that is empathy-based, easy to submit claims, and fast in settlement. 
• Here at Insurance, we all possess the ability to cater for and support individuals during their most challenging times and truly make an impact.
• If you want to make a difference and you are an experienced compassionate, customer centric Assessor, who wants to be part of an amazing team, then we’d love to hear from you - e job satisfaction is second to none.

Responsibilities include:

• Support non-medical claims process set-up
• Non – Medical claims assessment
• Non – Medical claims queries and complaints
• Stakeholder engagement

Requirements are:

• Minimum of 3 years functional/practical experience in funeral and or life insurance claims assessment.
• Experience in stakeholder management and client engagement.
• Understanding of the long-term insurance industry and claims handling processes
• Knowledge of Funeral and Life Products
• Knowledge of relevant legal framework relating to funeral and life insurance claims 

go to method of application »

Purpose Statement

To provide specialist expertise and enable proactive and effective risk identification, assessment and management in Operations through:

• Developing and running the implementation of operational risk policies, frameworks and standards 
• Develop risk management practices designed to identify risk exposures at a process level
• Effectively implementing risk assessment practices so that management can be provided with accurate risk information for effective decision-making on internal controls. 
• Collecting risk information and drafting reports to stakeholders on risk exposures. 

Experience

Minimum:

• At least 5 years’ experience in Risk Function
• At least 1 year in an Operational Risk environment
• Proven experience in:
• Risk and control knowledge
• Conducting risk and control self-assessments
• Risk report writing

Ideal:

• +5 years’ experience in Risk Function
• +1 year in an Operational Risk environment
• Experience in a financial services / banking environment would be beneficial

Qualifications (Minimum)

• Bachelor's Degree in Risk and Compliance or Economic and Management Sciences

Qualifications (Ideal or Preferred)

• Honours Degree in Risk and Compliance or Economic and Management Sciences

Knowledge

Minimum:

• Risk and control knowledge
• Basic understanding of key business processes and functions and an understanding of key risks in these areas
• Risk management frameworks (ISO 31000 / COSO / BASEL II & III)
• Principles for sound management of operational risk 
• Risk and Control Self-Assessments
• Report writing

Ideal:

• Basic understanding of banking industry (SARB regulations and banking standards)
• Data and Analytics

Skills

• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Decision making skills
• Interpersonal & Relationship management Skills
• Problem solving skills

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Purpose Statement

To provide specialist advise and support in the: 

• Preparation and analysis of financial data to enable the financial reporting team to report timeous and accurate monthly, interim and annual financial information to relevant internal and external stakeholders. 
• Execution of technical accounting analysis in line with the business objectives, tax, regulatory and all legal requirements. 
• Development and implementation of new financial reporting solutions to improve reporting efficiency.

Experience

Minimum: 

• Qualified Chartered Accountant 

Ideal:

• 3 years post-article experience.
• Experience in IFRS reporting within a financial services environment

Qualifications (Minimum)

• Honours Degree in Accounting - Financial Accounting or Accounting - Financial Accounting

Qualifications (Ideal or Preferred)

• Honours Degree in Accounting - Financial Accounting or Accounting - Financial Accounting

Knowledge

Minimum: 

• The job incumbent must have a detailed knowledge of:
• IFRS, and emerging IFRS issues 
• Income Tax 
• Various legal, standards and related regulatory frameworks 

Ideal:

• Strategic planning and reporting
• A detailed understanding of the Income Tax Act 
• Credit risk provisioning 
• Strong business acumen 

Skills

• Communications Skills
• Analytical Skills
• Numerical Reasoning skills
• Attention to Detail
• Problem solving skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)

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Purpose Statement

• To support the vision and strategy and enhance the capability of the organisation through the development and implementation of business process architecture solutions and requirements.

Primary Focus:

• To provide business process architecture and requirements for Capitec business units;
• To support new revenue growth initiatives; and
• To drive continuous improvement post-implementation of projects through business unit operationalisation, in order to track achievement of business benefits to deliver on strategic/business objectives.

Secondary Focus:

•  To translate business needs emanating from projects, new ideas or system changes into business requirements for developing/buying IT systems; and 
•  To develop change management plans, project plans, and designing of policies/procedures/performance measures.

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational
• A relevant tertiary qualification in Information Technology or Engineering - General

Qualifications (Ideal or Preferred)

• A relevant post-graduate qualification in Information Technology or Engineering - General

Experience

Minimum:

• 10 years' complex analytical Business Design, Development, Improvement and/or Product Design

Ideal:

• Six Sigma, Lean, and Theory of Constraints (TOC)
• Agile way of working
• Translating corporate strategies and objectives into initiatives and/or projects
• Initiation and implementation of projects with the goal to improve performance through business process improvements
• Initiation and implementation of revenue growth initiatives
• Initiation and implementation of continuous improvement capability
• Building business cases to reflect pros and cons of specific ideas

Knowledge

Minimum:

• Developing a business case
• Business Change Life Cycle and change management principles 
• System Development Life Cycle
• Project Management Lifecycle and methodologies
• Quality Management 
• Risk and Issue Management 
• Client experience / client journey mapping
• Process frameworks (Strategy, Planning, HR, Finance, Marketing, Sales, Assets, Procurement, and Production)
• Process Simulation Modelling
• Financial Modelling
• Management Operating System best practices
• Supply chain methodologies
• Incident management and workflow methodologies
• Legal frameworks
• Commercial model development
• Operating model development
• Business architecture development
• Product development framework
• Transformational management principles

Ideal:

• Lean way of working principles
• Agile way of working practices
• BABOK, SOA, TOGAF, and ARCHIMATE
• Financial/Banking transactional processes

Skills

• Communications Skills
• Strategic Thinking Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Interpersonal & Relationship management Skills
• Presentation Skills
• Facilitation Skills
• Business Process Modelling skills (IDEF-0, Financial Modelling, Enterprise Architect, BPMN, etc.)
• Planning, organising and coordination skills
• Commercial Thinking Skills

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About the Role

• Responsible for planning, directing and coordinating the activities of multiple medium sized projects at once and can be self driven and self organising.

Our ideal candidate has:

Minimum
General knowledge of:

• Systems Development Life Cycle
• Project management methodologies
• Able to work with multiple inter-depenedent teams to coordinate efforts
• Seasoned at running multiple medium sized projects at once and can be self driven and self organising.

Qualification:

• A relevant Teritiary Qualification in Project Management
• Grade 12 National Certificate /Vocational

Ideal:
Knowledge of:

• Project Management systems and procedures (e.g. EPM)
• Project Management terminology and guidelines (e.g. PMBoK)
• Systems integration in an open IT system environment
• IT within the banking industry
• JIRA experience
• PMI Accredited Project Management Certification

Skills

• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Interpersonal & Relationship management Skills
• Influencing Skills
• Facilitation Skills
• Planning, organising and coordination skills
• Attention to Detail