Officer, Credit Risk, Bus Entrepreneur at Standard Bank Group

JOB DESCRIPTION

• To provide effective, pro-active credit risk management for the Business and/or Entrepreneur and/or Lifestyle Lending portfolios across products.
• To assist Personal and Business Banking (PBB) in achieving their asset growth targets, while maintaining a quality secured and unsecured lending book within the ambit of the PBB Credit policy and guidelines.
• The jobholder may be required to operate in one or more of the segments.

QUALIFICATIONS

Minimum Qualifications:

• National Certificate
• Diploma or Bcom degree Finance and Accounting

Experience Required:

• 1-2 years experience in good understanding of Credit Risk and Compliance functions
• 1-2 years experience in understanding of secured and unsecured products within PBB SA Business Lending.

ADDITIONAL INFORMATION

Behavioural Competencies:

• Team Working
• Taking Action
• Checking Details
• Examining Information
• Interpreting Data

Technical Competencies:

• Legal Agreements
• Collections / rehabilitation
• Fulfillment of loans
• Financial statement analysis
• Collateral