Latest Jobs at Capitec Bank

Purpose Statement

• Accountable for the preservation of Capitec’s public perception and reputation in so far as it relates to Credit. This includes, among other things, engaging with the media, credit industry, regulators, political forums and legal representation. Responsible for regulatory and industry engagements, responses, and submissions on credit related matters. Responsible to articulate Capitec’s credit approach to internal and external stakeholders. Responsible to drive “Good for client” regulatory and industry change within the Credit market. Accountable for change management, to ensure the alignment of internal stakeholders (at an executive and senior management level) with industry and regulatory changes, developments, and compliance requirements. Responsible to drive conduct standards within Credit processes, systems, services, and products.

Experience

Minimum:

• 8 years’ experience within banking or financial services industry 

• 3 years’ experience at senior management level and working with executive management

• Experience in organisational change initiatives 

• Persuading and influencing capabilities 

• Self-disciplined and self-motivated

• Formulating strategies and concepts

• Leading and supervising 

Ideal:

• Legal experience especially in the retail credit space

Qualifications (Minimum)

• A relevant tertiary qualification in Business Management or Credit Risk Management

Qualifications (Ideal or Preferred)

• A relevant post-graduate qualification in Business Management or Credit Risk Management

• Qualified Chartered Accountant (CA)

Knowledge

Knowledge of the following areas are required to perform the job:

Min:

• The Retail Credit Industry

• Credit Risk Management

• Credit systems, Applications and associated tools 

• Credit Risk calculations, including arrears pricing and provisioning

• National Credit Act 

Skills

• Communications Skills

• Computer Literacy (MS Word, MS Excel, MS Outlook)

• Interpersonal & Relationship management Skills

• Analytical Skills

• Numerical Reasoning skills

• Attention to Detail

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals

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Purpose Statement

• To develop solutions in line with business requirements and to support and develop integrated solutions to work with the Business Bank Enterprise Content Management solutions and line of business applications. 

Experience

Minimum:

• 3-5yrs IT/Developer experience with at least 2yrs experience in ECM

• Workflow implementation and configuration, minimum 2 years 

• Html ./ XML / Java Script (J Son) coding skills 

• SQL Query and relational Database experience or relevant qualification 

• Exposure to Web Development Toolkit 

• Exposure to BI Toolsets & Reporting / Dashboard development 

Ideal:

• Experience in a Banking Environment, minimum 2 years 

• Developing in an MCSD Development Skills with 5 years 

• Exposure and experience with a large scale ECM / Integration project.

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

• National Diploma in Information Technology or Information Technology - IT Engineering

Qualifications (Ideal or Preferred)

• National Diploma in Information Technology - IT Engineering or Information Technology

Knowledge

Minimum:

• Sound knowledge of business process enablement. 

• Sound knowledge of electronic content management. 

• Sound understanding of IT departmental procedures, including technical standards and process manuals

• General knowledge of hardware and networks

• Working knowledge of SQL databases.  

• Microsoft Windows

• Amazon Web Services (AWS)

• IT Change Management principles (ITSM)

Ideal:

• Bank Policies and Procedures 

• Distributed architectures and Web Application servers

• OnBase (implementation and configuration) 

Skills

• Problem solving skills

• SQL Skills

• Analytical Skills

• Numerical Reasoning skills

• Computer Literacy (MS Word, MS Excel, MS Outlook)

• Attention to Detail

Competencies

• Deciding and Initiating Action

• Working with People

• Relating and Networking

• Presenting and Communicating Information

• Applying Expertise and Technology

• Analysing

• Learning and Researching

• Creating and Innovating

• Planning and Organising

• Delivering Results and Meeting Customer Expectations

• Adapting and Responding to Change

Conditions of Employment

• Clear criminal and credit record

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Purpose Statement

• To develop, evaluate, implement and influence world class User/Client Experience (UX) design for digital platforms whilst conforming to the Capitec brand fundamentals to optimise the client experience. 

• To constantly enhance user experience through usability studies, contributing to translating feature requirements into interactive and visual designs across platforms, and work closely with Technology teams and User Interface (UI) Designers, and/or creating.

Education (Minimum)

• Grade 12 National Certificate / Vocational

Education (Ideal or Preferred)

• A relevant tertiary qualification

Knowledge and Experience

Knowledge:

Minimum:

• Knowledge of:

• Sketch, Figma or similar 

• Prototyping using InVision or similar 

• Thorough understanding of simplified user-centred design methodologies 

• Understanding of Google Material Design 

Ideal:

• Knowledge of psychology and/or anthropology (as it pertains to CX/UX principles)

• Agile practices 

Experience:

Minimum:

• At least 5 years’ experience in UX design for mobile devices and web

• At least 5 years’ experience in digital

• Proficiency in Sketch, Figma, Adobe XD, or something similar 

• Prototyping experience in InVision or similar

• Thorough experience in user journeys and wire-framing

• Experience with design patterns and standards

• Experience in crafting beautiful interfaces for mobile and web

• A digital portfolio and/or links to products involved in 

• Experience collaborating with business stakeholders and developers 

Ideal:

• At least 2 years’ experience in the financial sector

• Strong creative background to support UX methodologies

• Agile software development background

• Experience in usability testing

• Portal and dashboard design experience to ensure the solution meets client expectations 

• Analytics background 

• Passion for interaction design and animations

Skills

• Communications Skills

• Facilitation Skills

• Interpersonal & Relationship management Skills

• Presentation Skills

• Problem solving skills

Competencies

• Achieving Personal Work Goals and Objectives

• Adapting and Responding to Change

• Analysing

• Creating and Innovating

• Delivering Results and Meeting Customer Expectations

• Learning and Researching

• Presenting and Communicating Information

Additional Information

• Clear criminal and credit record

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Purpose Statement

• To manage a portfolio of clients by providing excellent client service which aims to retain and optimise client value whilst attracting new clients to ensure future client growth. 

Experience

Minimum:

• 1 to 2 years Business Banking experience

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational in Grade 12 National Certificate

Qualifications (Ideal or Preferred)

• Diploma in Accounting - Financial Accounting or Business Management

Knowledge

Minimum:

Knowledge and understanding of:

• Business banking environment including features, benefits and value propositions of products & services

• General banking practices and procedures. 

• Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements. . 

• The Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA). 

• Administration processes and procedures pertaining to Business Banking transactions.

• Client relationship management and service principles.

Ideal:

Knowledge and understanding of:

• Capitec Business Bank products and services

• Competitor product offerings/ channels/ operational and marketing tactics would be advantageous.

• Capitec/Business Bank systems and processes

Skills

• Communications Skills

• Administration Skills

• Planning, organising and coordination skills

• Problem solving skills

• Interpersonal & Relationship management Skills

• Attention to Detail

Competencies

• Deciding and Initiating Action

• Working with People

• Relating and Networking

• Persuading and Influencing

• Analysing

• Planning and Organising

• Delivering Results and Meeting Customer Expectations

• Following Instructions and Procedures

• Adapting and Responding to Change

• Coping with Pressures and Setbacks

• Achieving Personal Work Goals and Objectives

Conditions of Employment

• Clear criminal and credit record

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Purpose Statement

• To manage a portfolio of clients by providing excellent client service which aims to retain and optimise client value whilst attracting new clients to ensure future client growth. 

Experience

Minimum:

• 1 to 2 years Business Banking experience

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational in Grade 12 National Certificate

Qualifications (Ideal or Preferred)

• Diploma in Accounting - Financial Accounting or Business Management

Knowledge

Minimum:

Knowledge and understanding of:

• Business banking environment including features, benefits and value propositions of products & services

• General banking practices and procedures. 

• Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements. . 

• The Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA). 

• Administration processes and procedures pertaining to Business Banking transactions.

• Client relationship management and service principles.

Ideal:

Knowledge and understanding of:

• Capitec Business Bank products and services

• Competitor product offerings/ channels/ operational and marketing tactics would be advantageous.

• Capitec/Business Bank systems and processes

Skills

• Communications Skills

• Administration Skills

• Planning, organising and coordination skills

• Problem solving skills

• Interpersonal & Relationship management Skills

• Attention to Detail

Competencies

• Deciding and Initiating Action

• Working with People

• Relating and Networking

• Persuading and Influencing

• Analysing

• Planning and Organising

• Delivering Results and Meeting Customer Expectations

• Following Instructions and Procedures

• Adapting and Responding to Change

• Coping with Pressures and Setbacks

• Achieving Personal Work Goals and Objectives

Conditions of Employment

• Clear criminal and credit record

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Purpose Statement

• Responsible for a producing a comprehensive technical specification that offers a technical viable solution and address the business requirements within the SOA environment. 

• Design test plans and provide guidelines to facilitate performance and stress testing.

• Continuous business and industry research to guide the critical evaluation of architectural and design patterns & principles.

• The UX Architect must analyze and interpret consumer behavior related to an interactive digital experience.

Experience

• At least 5 years’ relevant design and development experience 

• Proven knowledge of and experience in:

  • Min:

    • UML (1 year) 

    • Analysis, design and writing technical specifications (2 years) 

    • Overall knowledge of.Net Framework up to v4.5 (3 years)  – tool applied to write UML

    • SQL (2 years) 

    • Relational Database Design (2 years) 

    • ASP.Net / Java script / HTML / CSS (2 years) 

    • XML / Xpath 

    • Web Services / SOAP 

    • Windows Services 

    • WCF (Windows Communication Foundation) 

    • OO Development Methodologies  

    • An understanding of SOA. 

    • IIS 

    • SQL Server 

    • Windows Server 

    • TCP/IP Fundamentals 

    • FTP   

    • Windows, Active Domain, .Net and IIS security models 

    • Integration of different systems and platforms

  • Ideal:

    • Interfacing with Java via Socket Programming

    • JBoss

    • Enterprise Architect (UML editor)

    • SSL Certificates

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• A relevant qualification in Information Technology

Knowledge

Min:
Must have detailed knowledge of:

• System architecture (technical design and implementation processes)

• Systems analysis and design

• UML or equivalent modelling language

• Technical Test Plan Design

• IT systems development processes

• Application development

• Standards and governance

Ideal:
Detailed knowledge of:

• Banking systems

• Agile development life cycle

• Knowledge of UML

Solid understanding of:

• Capitec Bank’s systems environment

• Capitec Bank business model

• Best practices for Quality Assurance (QA)

• Object Orientated Development environment (i.e. Java, Spring Framework, JBoss)

Skills

• Communications Skills

• Interpersonal & Relationship management Skills

• Negotiation skills

• Influencing Skills

• Facilitation Skills

• Presentation Skills

• Analytical Skills

• Problem solving skills

• Commercial Thinking Skills

• Planning, organising and coordination skills

• Attention to Detail

• Project Management Skills (Methodolgy Specific)

Competencies

• Achieving Personal Work Goals and Objectives

• Delivering Results and Meeting Customer Expectations

• Working with People

Conditions of Employment

• Clear criminal and credit record