Officer, Credit Risk at Standard Bank Group

JOB DESCRIPTION

To provide effective, pro-active credit risk management for the Consumer Lending portfolios across products. To assist the Bank in achieving their asset growth targets, while maintaining a quality secured and unsecured lending book within the ambit of the Banks policy and guidelines. We are looking for 2x suitable candidates for this role. 

QUALIFICATIONS

Minimum Qualifications:

• Type of Qualification: Completed Secondary School/High School/A levels/Matric
• Field of Study: Finance and Accounting

Experience Required:

• 1-2 years - Good understanding of Credit Risk and Compliance functions
• 1-2 years - Basic understanding of secured and unsecured products within PBB SA Personal Lending.

ADDITIONAL INFORMATION

Behavioural Competencies:

• Conveying Self-Confidence
• Team Working
• Taking Action
• Checking Details
• Examining Information

Technical Competencies:

• Collections / Rehabilitation
• Credit Delivery
• Financial Statement Analysis  
• Mortgage Lending
• Debt Consolidation