Head of Business Unit – SME Lending (JB4568) at Kontak Recruitment

Minimum Requirements:

• Bachelor’s degree in finance, accounting, or other business-related fields
• 4+ years of proven experience in a senior role is advantageous
• Industry experience (banking, retail, or merchant) is highly advantageous
• Proven experience in managing a business or division within an organization
• System development experience is advantageous
• Proven marketing, sales, and operational experience
• Financial acumen and strong analytical skills
• Entrepreneurial spirit/drive
• Ability to engage with senior stakeholders
• Proficiency with financial reports and statements

Duties and Responsibilities:

• Actively participate in defining strategic objectives, business planning, and financial planning
• Lead and build the team to its full potential, ensuring alignment with strategic objectives
• Manage and oversee three large credit product portfolios
• Develop and drive the sales of credit products in each market segment
• Prepare financial spreadsheets and models to support new and existing credit products
• Ensure efficient management of workflows and data integrity
• Maintain responsibility for the division’s P&L
• Manage risk and control effectively, embedding a positive risk culture
• Deliver consistent and timely credit risk decisions
• Promote continuous improvement and necessary changes within the division
• Lead and drive the performance of direct reports, managing talent and under-performance proactively
• Facilitate communication and feedback between the team and stakeholders
• Initiate and embed change initiatives to support strategic objectives, improve processes, reduce costs, and develop products
• Ensure delivery of organizational costings within agreed budgets and timeframes
• Develop and maintain strong internal networks at a senior level
• Collaborate with Marketing, Sales, and Development teams to drive and coordinate product initiatives.