Senior Manager, Credit-Power & Infrastructure, Telecoms & Media at Standard Bank Group

JOB DESCRIPTION

To provide an efficient and effective credit approval and management process in respect of the allocated portfolio, by assessing and managing risk within acceptable parameters. Develop and maintain co-operative relationships between all stakeholders in the credit value chain and manage a team of Credit Managers. Sector responsibility will include research, specialist input and/or management with regards to the P&I (Power & Infrastructure) and/or TMT (Telecoms & Media) portfolios and risk appetite

QUALIFICATIONS

Minimum Qualifications

• Type of Qualification: Post Graduate Degree
• Field of Study: Business Commerce

Experience Required

• 7-10  years Thorough conceptual and practical knowledge of credit procedures, policies and standards, as well as a thorough understanding of products and facilities that give rise to counterparty credit risk. Understanding of Basel and broader regulatory and compliance requirements, Good understanding of lending and derivative products and facilities that give rise to counterparty credit risks, including the documentation required/presented to manage that risk.

• 7-10 years Well developed knowledge of financial markets, global economy and appropriate regional geographies in which portfolio operates.

• 5-7 Years Good understanding of accounting (both management and financial accounting) to analyse financial strengths and weaknesses of clients and identify potential risks to credit proposals.

• More than 7 years Understanding and working knowledge of risk systems monitoring and its related procedures for analysing the account behaviour of clients and identifying trends and shifts in credit risk profiles. Thorough understanding of bank’s products and facilities that give rise to counter party credit risk. Strong technical understanding of non-credit risks encountered within transactions. Knowledge of financial markets (Global and especially African economies).Thorough conceptual and practical knowledge of credit procedures, policies, standards. Knowledge of risk systems and derivative instruments.

ADDITIONAL INFORMATION

Behavioural Competencies:

• Checking Details
• Conveying Self-Confidence
• Interacting with People
• Examining Information
• Team Working

Technical Competencies:

• Risk Analysis
• Risk Measurement
• Risk Identification