Specialist, Commercial Property Finance - Polokwane at Standard Bank Group

Job Description

• To sell Commercial Property Finance’s products and develop and maintain professional relationships with customers and potential customers in the commercial property industry. 
• To proactively source and acquire new business, structuring of the resultant transactions and management of the transaction origination process.
• To ensure effective sales execution in order to achieve sales and service targets.
• To provide specialist input and advice into Business Banking’s product experts in respect of the commercial properties being funded for both the bank’s credit risk as well as bank’s customers.

Qualifications 

• Business Commerce Degree
• 3-year property related degree
• Driver’s licence

Experience

• 5 - 7 years’ general banking experience and/or property finance experience 
• Relevant construction industry, property development, quantity surveying or valuation experience
• Experience in selecting, gathering and consolidating financial information from clients to ensure comprehensive financial assessment for feasibility purposes
• Experienced in analysing and interpreting balance sheets, ratios, income statements and  cash flows  
• Experience in determining appropriate pricing structures for property deals with an understanding of interest rates and funding mechanics 

Additional Information

Behavioral Competencies

• Adopting Practical Approaches
• Challenging Ideas
• Convincing People
• Directing People
• Embracing Change

Technical Competencies

• Sales skills and Property valuation
• Risk Management, Risk Acceptance and Risk Identification
• Relationship management skills
• Customer Acceptance & Review and Customer Understanding 
• Financial Acumen and Financial Statement Analysis