Job Openings at Capitec Bank

Purpose Statement

• To create optimal, sustainable, resilient, scalable, cost effective and high performing IT Infrastructure services that meet the company’s vision and objectives

Experience
Minimum:

• 5+ years’ experience in business-critical database administration
• 3+ years’ experience in
• Level 2 – 3 database administration role
• Understanding of AWS technology 
• Firm understanding of database migrations from and to SQL server is required 
• Background in financial industry from an IT perspective 
• Advanced troubleshooting
• Change management processes
• Developing and maintaining database environments
• Implementation of industry best practices and standards
• Agile Way of working (e.g. running a Kanban\SCRUM\Lean methodology)

Ideal:

• Grade 12 National Certificate / Vocational
• A relevant tertiary qualification in Information Technology

Qualifications (Ideal or Preferred)

• Bachelor's Degree in Information Technology - Computer Science or Information Technology

Knowledge
Minimum:
A thorough and in-depth understanding of:

• Data Platform Cloud services for AWS
• SQL Server design and administration
• SQL Server management systems performance and capacity analysis
• SQL Server Internals
• T-SQL Programming and optimization

A sound understanding of:

• People Management
• OLAs / SLAs
• Monitoring and Alerting
• Database and resource Capacity Planning
• Configuration Management

Ideal:

• Automation and Scripting (other than T-SQL)
• Data Platform Cloud services for AWS/Azure
• Storage/SAN architecture
• X86 Hardware architecture

Skills

• Planning, organising and coordination skills
• Leadership Skills
• Attention to Detail
• Administration Skills
• Problem solving skills

Conditions of Employment

• Clear criminal and credit record
• A valid driver's license and own vehicle is required
• Contactable via own mobile phone

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Purpose Statement

• To support with the day to day running and maintenance of portfolios by providing a central office-bound contact point for client service queries/ requests, administration assistance and adding value to clients through the identification of cross-selling opportunities, monitoring all loan facilities in the portfolio on a daily basis against set parameters/ conditions.

Experience
Minimum:

• At least 5 years, of which 1 year should have been spent in the Business Banking environment. 
• Experience in preparing and motivating Credit applications is essential
• Qualifications (Minimum)
• Diploma in Commerce or Banking
• Qualifications (Ideal or Preferred)
• Bachelor's Degree in Banking or Commerce

Knowledge
Minimum:

• The features, benefits and value propositions of respective company product/service offerings. 
• General banking practices and procedures.
• Understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market 
• Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements. . 
• The Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA). 
• Administration processes and procedures pertaining to Business Banking transactions.
• Client relationship management and service principles.

Ideal:

• Competitor product offerings/ channels/ operational and marketing tactics would be advantageous.
• Capitec/Business Bank systems and processes

Skills

• Communications Skills
• Negotiation skills
• Problem solving skills
• Analytical Skills
• Planning, organising and coordination skills
• Conditions of Employment
• Clear criminal and credit record

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About the role:

• Your key focus areas will be to ensure that Capitec Bank’s strategic objectives i.e., profit, efficiency, processes and procedures are managed and that your team are able to drive these objectives within their portfolios. You will build relationships with a variety of business stakeholders and identify innovative and proactive implementable solutions with your expertise and knowledge within retail credit, compliance legislation, operational finance, and financial assets.

You will be responsible for:

• Leading a team of costing analysts and finance business partners with a primary focus on the retail credit business. The role will also look after a component of fee income (non-credit related income) but the primary focus will be credit.
• A solid understanding of IFRS9 will be advantageous in this role
• Working closely with the provisioning and credit teams to understand the drivers of the retail credit book performance and unpacking thereof
• Reporting measures like return on equity for the credit business and enhancing the understanding thereof 
• Reviewing and understanding the credit-related forecasts and budgets of the retail bank

Conditions of Employment

• Clear criminal and credit record