Job Vacancies at Capitec Bank

Purpose Statement

• To minimise the risk of loss through bad debts, and maximise profits for the business through effective execution of credit application, evaluation and approval processes, and ensuring the quality of credit risks across the portfolio is maintained. 
• To interact with other areas of the bank and acting as a catalyst in ensuring compliance with agreed risk parameters as set out in the Bank’s strategy.

Experience

Minimum:

• At least 5 years Credit Management experience across Personal and Business markets 
• Current Person-to-holder Credit Mandate 

Ideal:

• At least 5 years Credit Management experience across Personal and Business markets 
• Experience in Intuitive Credit Granting

Qualifications (Minimum)

• Bachelor's Degree in Credit Management or Banking

Qualifications (Ideal or Preferred)

• Honours Degree in Credit Management or Banking

Knowledge

Minimum:

• Business knowledge
• Risk Management 
• Understanding of Project Management methodologies and processes, 
• People Management 
• Financial Management
• In-depth understanding of the NCA

Ideal:

• Knowledge of Intuitive Credit Granting

Skills

• Commercial Thinking Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Analytical Skills
• Problem solving skills
• Decision making skills
• Attention to Detail
• Numerical Reasoning skills

Conditions of Employment

• Clear criminal and credit record

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Purpose Statement

• To support with the day to day running and maintenance of portfolios by providing a central office-bound contact point for client service queries/ requests, administration assistance and adding value to clients through the identification of cross-selling opportunities, monitoring all loan facilities in the portfolio on a daily basis against set parameters/ conditions.

Experience

Minimum:

• At least 5 years, of which 1 year should have been spent in the Business Banking environment. 
• Experience in preparing and motivating Credit applications is essential

Qualifications (Minimum)

• Diploma in Commerce or Banking
• Bachelor's Degree in Banking or Commerce

Minimum:

• The features, benefits and value propositions of respective company product/service offerings. 
• General banking practices and procedures.
• Understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market 
• Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements. . 
• The Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA). 
• Administration processes and procedures pertaining to Business Banking transactions.
• Client relationship management and service principles.

Ideal:

• Competitor product offerings/ channels/ operational and marketing tactics would be advantageous.
• Capitec/Business Bank systems and processes

Skills

• Communications Skills
• Negotiation skills
• Problem solving skills
• Analytical Skills
• Planning, organising and coordination skills

Conditions of Employment

• Clear criminal and credit record

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Purpose Statement

• Responsible for the design and development of new service orientated applications (SOA) according to specifications.
• This role is specifically for the App messaging team to develop and use a bespoke app messaging tool to assist with messages and alerts on the app. 

Experience

• 6+ years proven experience in software development, project delivery and implementation

Experience in the following development languages:

Minimum 

• Java
• Maven or Gradle
• Git or SVN
• SOAP or REST
• Spring, Springboot 

 
Ideal

• REST
• Git
• JPA
• Javascript
• HTML
• CSS 

Qualifications (Minimum)

• A relevant qualification in Information Technology
• Grade 12 National Certificate / Vocational
• Qualifications (Ideal or Preferred)
• Certification in Systems Analysis or Design

Knowledge
Min:

Must have detailed knowledge of:

• IT systems development processes (SDLC)
• Application development
• Banking systems
• Standards and governance
• Agile development life cycle
• Testing practices

Ideal:
Knowledge of:

• UML
• Systems analysis and design
• System architecture (technical design and implementation processes)

Solid understanding of:

• Banking systems environment
• Banking business model
• Best practices for Quality Assurance (QA)
• Object Orientated Development environment (i.e. Java, Spring Framework, JBoss)

Skills

• Analytical Skills
• Problem solving skills
• Communications Skills
• Facilitation Skills
• Interpersonal & Relationship management Skills
• Negotiation skills
• Influencing Skills
• Presentation Skills
• Attention to Detail
• Commercial Thinking Skills
• Planning, organising and coordination skills
• Project Management Skills (Methodolgy Specific)

go to method of application »

Purpose Statement

• To minimise the risk of loss through bad debts, and maximise profits for the business through effective execution of credit application, evaluation and approval processes, and ensuring the quality of credit risks across the portfolio is maintained. 
• To interact with other areas of the bank and acting as a catalyst in ensuring compliance with agreed risk parameters as set out in the Bank’s strategy.

Experience
Minimum: 

• At least 5 years Credit Management experience across Personal and Business markets 
• Current Person-to-holder Credit Mandate 

Ideal: 

• At least 5 years Credit Management experience across Personal and Business markets 
• Experience in Intuitive Credit Granting

Qualifications (Minimum)

• Bachelor's Degree in Credit Management or Banking

Qualifications (Ideal or Preferred)

• Honours Degree in Credit Management or Banking

Knowledge
Minimum: 

• Business knowledge
• Risk Management 
• Understanding of Project Management methodologies and processes, 
• People Management 
• Financial Management
• In-depth understanding of the NCA

go to method of application »

Purpose Statement

• To act as a Cloud Engineer in a senior position to build out and maintain resilient, scalable, cost effective and high performing Cloud solutions that will assist Capitec to become the best bank in the world.

Experience
Minimum:

• 5+ years’ experience in Infrastructure, Software Development, DevOps 
• 3+ years design and implementation of highly available, enterprise-scale Cloud infrastructure.
• 2+ years in AWS
• Of introducing Cloud technology (start-up) in an environment – processes, principles etc.
• Design and hands on troubleshooting background on AWS Platform (Azure or GCP will be advantageous).
• Experience working in a DevOps environment.
• Experience developing and supporting infrastructure and Cloud capabilities for micro services-based architectures.
• Experience working with CI/CD tools.
• Experience with authentication and Authorization technologies and protocols (LDAP, Kerberos, AD, OAuth 2.0, OpenID Connect, SAML).
• Experience working with scripting and provisioning tools like Terraform, Ansible, CloudFormation or equivalent.

Ideal:

• Experience in a financial services or banking organisation
• Infrastructure security
• Experience in engineering data pipelines using Big Data technologies such as Spark, Kafka, Hadoop, Storm, etc.
• Experience with ELK, New Relic or similar on Public Cloud Platforms.
• Experience with Docker and Kubernetes.
• Experience working in a fast paced Agile/Scrum environment (Atlassian Stack).

Qualifications (Minimum)
Certification
Qualifications (Ideal or Preferred)

• Bachelor's Degree in Information Technology - IT Engineering or Engineering - Other

Knowledge
Minimum:

• Design and deployment of highly available, enterprise-scale Cloud infrastructure.
• Advance knowledge of infrastructure concepts, technologies and patterns. (SDLC, IaC)
• Practical, working knowledge of:
• Developing and delivering systems on AWS Platforms (Azure or GCP will be advantageous).
• Supporting and enhancing build and release processes through automation using a combination of processes and existing tools.
• Understanding of Cloud Security technologies and best practices.
• Understanding of Networking in Cloud environments.

Ideal / Optional

• Understanding of modern software engineering patterns, including those used in highly scalable, distributed, and resilient systems.
• Ability to deliver long-term, repeatable IaC solutions that incorporate directly into an overall CI/CD process.
• Knowledge of JSON templates, PowerShell, CLI’s, Shell, Python.