Latest Job Openings at FirstRand Groups

Job Description

Evaluates portfolio risks, makes final credit decisions and interacts with other departments regarding credit management strategies

Hello Future Credit Manager

Welcome to FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen.

As part of our team in FNB Retail Judgemental Credit, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.

The Investment Institute will be responsible for research, portfolio construction and thought leadership aimed primarily at increasing the value proposition the distribution force takes to end clients, and as a secondary objective to produce content to clients to increase the business profile in the investment space.

Are you someone who can:

• Drive an Increase in average balance of assets as defined in the Financial Performance Report of the business
• Reduce percentage of Non-performing loans as a percentage of total performing book based on the business' performance
• Reduce Bad debts as a percentage of performing loans utilisation based on effective lending principals applied during approval
• Deliver exceptional Credit service that exceeds customers' expectations through  proactive, innovative and appropriate solutions
• Cultivate and manage objective working relationships with a variety of stakeholders, including end-users, SME’s, project managers and senior staff members
• Maintenance of expert knowledge on relevant legislative amendments, industry best practices and provision of proactive advice and solutions to relevant stakeholders

You will be an ideal candidate if you can:

• Ensure average approval turnaround time against target to ensure retention of clients.
• Focus on credit approval by Assessing credit applications as part of Credit Panel
• Comply with governance in terms of legislative and audit requirements
• Manage high risk portfolio including timely identification of high risk clients, checking security and mitigating risk by taking outstanding and new security and reducing limits
• Manage and ensure compliance to the Basel II accord.
• Mange limits that are in excess of normal limit by reducing number against total limits

You will have access to:

• Opportunities to network and collaborate
• A challenging working environment
• Opportunities to innovate

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Job Description

Hello Future Office Support Manager

Welcome to FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen.

As part of our talent team, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change. 

Are you someone who can:

• Align and integrate own administrative support tasks and activities in accordance to required response time, quality, and service delivery standards.
• Plan, communicate and co-ordinate area functions in advance.
• Ensure diary is managed effectively.
• Type business letters, minutes, memorandums, schedules, and general correspondence.

You will be an ideal candidate if you:

Minimum Qualification:  Relevant qualification

• Experience: 5 – 10 years’ experience in supporting executives
• Meeting Arrangement for the following, which includes agenda’s, pack compilation and distribution, meeting minutes management, action item management, governance around saving credit papers and packs on SharePoint and DocStash.  
• Person will need to deal with travel arrangements for a team of circa 15 people traveling into Africa as well as support with in-country team members traveling to South Africa.
• Person will look after ad-hoc support issues of the team based in SA – circa 18 people. (IT, Phones, computers, ad-hoc meetings, access issues, social events etc.)

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Job Description

To gather data, store and maintain data and ensure its integrity and quality, processing it into structured presentation as information

• First level SQL database problem diagnosis and resolution, ensuring a well performing production environment.
• Enhance and maintain databases to accommodate new business functions and improve existing business functions.
• Assist application developers with problem analysis and resolution of development and production failures.
• Including set up, back up processes, documentation updates, monitoring, Performance tuning and optimisation.
• Ensure that production environments remain technically stable.
• Management of own time and delivery of tasks according to deadlines.
• Computer programming experience and expertise.
• Working knowledge of the latest technologies and architecture required for web development.
• Identify what data currently exists, what data needs to be carried over into the new systems and/or analysis around what can be achieved with a new system.
• Extensive experience in database administration, maintenance and data warehousing.
• Produces data flow definitions, rules and instructions as a basis for the work of designers and programmers.

You’ll be an ideal candidate if you meet the following requirements:

• Qualification: Relevant Degree (Information Management Systems, Computer Science or IT)
• Experience using SQL
• Data Modelling
• Reporting: Understanding of Data Visualization
• Data Quality Management
• Reference Data and Master Data
• Knowledge of ETL
• Data Testing
• Cloud: Azure
• Mainframe Experience

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Job Description

To evaluate, manage and approve complex credit risk within area of responsibility by providing advice, recommendations and support to internal stakeholders through the implementation of group credit mandates, risk frameworks and methodologies.

• To provide coaching and mentoring to relevant internal (Business Judgemental Credit Manager I) and external teams (Relationship Managers).
• Manage respective portfolio within the banks risk appetite and asset growth budget and target.
• Assess and approve annual review and/or ad hoc requests of all counterparties within allocated portfolio and mandate structure.
• Assess and approve any escalated applications as and when required.
• Conduct client visits with frontline sales representative as and when required.
• Present to Credit committees determined by mandate levels (e.g., Commercial Credit Committee, Provincial Credit Committee and National Pre-screen Committee).
• Active member of Regional Credit Committee.
• Identify and manage credit risk at origination on an ongoing basis.
• Daily excess monitoring of counterparties in their portfolio.
• Monthly/ Quarterly/ Bi- annual or Annual covenant compliance monitoring Approve or recommend counterparty exposure across multiple products (working capital facilities as well as specialised finance and term loans) for area of responsibility.
• Assess and approve credit in terms of approved mandate through quantitative and qualitative analysis, to minimise Credit Risk to the business and manage the credit approval process.
• Assess credit applications, structure and compile proposal for presentation at the credit committee or higher mandate holders.
• Ensure credit approvals are conducted within appropriate governance (legislative and audit), process and mandate requirements.
• Ensure average approval turnaround time on deals and related reworks within acceptable norms.
• Workflow management within agreed SLA's.
• Provide on the job coaching and guidance to the Credit Manager I.
• Participate in planned activities that are appropriate for own development.
• Develop, encourage and nurture collaborative relationships across area of specialisation.
• Develop and manage key stakeholder relationships that enable achievement of operational objectives.
• Drive customer service delivery goal achievement in line with predefined standards and in support of operational objectives.
• Ensure compliance to legislative and audit requirements and adherence to relevant processes.
• Maintain expert knowledge on relevant legislative amendments and industry best practices and provide advice to relevant stakeholders.
• Maintain up to date knowledge of local and global trends

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Job Description

Hello Future Deal Maker

Welcome to FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen.

As part of our team in FNB Commercial Property Finance you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.

The main purpose of the role is to generate revenue by structuring deals, raising and utilization of funds, complex purchases and sales which may include securities, bonds, and foreign exchange

Are you someone who can:

• Originate and grow market share across the business as well as creating a network to originate new business
• Deliver sales targets and grow portfolio under guidance and supervision, by performing end-to-end process of deal origination to deal conclusion through effective engagement and understanding of customer’s business and needs
• Understand the Bank’s credit policies and Residential Development lending criteria
• Interpret financial statements and able to present the strengths, weaknesses and opportunities of that business.
•  Interpret Residential Development cash flows

You will be an ideal candidate if you:

• Have a minimum of a relevant BCom Degree in Law, Accounting, Commerce, Finance or related (a Postgraduate Degree is preferred)
•  Have a minimum of 5 years' experience in Residential Development environment
• Have 5 – 7 years' Commercial Property Finance Sales experience
• Have good understanding of the respective product and ability to structure deals within that environment (e.g. commercial property or wealth and investment, etc.)
• Have knowledge of deal origination

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Job Description

To evaluate, manage and approve complex credit risk within area of responsibility by providing advice, recommendations and support to internal stakeholders through the implementation of group credit mandates, risk frameworks and methodologies.

• To provide coaching and mentoring to relevant internal (Business Judgemental Credit Manager I) and external teams (Relationship Managers).
• Manage respective portfolio within the banks risk appetite and asset growth budget and target.
• Assess and approve annual review and/or ad hoc requests of all counterparties within allocated portfolio and mandate structure.
• Assess and approve any escalated applications as and when required.
• Conduct client visits with frontline sales representative as and when required.
• Present to Credit committees determined by mandate levels (e.g., Commercial Credit Committee, Provincial Credit Committee and National Pre-screen Committee).
• Active member of Regional Credit Committee.
• Identify and manage credit risk at origination on an ongoing basis.
• Daily excess monitoring of counterparties in their portfolio.
• Monthly/ Quarterly/ Bi- annual or Annual covenant compliance monitoring Approve or recommend counterparty exposure across multiple products (working capital facilities as well as specialised finance and term loans) for area of responsibility.
• Assess and approve credit in terms of approved mandate through quantitative and qualitative analysis, to minimise Credit Risk to the business and manage the credit approval process.
• Assess credit applications, structure and compile proposal for presentation at the credit committee or higher mandate holders.
• Ensure credit approvals are conducted within appropriate governance (legislative and audit), process and mandate requirements.
• Ensure average approval turnaround time on deals and related reworks within acceptable norms.
• Workflow management within agreed SLA's.
• Provide on the job coaching and guidance to the Credit Manager I.
• Participate in planned activities that are appropriate for own development.
• Develop, encourage and nurture collaborative relationships across area of specialisation.
• Develop and manage key stakeholder relationships that enable achievement of operational objectives.
• Drive customer service delivery goal achievement in line with predefined standards and in support of operational objectives.
• Ensure compliance to legislative and audit requirements and adherence to relevant processes.
• Maintain expert knowledge on relevant legislative amendments and industry best practices and provide advice to relevant stakeholders.
• Maintain up to date knowledge of local and global trends

go to method of application »

Job Description

To evaluate, manage and approve complex credit risk within area of responsibility by providing advice, recommendations and support to internal stakeholders through the implementation of group credit mandates, risk frameworks and methodologies.

• To provide coaching and mentoring to relevant internal (Business Judgemental Credit Manager I) and external teams (Relationship Managers).
• Manage respective portfolio within the banks risk appetite and asset growth budget and target.
• Assess and approve annual review and/or ad hoc requests of all counterparties within allocated portfolio and mandate structure.
• Assess and approve any escalated applications as and when required.
• Conduct client visits with frontline sales representative as and when required.
• Present to Credit committees determined by mandate levels (e.g., Commercial Credit Committee, Provincial Credit Committee and National Pre-screen Committee).
• Active member of Regional Credit Committee.
• Identify and manage credit risk at origination on an ongoing basis.
• Daily excess monitoring of counterparties in their portfolio.
• Monthly/ Quarterly/ Bi- annual or Annual covenant compliance monitoring Approve or recommend counterparty exposure across multiple products (working capital facilities as well as specialised finance and term loans) for area of responsibility.
• Assess and approve credit in terms of approved mandate through quantitative and qualitative analysis, to minimise Credit Risk to the business and manage the credit approval process.
• Assess credit applications, structure and compile proposal for presentation at the credit committee or higher mandate holders.
• Ensure credit approvals are conducted within appropriate governance (legislative and audit), process and mandate requirements.
• Ensure average approval turnaround time on deals and related reworks within acceptable norms.
• Workflow management within agreed SLA's.
• Provide on the job coaching and guidance to the Credit Manager I.
• Participate in planned activities that are appropriate for own development.
• Develop, encourage and nurture collaborative relationships across area of specialisation.
• Develop and manage key stakeholder relationships that enable achievement of operational objectives.
• Drive customer service delivery goal achievement in line with predefined standards and in support of operational objectives.
• Ensure compliance to legislative and audit requirements and adherence to relevant processes.
• Maintain expert knowledge on relevant legislative amendments and industry best practices and provide advice to relevant stakeholders.
• Maintain up to date knowledge of local and global trends