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Capitec Bank is a South African commercial bank. As of February 2017 the bank was the third largest in South Africa with 120,000 customer opening new accounts per month.
To simplify banking, we’ve developed an all-inclusive banking solution. Global One is the one solution that enables you to transact, save and access credit in realtime. We also believe...
Read more about this company
Purpose Statement
- Responsible for the writing and coding of individual programs for Capitec Bank Front-End applications according to specifications.
Experience
Experience in the following development languages:
-
SQL 2005 and higher
-
Javascript
-
Java
-
HTML
-
CSS
Qualifications (Minimum)
- Grade 12 National Certificate / Vocational
- A relevant tertiary qualification in Information Technology
Qualifications (Ideal or Preferred)
Knowledge
Min:
Must have detailed knowledge of:
- IT systems development processes (SDLC)
- Application development
- Testing practices
Ideal:
Knowledge of:
- UML
- Systems analysis and design
- Banking systems environment
- Experience working with designers and having an understanding of User Experience and UI Design would be an added advantage
Skills
- Communications Skills
- Interpersonal & Relationship management Skills
- Analytical Skills
Conditions of Employment
go to method of application »
Purpose Statement
Experience
Experience in the following development languages:
Minimum
- Javascript, JSON, HTML, CSS, Node JS
- Maven
- Atlassian products, Confluence
- Bitbucket & Git
- Springboot & Microservices
- Microsoft SQL Server
- SQL
Ideal
- Original app published in store
- Public Github
- Capacitor, React Native, Ionic, Flutter Exposure
- Continuous Integration
- Docker and supporting technologies
- Cordova & Hybrid app development experience
Qualifications (Minimum)
Qualifications (Ideal or Preferred)
Knowledge
Min:
Must have detailed knowledge of:
- IT systems development processes (SDLC)
- Application development
- Standards and governance
- Agile development life cycle
- Testing practices
Ideal:
Knowledge of:
- UML
- Systems analysis and design
- System architecture (technical design and implementation processes)
Solid understanding of:
- Banking systems environment
- Banking business model
- Best practices for Quality Assurance (QA)
- Object Orientated Development environment (.i.e. Java, Spring Framework, JBoss, Hibernate)
Skills
- Communications Skills
- Interpersonal & Relationship management Skills
- Analytical Skills
- Problem solving skills
Conditions of Employment
go to method of application »
Purpose Statement
- To build, implement, improve and support the AI platform which will support delivery of the Capitec AI strategy.
- To collaborate in creating and delivering the AI strategy to ensure Capitec is able to compete in a fast changing landscape. The effective use of AI technologies will be a key strategic differentiator in the future.
Experience
Minimum:
Proven experience in:
- 2+ yrs software development experience
- Strong analytical and problem-solving skills
- Expert in Python and SQL
Experience with the modern software development best practices, e.g.
- agile software development
- code reviews
- unit testing
- version control, e.g. git
- CI/CD
- Experience with microservice architectures
- Experience working in an agile team
- Experience with ML frameworks and tools (e.g. pandas, numpy, scikit-learn, TensorFlow, Pytorch, Spark MLlib)
- Experience with modern ETL, compute and orchestration frameworks, e.g. Apache Spark, Apache Flink, Apache Kafka, etc.
- Development experience in both Windows and Linux
- Experience with container technologies, e.g. Docker, Kubernetes
Ideal:
- Experience in building machine learning or AI systems
- Proficiency in R language
- Experience deploying models to production
- Experience building distributed systems
- Experience with NoSQL databases
- Experience working with ML platforms, e.g. MLflow, Kubeflow, etc.
- Experience working with Data Science platforms, e.g. Dataiku, Domino, etc.
- Experience with cloud-based infrastructure, e.g. Azure, AWS, GCP; ideally AWS
Qualifications (Minimum)
Qualifications (Ideal or Preferred)
Knowledge
Min:
Must have knowledge of:
- Object oriented and functional programming in Python
- Modern software development practices
- Database querying using SQL
- Data life cycle
- Machine learning concepts
- Machine learning model life cycle
- Microservice architectures
Ideal:
Knowledge of:
- Data Science lifecycle
- Distributed system design
- Big data storage and processing solutions
- Machine learning model architectures
Skills
- Analytical Skills
- Decision making skills
- Planning, organising and coordination skills
- Problem solving skills
- Researching skills
Conditions of Employment
- Clear criminal and credit record
- A valid driver's license and own vehicle is required
- Contactable via own mobile phone
go to method of application »
Purpose Statement
- Lead the design, development and implementation of Credit portfolio take-up propensity and price elasticity modelling
- Recommend strategic changes to credit policy using propensity-based decision analyses, at both the portfolio and segmented level
- Lead with clarity regarding credit profit optimisation, pricing and propensity, as it relates to strategy, the monitoring thereof and recommending policy adjustments to align with strategic objectives.
Experience
Minimum:
- At least 5 years’ proven experience is sales propensity / pricing elasticity modelling
- At least 2 years’ people management experience
Experience in:
- Drafting business plans, presenting and finalising strategies
- Business analysis: Design and implementation of processes and procedures
Ideal:
- At least 5 years’ proven experience in Credit within the financial services / retail banking industry
- At least 5 years’ experience in product costing, pricing and profitability measurement as well as related systems, processes and procedures in the financial services / retail banking
Qualifications (Minimum)
- Grade 12 National Certificate / Vocational in Grade 12 National Certificate
- A relevant post-graduate qualification in Accounting - Financial Accounting
Qualifications (Ideal or Preferred)
Knowledge
Minimum:
- Database querying software (ex. SQL)
- Statistical software (ex. SAS, R, Python)
- Predictive analytics in the context of articulating business requirements
- Building and developing effective teams
- Business Analytics
- Project management principles and methodologies (able to maintain continuity on multiple projects, time management, planning and organisational skills)
Ideal:
- Understanding of accounting, budgeting, costing, pricing and provisioning principles as applied in a bank
- Income statement and balance sheet accounting transactions of a bank
- Financial systems & procedures
- Regulations pertaining to credit management
- Credit management systems
- Unsecured credit, including credit facilities and credit cards
- General understanding of the Banks Act Capital Regulations, National Credit Act and the implication for Capitec business and the Credit Bureau
- Strong credit industry knowledge
- Business analysis experience on a banking system
- Analytical experience on credit portfolio
- Bank governance experience (ALCO, Riskco, Credit Committee, etc)
Skills
- Communications Skills
- Networking
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Presentation Skills
- Facilitation Skills
Conditions of Employment
go to method of application »
Purpose Statement
-
To respond to telephone and online queries from clients; provide service, fulfil clients’ needs and the granting of Global One (Save, Transact, Insure, Credit) and achieve targets.
Experience
Min:
Ideal:
- 1 – 2 years telemarketing experience, preferably in sales
- Call centre experience
- Of a sales/credit/fraud environment
- Of (Or) working in a Capitec Bank branch
Qualifications (Minimum)
Qualifications (Ideal or Preferred)
Knowledge
Min:
Ideal:
- Understanding of banking or financial principles and environment
- Basic telesales techniques and methods
- Basic sales principles and techniques
- Basic operational and product knowledge
- Capitec Bank Products and Procedure
Skills
- Communications Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Attention to Detail
- Analytical Skills
- Selling Skills
- Influencing Skills
- Telephonic / Call skills
Conditions of Employment
- Clear criminal and credit record
- Willing to work regular shifts or weekends or rotational standbys
go to method of application »
Purpose Statement
-
To respond to telephone and online queries from clients; provide service, fulfil clients’ needs and the granting of Global One (Save, Transact, Insure, Credit) and achieve targets.
Experience
Min:
Ideal:
- 1 – 2 years telemarketing experience, preferably in sales
- Call centre experience
- Of a sales/credit/fraud environment
- Of (Or) working in a Capitec Bank branch
Qualifications (Minimum)
Qualifications (Ideal or Preferred)
Knowledge
Min:
Ideal:
- Understanding of banking or financial principles and environment
- Basic telesales techniques and methods
- Basic sales principles and techniques
- Basic operational and product knowledge
- Capitec Bank Products and Procedure
Skills
- Communications Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Attention to Detail
- Analytical Skills
- Selling Skills
- Influencing Skills
- Telephonic / Call skills
Conditions of Employment
- Clear criminal and credit record
- Willing to work regular shifts or weekends or rotational standbys
go to method of application »
Purpose Statement
- To enable data as an asset; translating business intent into concrete blueprints for the data environment and for Data Engineers to build on.
- To enable staff to meet the business objectives through the ongoing enhancement & maintenance of the enterprise data model.
- To design and maintain optimal data models/structures at both an enterprise level as well as conceptual, logical & physical levels which meet the business and architectural objectives of Capitec.
- To govern the enterprise data model.
Experience
Minimum:
- 8 years+ data experience that includes 5 years in Data Modelling discipline
- 3 years Data Modelling experience in financial sector
- Deep understanding of Data Management (DMBOK), systems development lifecycle methodologies and IT Architecture
- Proven analytical and problem-solving experience in a complex data environment
Ideal:
- Experience with generic financial industry data models
- Exposure to graph data models
- Relevant industry experience i.e. financial services or retail.
- Regulatory knowledge in respect of data management
Qualifications (Minimum)
Qualifications (Ideal or Preferred)
Knowledge
Minimum:
- Data Management Domain Knowledge
- Knowledge of database concepts, objects and data modelling techniques and design principles.
- Experience in wide range of data modelling techniques, such as Entity Relationship Modelling, Olap, Third normal form (Data normalisation), Dimensional modelling
- Data warehousing, BI tools and technologies as well as the optimization of underlying databases
- Data Quality
- Master Data Management
- Metadata
- Expert knowledge of data modeling principles/methods including conceptual, logical & physical Data Models
- Data modelling patterns e.g. party role
- Understanding financial services concepts
- IT or Data Governance experience
- Banking and financial services environment.
Ideal:
- Data Modelling tools e.g. Sparx Enterprise Architect,Erwin & SAP Power Designer, ER/Studio or IBM data architect
- Data Integration
- Knowledge of the entire process behind software development including design and deployment
- Knowledge of Canonical Data Modelling
- How to clearly communicate complex technical ideas, regardless of the technical capacity of the audience
Skills
- Analytical Skills
- Attention to Detail
- Problem solving skills
- Facilitation Skills
- Presentation Skills
Conditions of Employment
go to method of application »
Purpose Statement
-
To manage and lead a team to optimally deliver on set organisational, departmental, and operational objectives, ensuring that an exceptional client experience is achieved and that all set policies, regulatory requirements, and operational processes are implemented, followed, and adhered to.
Experience
Minimum:
Ideal:
- Previous people leadership experience
- Contact Centre experience and/or function relevant experience (role specific)
Qualifications (Minimum)
Qualifications (Ideal or Preferred)
Knowledge
Minimum:
Ideal:
Capitec Bank policies, including:
- Disciplinary code and procedures
- KPA procedures and policies
- Adherence policies
- On line and cell phone banking process and technical frameworks (role specific)
- Capitec banking system
- Client relationship principles and environment
- Liaising with 3rd party providers (role specific)
- Working knowledge of legislation relevant to banking environment (i.a.FICA, National Credit Act (NCA), Consumer Protection Act (CPA), Protection of Personal Information Act (POPI), Credit Granting Policy (CGP) (role spefic)
Skills
- Communications Skills
- Leadership Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Attention to Detail
- Planning, organising and coordination skills
- Problem solving skills
- Analytical Skills
Conditions of Employment
- Clear criminal and credit record
- Willing to work regular shifts or weekends or rotational standbys
go to method of application »
Purpose Statement
-
To support with the day to day running and maintenance of portfolios by providing a central office-bound contact point for client service queries/ requests, administration assistance and adding value to clients through the identification of cross-selling opportunities, monitoring all loan facilities in the portfolio on a daily basis against set parameters/ conditions.
Experience
Minimum:
- At least 5 years, of which 1 year should have been spent in the Business Banking environment.
- Experience in preparing and motivating Credit applications is essential
Qualifications (Minimum)
Qualifications (Ideal or Preferred)
Knowledge
Minimum:
- The features, benefits and value propositions of respective company product/service offerings.
- General banking practices and procedures.
- Understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market
- Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements. .
- The Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).
- Administration processes and procedures pertaining to Business Banking transactions.
- Client relationship management and service principles.
Ideal:
- Competitor product offerings/ channels/ operational and marketing tactics would be advantageous.
- Capitec/Business Bank systems and processes
Skills
- Communications Skills
- Negotiation skills
- Problem solving skills
- Analytical Skills
- Planning, organising and coordination skills
Conditions of Employment
go to method of application »
Purpose Statement
-
To support with the day to day running and maintenance of portfolios by providing a central office-bound contact point for client service queries/ requests, administration assistance and adding value to clients through the identification of cross-selling opportunities, monitoring all loan facilities in the portfolio on a daily basis against set parameters/ conditions.
Experience
Minimum:
- At least 5 years, of which 1 year should have been spent in the Business Banking environment.
- Experience in preparing and motivating Credit applications is essential
Qualifications (Minimum)
Qualifications (Ideal or Preferred)
Knowledge
Minimum:
- The features, benefits and value propositions of respective company product/service offerings.
- General banking practices and procedures.
- Understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market
- Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements. .
- The Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).
- Administration processes and procedures pertaining to Business Banking transactions.
- Client relationship management and service principles.
Ideal:
- Competitor product offerings/ channels/ operational and marketing tactics would be advantageous.
- Capitec/Business Bank systems and processes
Skills
- Communications Skills
- Negotiation skills
- Problem solving skills
- Analytical Skills
- Planning, organising and coordination skills
Conditions of Employment
go to method of application »
Purpose Statement
-
To support with the day to day running and maintenance of portfolios by providing a central office-bound contact point for client service queries/ requests, administration assistance and adding value to clients through the identification of cross-selling opportunities, monitoring all loan facilities in the portfolio on a daily basis against set parameters/ conditions.
Experience
Minimum:
- At least 5 years, of which 1 year should have been spent in the Business Banking environment.
- Experience in preparing and motivating Credit applications is essential
Qualifications (Minimum)
Qualifications (Ideal or Preferred)
Knowledge
Minimum:
- The features, benefits and value propositions of respective company product/service offerings.
- General banking practices and procedures.
- Understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market
- Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements. .
- The Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).
- Administration processes and procedures pertaining to Business Banking transactions.
- Client relationship management and service principles.
Ideal:
- Competitor product offerings/ channels/ operational and marketing tactics would be advantageous.
- Capitec/Business Bank systems and processes
Skills
- Communications Skills
- Negotiation skills
- Problem solving skills
- Analytical Skills
- Planning, organising and coordination skills
Conditions of Employment
go to method of application »
Purpose Statement
-
To support with the day to day running and maintenance of portfolios by providing a central office-bound contact point for client service queries/ requests, administration assistance and adding value to clients through the identification of cross-selling opportunities, monitoring all loan facilities in the portfolio on a daily basis against set parameters/ conditions.
Experience
Minimum:
- At least 5 years, of which 1 year should have been spent in the Business Banking environment.
- Experience in preparing and motivating Credit applications is essential
Qualifications (Minimum)
Qualifications (Ideal or Preferred)
Knowledge
Minimum:
- The features, benefits and value propositions of respective company product/service offerings.
- General banking practices and procedures.
- Understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market
- Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements. .
- The Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).
- Administration processes and procedures pertaining to Business Banking transactions.
- Client relationship management and service principles.
Ideal:
- Competitor product offerings/ channels/ operational and marketing tactics would be advantageous.
- Capitec/Business Bank systems and processes
Skills
- Communications Skills
- Negotiation skills
- Problem solving skills
- Analytical Skills
- Planning, organising and coordination skills
Conditions of Employment
go to method of application »
Purpose Statement
Experience
Minimum:
- Banking experience of at least 5 years, of which 3 years should have been spent in the Business Banking environment.
- Experience of managing a complex portfolio of business customers with a service and financial analysis focus.
- Holding responsibility for client relationship management of high value clients with varied and complex needs
- Significant experience in preparing and motivating Credit applications
- Cost control and sales management
Qualifications (Minimum)
Qualifications (Ideal or Preferred)
Knowledge
Minimum:
- Principles and practices of business economics and the current business economic environment.
- Advanced customer relationship management (CRM) principles and techniques, esp. projecting credibility, gravitas and presence in the context of business (client) stakeholders.
- Different industry sectors and sector risk profiles/ trends; including an understanding of the impact of external (economic, political, legislative, climatic) conditions on specific industries/ markets in the portfolio
- Local market (LM) sales principles and practices to manage and optimise retention and growth within the portfolio.
- General banking practices and procedures.
- Knowledge of competitor product offerings/ channels/ operational and marketing tactics.
- Credit principles and practices, including an understanding of credit application, securities
- Legal entities (companies, close corporations, sole proprietorships etc.) in the commercial market and the legislative restrictions and requirements governing these from a financial services perspective.
- Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).
- Able to extract, analyse and apply CRM insights to influence the client management approach and strategy
- General understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market
Ideal:
- Features, benefits and value propositions of the respective company product/service offerings.
- Multi-level products available and pricing structures
- Current taxation laws as they apply to customers.
- A good knowledge of administration processes and procedures pertaining to Business Banking transactions
- Financial Modelling; activity based costing, financial analysis (evaluating and identifying trends), complex cash flow cycles (industry/ sector specific)
Skills
- Interpersonal & Relationship management Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Negotiation skills
- Problem solving skills
- Decision making skills
- Commercial Thinking Skills
- Strategic Thinking Skills
- Communications Skills
- Influencing Skills
- Analytical Skills
- Attention to Detail
Conditions of Employment
- Clear criminal and credit record
- Willingness to work flexible hours (including Saturdays and Public Holidays)
go to method of application »
Purpose Statement
-
To support with the day to day running and maintenance of portfolios by providing a central office-bound contact point for client service queries/ requests, administration assistance and adding value to clients through the identification of cross-selling opportunities, monitoring all loan facilities in the portfolio on a daily basis against set parameters/ conditions.
Experience
Minimum:
- At least 5 years, of which 1 year should have been spent in the Business Banking environment.
- Experience in preparing and motivating Credit applications is essential
Qualifications (Minimum)
Qualifications (Ideal or Preferred)
Knowledge
Minimum:
- The features, benefits and value propositions of respective company product/service offerings.
- General banking practices and procedures.
- Understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market
- Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements. .
- The Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).
- Administration processes and procedures pertaining to Business Banking transactions.
- Client relationship management and service principles.
Ideal:
- Competitor product offerings/ channels/ operational and marketing tactics would be advantageous.
- Capitec/Business Bank systems and processes
Skills
- Communications Skills
- Negotiation skills
- Problem solving skills
- Analytical Skills
- Planning, organising and coordination skills
Conditions of Employment
go to method of application »
Purpose Statement
-
To support with the day to day running and maintenance of portfolios by providing a central office-bound contact point for client service queries/ requests, administration assistance and adding value to clients through the identification of cross-selling opportunities, monitoring all loan facilities in the portfolio on a daily basis against set parameters/ conditions.
Experience
Minimum:
- At least 5 years, of which 1 year should have been spent in the Business Banking environment.
- Experience in preparing and motivating Credit applications is essential
Qualifications (Minimum)
Qualifications (Ideal or Preferred)
Knowledge
Minimum:
- The features, benefits and value propositions of respective company product/service offerings.
- General banking practices and procedures.
- Understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market
- Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements. .
- The Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).
- Administration processes and procedures pertaining to Business Banking transactions.
- Client relationship management and service principles.
Ideal:
- Competitor product offerings/ channels/ operational and marketing tactics would be advantageous.
- Capitec/Business Bank systems and processes
Skills
- Communications Skills
- Negotiation skills
- Problem solving skills
- Analytical Skills
- Planning, organising and coordination skills
Conditions of Employment
Method of Application
Use the link(s) below to apply on company website.
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