Job Opportunities at Capitec Bank

We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

• To see what life at Capitec is all about and complete a short assessment, please click here !
• Once you have completed the above finalize your application by clicking apply below

Purpose Statement

• To function as the interface between the business (Operations and Sales and areas with a direct link to Operations and Sales) and IT delivery teams, to articulate and prioritise the business requirements of new ideas, process flow and/or policy changes.
• To fulfil a cross-functional role by engaging and facilitating effective communication flow between Operations, QA and other support divisions as part of the Collections Campaign Team.
• To provide customised specialist support to relevant business unit/department in full adherence to agreed SLAs and policy and procedure framework.

Minimum

Experience

• At least 3 - 5 years’ relevant experience in processing systems, processes and procedures in a similar environment
• At least 3 – 5 years relevant experience in Centralised environments, including Contact Centre’s

Ideal

• At least 5 - 8 years’ relevant experience in processing systems, processes and procedures in a banking / financial environment
• At least 3 – 5 years relevant experience in Centralised environments, including Contact Centre’s

Qualifications (Minimum)

• Bachelor's Degree in Industrial Engineering or Business Engineering
• Qualifications (Ideal Or Preferred)
• Honours Degree in Business Analysis

Knowledge

Knowledge Of

Minimum:

• Business analysis
• Business acumen
• Industry developments (banking of the future)
• Root cause analysis (Technical root cause analysis methods and processes)
• PowerPoint Enterprise Architect or equivalent) and analytics and numeric analytics tools
• General Office Systems

Ideal

• In-depth knowledge and understanding of:
• Retail operational environment
• Data management
• Diagnostic techniques
• Working knowledge of Capitec Bank's integrated banking systems, structure and infrastructure
• Visio (Standard) process flows design

Skills

• Communications Skills
• Numerical Reasoning skills
• Interpersonal & Relationship management Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Presentation Skills
• Facilitation Skills
• Planning, organising and coordination skills
• Analytical Skills
• Strategic Thinking Skills
• Leadership Skills
• Administration Skills
• Conditions of Employment
• Clear criminal and credit record
• A valid driver's license and own vehicle is required

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

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Purpose Statement

• To provide a central, head office based Business Banking sales and service function that will grow and retain business clients
• To achieve financial sales and service objectives by following up on sales leads through various digital communication channels.

Minimum

Experience

• 3 years experience in a banking environment of which 1 year should have been spent in a sales environment.
• 1 year lending experience (preparing and motivating credit applications) preferably within a Business Banking environment.

Ideal

• 3+ years in a banking environment of which 1+ year should have been spent in a sales environment.
• 1+ years lending experience (preparing and motivating credit applications) within a Business Banking environment
• Previous experience within a Personal banking environment

Qualifications (Minimum)

• A relevant tertiary qualification in Accounting - Financial Accounting or Finance

Qualifications (Ideal Or Preferred)

• Bachelor's Degree in Accounting - Financial Accounting or Finance

Knowledge

Minimum

• Understanding of business banking and intuitive credit and portfolio management.
• Client relationship management (CRM) principles and techniques.
• How to interpret financial statements, balance sheets, collateral and basic financial ratios.
• Standardised business banking transactional products and other core products relevant to small enterprises.
• Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective.
• Regulations, Acts and Codes related to the banking environment – for example, Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes, Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA) and related anti-money laundering legislation and the National Credit Act (NCA)
• Knowledge of competitors offerings.
• Compliance with the Banking Code of Practice, Credit Risk Manual, Securities Manual and Bank Policies and Procedures.

Ideal

• Features, benefits and value propositions of Capitec BB product/service offerings.
• Current taxation laws as they apply to customers.
• A good knowledge of administration processes and procedures pertaining to Business Banking transactions

Skills

• Analytical Skills
• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Problem solving skills

Conditions of Employment

• Clear criminal and credit record

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Apply By

We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
To see what life at Capitec is all about and complete a short assessment, please click here !
Once you have completed the above finalize your application by clicking apply below

Purpose Statement

• As a Test / System Analyst you will be responsible for planning and implementing quality assuance testing across the SDLC, in order to prove the functional and non-functional requirements of the various systems and components that delivers value into clients hands.
• You will be monitoring current processes and implementing new solutions with the goal to improve overall business efficiency.
• You will be working with our team of software engineers and analyst developers who are proficient in IT, programming and software development.

Minimum

Experience

• 3 years of Remote Banking/On-line Banking product development and testing level
• Ideal
• 10 + years in a payment and software development environment
• Experience of payments within an electronic channel (in areas such as Mobile, USSD, POS and ATM) will be advantageous
• Experience in enterprise logging software: Kibana / Grafana
• Experience in the setup and execution of various automated testing and defect logging tools: J-Meter / Jira / Mantis Bug Tracker
• Expeirence in Atlassian tools: Jira and Confluence
• Experience in Formulating and executing SQL / JQL scripts.
• Qualifications (Minimum)
• Grade 12 National Certificate / Vocational
• Qualifications (Ideal Or Preferred)
• A relevant tertiary qualification in Commerce

Knowledge

• Knowledge of the following areas are required to perform the job:
• Remote Banking: Online banking through connected devices (Smart phone; tablet; Desktop) as well as mobile (USSD) capabilities
• Retail banking and payments: business development in electronic delivery channels or self-service channels environment: e.g. Card; Internet banking; Cell phone banking; Digital Payments; payment systems (Visa / MasterCard)

Skills

• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Interpersonal & Relationship management Skills
• Communications Skills
• Business writing skills
• Presentation Skills
• Facilitation Skills
• Influencing Skills
• Planning, organising and coordination skills
• Conditions of Employment
• A valid driver's license and own vehicle is required
• Required to be available after hours in case of emergency

go to method of application »

Apply By

We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
To see what life at Capitec is all about and complete a short assessment, please click here !
Once you have completed the above finalize your application by clicking apply below

Purpose Statement

• To contribute to the enhanced client experience service delivery of the Foreign Exchange Department through accurate and timely capturing foreign payments as per client instructions, and processing the Balance of Payment (BOPs) daily for current value date

Minimum

Experience

• 3-5 years in a Foreign Exchange payment environment
• 2 years Foreign Exchange processing experience

Ideal

• 5+ years in a Foreign Exchange Payment environment

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational
• Qualifications (Ideal Or Preferred)
• Certification in Accounting - Management Accounting or Commerce

Knowledge

Minimum

• Knowledge and compliance with relevant Foreign Exchange Policies and Procedures.
• Knowledge of Operational Risk.
• Knowledge and understanding of SA Reserve Exchange Control Regulations, SWIFT standards, message types and cut-off times.
• Knowledge and understanding of basic pricing concepts and application to client transactions / accounts.
• Understand Accounting and Reconciliation concepts (understand entries and be able to do account reconciliations).

Ideal

• Knowledge on banking systems
• Good working knowledge of standardised business banking and Treasury products.

Skills

• Communications Skills
• Attention to Detail
• Interpersonal & Relationship management Skills
• Numerical Reasoning skills
• Planning, organising and coordination skills
• Conditions of Employment
• Clear criminal and credit record