Specialist: Credit Employer Intelligence at Capitec Bank

Purpose Statement

• To manage Credit risk through tracking Credit Granting Employer Policy and by analysing Credit data and operational intelligence to derive effective and useable management insight.
• To design and propose Credit Granting Employer Policy Solutions

Experience

• 3 - 5 years relevant retail credit analysis experience (incl. SQL programming)

Ideal:

• Capitec Bank experience

Qualifications (Minimum)

• Bachelor's Degree in Financial Sciences or Statistical Sciences

Qualifications (Ideal or Preferred)

• Masters Degree in Financial Sciences or Statistical Sciences

Knowledge

Min:

• Retail credit lifecycle
• Retail credit market
• Database querying software (ex. SQL)
• National Credit Act (NCA)
• Consumer Protection Act (CPA)
• Banks Act and Basel III Risk Framework
• Protection of Personal Information Act (POPI)
• Project management principles
• Credit affordability assessment regulations

Ideal:

• Capitec Bank's credit policy and system

Skills

• Communications Skills
• Reporting Skills
• Presentation Skills
• Interpersonal & Relationship management Skills
• Facilitation Skills
• Commercial Thinking Skills
• Project Management Skills (Methodolgy Specific)
• Analytical Skills
• Numerical Reasoning skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Programming skill (SAS, SQL, R, Python)

Additional Information

• Clear criminal and credit record
• A valid driver's license and own vehicle is required
• Ability and willingness to work in an open plan environment