Senior Manager, Credit Portfolio at Standard Bank Group

JOB DESCRIPTION

• To provide the overall strategic leadership, direction and Portfolio management framework as a key enabler to achieving the business objectives of each country.
• Optimisation of the credit portfolios and credit life cycle strategies in support of the portfolio’s growth objectives and profitability goals.
• To drive and apply portfolio reporting, insights and specific analytics to understand the overall impact of various strategies in new business, account management and collections on the overall risk profile and performance of the portfolio.
• Provide a consolidated Risk Appetite Limits for Africa Regions
• To interface with country credit teams, client solutions & enablement teams to positively impact the credit outcomes in each country.

QUALIFICATIONS
Minimum Qualifications

• Degree Risk Management
• Degree Finance and Accounting
• Honours Degree Finance and Accounting

Other preferred qualifications, or professional memberships

• CFA, FRM, Risk Management, CIMA, CA

Experience Required 

• Years: 5-7 years
• Experience Description: Risk – Credit Risk- Practical knowledge of risk and control frameworks and application in financial services industry.
• Be fully conversant in risk appetite, risk response and process improvement concepts. Understand Credit Risk, Basel 3 and Economic Capital Management.
• Experience Description: Experience in credit analytics within a banking environment with specific focus on the credit lifecycle.

ADDITIONAL INFORMATION
Behavioural Competencies

• Providing Insights
• Adopting Practical Approaches
• Interpreting Data
• Challenging Ideas
• Embracing Change

Technical Competencies

• Risk Management
• Risk Identification
• Risk Response Strategy
• Risk Measurement
• Risk/ Reward Thinking