Deal Architect C at FirstRand Group

Job Description

Assist the deal makers with financial, market and risk analysis.
Analyses credit data to estimate degree of risk in extending credit or lending money.

• Process improvements in order to contain and reduce costs clear feedback and request training where appropriate.
• Analyses credit data to estimate degree of risk inextending credit or lending money. 
• Keep abreast of credit, industry and product knowledge. 
• Assess credit risk, structure deals and prepare presentation for Credit Committee 
• Continuously focus on providing optimal services and improving service delivery processes to meet or exceed customer expectations. 
• Build working relationships across teams and functional. 
• lines in order to enhance work delivery, collaboration and innovation. 
• Deliver internal and external customer service excellence through adherence to quality service standards. 
• Support deal makers in completing credit apps for Pre-Screen Balance Sheet ratios and spreads. 
• Actual client requirement & Strcuture of deal
• Specify the modus of the deal.
• Actual collateral listing
• Implement process flow of deal within country teams.  
• Manage deal from start to payout within country teams.  
• Ongoing maintenance of deals 
• Attend all deal fulfilment forums, Pre-Screen and main credit committee forums. 
• Ensure all documents are vetted by Legal 
• Signed documents to checked 
• Ensure All instruments are issued accordance to approva
• Train In country teams on an ongoing basis
• Deal tracking and pipeline management.

Additional Requirements 

• Successful applicants must have the following: 
• 5 to 10 Years proven track record in a Specialised Trade related environment either in Banking (Foreign 
• Exchange/Trade), Import/Export business or shipping. 
• Thorough knowledge and understanding of foreign. 
• exchange, hedging instruments, exchange control, advance/credit aspects and securities. 
• Thorough knowledge and experience in Letters of Credit (Transferable, Back-to-Back), Guarantees, Bills of 
• Exchange and other trade finance instruments. 
• Clear knowledge and understanding of bank’s credit. 
• ethics and procedure Thorough understanding of the INCOTERMS and the implications and responsibilities for all parties. 
• Clear understanding of the logistics/performance issues in terms of trade transactions e.g. transport issues, freight forwarding, clearing, marine insurance etc. 
• Working knowledge of credit underwriting agencies e.g. CGIC, AIG, CUAL etc. 
• Thorough knowledge and experience of Escrow accounts, Collateral Management Structures, Debtor Financing and Supply Chain Solutions.
• Knowledge on soft commodities and management deals with  

Qualifications and Experience

• 5 to 10 years' experience in Trade finance
• Minimum Qualification – B Com Accounting
• Preferred Qualification – CA (SA) / CFA