Latest Jobs at Absa Group

Job Summary

• To develop multi-functional governance, risk and compliance operating models and frameworks in a broadly defined group functional strategy; positioning and enabling horizontal alignment, implementation and adoption

Job Description

• An exciting opportunity has become available for an enthusiastic performer with a track record of success to join our group internal Audit team in the role of Head Reporting

The successful incumbent will develop, manage and execute on Internal Audit reporting and general risk reporting for the business. Lead, develop and improve the operating environment of Internal Audit reporting across change, systems, operations, governance and control to drive productivity and performance improvements within the function. This includes influencing the Internal Audit reporting strategy and translating it into substantive actions to create world-class capabilities in the reporting of business.

The role will require significant engagement with EXCO and as such, excellent written and verbal communication coupled with a strong attention to detail when preparing and reviewing reports is essential in the fulfilling the role. The individual needs to be highly numerate, combined with a good understanding of risk management concepts and practices.

Other responsibilities include but not limited to:

• Oversee Reporting to executives and external disclosures
• Enable value-add management information and reporting for executive business decision making
• Ensure that reports are of a sufficient quality and high standard. All information/data is presented as efficiently and effectively as possible.
• Consider information received from business units and translate into less complex executive summaries as needed
• Ensure that the reporting process is efficient and that duplication is avoided. Report automation is to be implemented to reduced manual processes.
• Ensure business ownership and clarity is provided to business units on minimum reporting standards.
• Alignment of qualitative information to financial statements where applicable
• Ensure a clear, concise governance process is implemented and understood by all stakeholders
• Implement an assurance process to demonstrate embedding of policies in Business
• Provide accurate, transparent and timely reporting to the managing executive and the EXCO
• Define the metrics, indicators and dashboards for reporting
• Define standards for reporting the business risk profile and risk data aggregation
• Ensure effective controls are in place over the processes for reporting
• Work with portfolio heads within Internal Audit to ensure initiatives are aligned to the overall business change agenda.
• Provide strong leadership, direction and display role model behaviors, inspiring others to work together to achieve the strategic vision.
• Build effective collaborative working relationships with key stakeholders.
   

Education and Experience:

• B.Com Hons Degree, MBA
• CA (SA) or equivalent
• 5-10 years’ experience in the Banking sector
• At least 5 years’ experience in Internal Audit
   

Knowledge and skills:

• Risk management, risk appetite and risk measurement
• Communication and presentation skills
• Ability to articulate facts and data pertaining to risk management
• Implementation of Data reconciliation, completeness and accuracy checks
• Project management
• Operational management
• Strategic planning and implementation

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Job Summary

To provide advice and support in the development and implementation of area of specialisation planning and associated service delivery processes, methods and techniques; enabling the provision of sound human resources expertise.

Job Description

Commercial awareness and strategic partnering: Accountable for the execution and implementation of the BU people strategies that supports the delivery of the BU area plans. Sets clear direction and plans for 6 – 12 months, and is able to adjust and vary resources in response to changing situations. Has a basic understanding of the global market place, competitive position and commercial drivers for a complex, large scale business. Uses analytics, data and trends both internally and externally to diagnose management issues and recommend effective solutions. Actively networks with colleagues outside team and with external contacts in the market. Engages in understanding the vision and understands their contribution in the delivery. | Trusted Advisor: Provides advice to the management team on people matters and acts as a sounding board and coach. Has influence and credibility with managers in their Business Unit. Coach and mentor business leaders, providing challenge where required. | Execute HR Delivery: Provides service and advice on the following key HR processes to their client by undertaking the following: o Operationalise the business strategy into a people strategy for management teams and ensure that workforce plans are embedded with relevant analytics and insights o Support and participates in major and HR Projects. o Identify capability gaps and define talent pools in conjunction with Management teams. Takes ownership of resourcing planning and delivery for Management teams and their staff and participate in management role hiring. o Responsible for Management team talent reviews, succession planning activities and talent and capability development. o Delivers Leadership and Learning programmes via specialists, specifies internal capabilities gaps and ensures relevant assessments, development and coaching in place. o Drives the management teams Remuneration and performance strategy and provides input and manages the management teams’ compensation, takes ownership of pay cycle and Remuneration plan delivery. Ensures effective employee engagement for the Business Unit in conjunction with the Functional Leader, supporting the HR Operations planning and service quality management. Consistently meets customer needs within time, resources and budget constraints, and delivers against overall targets. Sophisticated understanding of processes and applications within the teams and can utilise those needed for the role without difficulty. Ensures seamless delivery and interaction with specialist teams for their area. Assists in implementation of projects. Case manages more complex issues than transactional tasks – which are to be sourced via HR Operations. Empower line managers to undertake people management responsibilities

Qualifications
 

• Bachelor`s Degrees and Advanced Diplomas - Human and Social Studies, Customer Excellence - Service Delivery (Meets all of the requirements), Digital familiarity (Meets some of the requirements and would need further development), Effective communication - Basic (Meets all of the requirements), Emotional intelligence (Meets all of the requirements), Enabling team success (Meets some of the requirements and would need further development), Ethics and values (Meets all of the requirements), Experience in a similar environment at junior specialist level, Human Resource Consulting (Meets some of the requirements and would need further development), Openness to change (Meets some of the requirements and would need further development)

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Job Summary

The purpose of the role is to support the credit risk process through carrying out comprehensive and quality credit risk functions within the credit lifecycle to create shared growth within the boundaries of internal policies and external regulations.

Join the VAF (Collections) within Absa RBB where you will be responsible for developing Retail Credit Risk Pricing strategies by using data analysis and predictive modelling techniques. You will in In addition be responsible for developing, monitoring and tracking management information (MI) of strategies and developing reports to highlight trends to management within the Portfolio.

Job Description
Risk Management:

• To conduct quality credit risk assessments and reviews
• Proactively manage credit risks associated with clients
• Develop data driven strategies, facilitate the credit sanctioning process to ensure responsible risk decisions
   

Data and Systems Management:

• To produce and analyze relevant management information and insights management
   

Governance:

• Ensure the bank's credit, philosophy and all relevant legislation is adhered to
   

Customer Management:

• Investigate and resolve all escalated customer complaints
   

Strategy Design and Analysis

• Develop data driven strategies within the VAF team. This includes the following actions:
• Liaise with the relevant stakeholders in order to identify and select an appropriate data sample (for example, the target market) for strategy design.
• Source data on, for example overall performance and point in time status on customer's accounts/credit history, from various data sources within the ABSA domain as well as external organisations (i.e. Credit Bureaux) using Statistical Analysis Software (SAS) as well as database query tools.
• Consolidate the data in a logical manner such that it is analytical ready for SAS.
• Identify any data anomalies/trends and investigate possible causes for these. If necessary, suggest possible remedies for these anomalies to the portfolio's Management Team.
• Develop several alternative profitability strategies based on an analysis of the data and risk criteria available.
• Produce a detailed report the VAF and portfolio Management Team on the strategy design which needs to include the following:
• Indicate the data sample used, possible data exclusions and the reasons of the exclusions
• Document the strategy design methodology in such a manner that it is transparent and understandable to technical as well as a non technical audience.
• Document possible alternative strategies and their impact on the business (i.e. champion/challenger).
• Obtain buy-in from all stakeholders (e.g. VAF and portfolio Management Teams) by communicating the strategy verbally to both technical and non-technical audience.
• Present the strategy within the VAFmonthly meeting to ABSA Internal and Barclays stakeholders
• Liaise with the VAF capability team to ensure that the strategy is correctly implemented and that the timelines are within acceptable standards.
• Execute unit testing (if required) to ensure that the proposed strategy is correctly implemented in the credit scoring systems
• Continually benchmark current strategies against mandated risk criteria as well as industry standard and best practice benchmarks
• Secure approval from relevant governance structures. This includes sign-off control processes
   

MI Production

• Produce and analyse monthly MI, to provide insightful commentary to support the data that details areas of potential concern and develop remedial action plans to address the issues. Produce strategy review documentation that shows the relevant performance of comparative acquisition and existing customer strategies. This needs to include profit, volume and risk related metrics.
• Produce ad-hoc analysis reports on the specific credit, campaign or collections issues - this would include detailed investigations into
• Possible problem areas within the VAF credit risk portfolio.
• Actively manage and improve the risk-based profitability of the new applications as measured in terms of interest income, and Return on Credit Risk Economic Capital.
• Communicate with the members of the respective Strategic Business Units (SBUs), Group functions and Management Committees on an ongoing basis to ensure the speedy adoption of strategy development and revisions
• Communicate analytical results to both technical and non-technical audiences
• Work together with cross functional teams, which may be geographically dispersed, to deliver credit risk initiatives
• Manage strategy sign-off process to ensure that all stakeholders are informed of proposed strategy changes and benefit/impact of these changes to the business.
• Liaise with operational areas (for example, inbound call centre managers and the manual risk underwriting teams) to ensure strategies are working optimally.
• Ensure that all strategies comply with ABSA credit risk policies and framework
   

Customer Complaints Management
 

• Investigate and resolve all unresolved customer complaints that are escalated to for final decisioning. Provide prompt and clear feedback to the source of the complaint. This needs to be done for both new acquisitions as well as existing customer’s complaints.
• Reconsider all declined applications that have been escalated to the VAF Credit Risk portfolio for further consideration by carefully considering the customer relationship to the bank, risk of the customer as well as other available information. Refer all complex matters that need more investigation to the Head: VAF.
   

Education And Experience Required

• B Degree in Business or Mathematics or Statistics or Operational Research or Industrial Engineering or Risk Management or similar
• 3 years’ experience is required, in data analysis utilizing a standard statistical package such as SAS
• 1 year experience in SAS Advanced programming for statistical analysis and manipulation of very large data sets
• 2-5 years Credit Risk experience
• Advanced computer literacy especially the Microsoft Office suite of programmes (MS Word, MS Excel, MS PowerPoint) (1+ years)
   

Qualifications

Bachelor`s Degrees and Advanced Diplomas - Actuarial Science, Bachelor`s Degrees and Advanced Diplomas - Applied Mathematics, Bachelor`s Degrees and Advanced Diplomas - BMI - Business Management and Informatics, Bachelor`s Degrees and Advanced Diplomas - Financial Sciences, Bachelor`s Degrees and Advanced Diplomas - Manufacturing, Engineering and Technology, Bachelor`s Degrees and Advanced Diplomas - Mathematics, Bachelor`s Degrees and Advanced Diplomas - Physical, Mathematical, Computer and Life Sciences, Bachelor`s Degrees and Advanced Diplomas - Statistics, Credit Risk (Meets all of the requirements), Digital familiarity (Meets some of the requirements and would need further development), English, Experience in a similar environment at specialist level, Openness to change (Meets some of the requirements and would need further development), Reasoning (Meets all of the requirements), Responsible for developing acquisition, as well as existing customer, Retail credit risk, collections or campaign strategies by using data analysis and predictive modelling techniques. In addition, responsible for developing monitoring and tracking management information (MI) of strategies and developing reports to highlight trends to management within the Portfolio.

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Job Summary
Bring your possibility to life! Define your career with us.
With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.

Job Description
Model development (50%)

• Develop models in-house by ensuring model build data are of sufficient quality, completing statistical data analysis and producing detailed model build documentation while conforming to the governance structures
• Ensure successful implementation of vendor models by assisting the model implementation team through answering technical questions around the model workings (inputs to the model, calculations performed, etc.) and helping out with testing (comparing implementation results with prototype results) to ensure the model is implemented correctly
• Develop theoretical understanding and practical application of model development methodology through model building and application experience. Ensure full governance processes for modelling are complied with from model inception and build through to validation and sign-off by completing all relevant documentation according to the Absa Model Risk Policy. This includes responding to Independent Review questions and reworking the model build to include issues raised.
• Provide and detail appropriateness, perform and report impact analysis and recommend the use of both internal existing corporate models as well as external industry standard models available.
• Provide directional expertise to enhance model building skills within the team, ensuring increased capacity to build models, by transferring knowledge and experience gained.
• Ensure model compliance with Absa Group governance standards by following and adhering to standards.
• Communicate results and recommendations from analysis and modeling undertaken to other areas of Group Credit Risk, SBU’s & cluster by tailoring the interpretation to the audience and using appropriate presentation technology and templates
• Enhance model usage through strategy and policy recommendations to the Credit Risk team.
   

Accountability: Stakeholder management (25%):

• Actively engage stakeholders (model users, validation team, monitoring team, regulators) to be fully engaged in process and delivery through email discussions, group meetings and one-on-one discussions.
• Generate appropriate challenge on model builds from around the cluster by discussing model build detail and ideas.
• Manage key stakeholders across the business by ensuring their issues, objectives and priorities are reflected in the agreed solutions.
• Convert data extracts into relevant reports and data sets as required. This includes compiling Management Information (MI) and ad-hoc queries while adhering to agreed deadlines.
• Develop and maintain relationships with relevant business units by understanding the business units' requirements and obtaining feedback.
• Work with stakeholders to create and maintain a portfolio of business MI by utilising consistent and validated data sources.
• Contribute to the development of a high-performance culture.
• Participate in planning, resource allocation, training and team-building functions.
   

Accountability: Consultancy (10%)

• Compile trend analysis for "AS IS" and "TO BE" scenarios by statistically comparing different scenarios. Use these analyses to make recommendations around next steps or decisions to be taken.
• Support business forecasting and extrapolations by assisting in analyses as required by business.
• Create value added knowledge of data and process by analysing information obtained from the Risk Data Store.
   

Accountability: Governance and Adherence (10%)

• Provide general consultancy for credit risk matters within the cluster, including validation and challenge models.
• Ensure best practice modelling techniques are in place by liaising with other Absa SBU’s and consulting with strategy software suppliers.
   

Accountability: Continuous self-development and growth (5%)

• Stay abreast of knowledge and skills relevant to the level and area of work, and actively seek to attain those required for the next level of work.
• Improve corporate performance by considering influencing events, quantifying the impact on corporate performance and proactively finding solutions.
• Perform all other duties as reasonably assigned.
   

Education And Experience, And Competency Requirements

• Bachelor Honours Degree – Mathematics, Applied Mathematics, Statistics, Actuarial Science
• 3 years’ experience in credit model development
• 1 year experience in SAS Advanced programming for statistical analysis and manipulation of very large data sets.
• Advanced computer literacy especially the Microsoft Office suite of programmes (MS Word, MS Excel, MS PowerPoint) (1+ years).
• SAS Programming.
• Problem Solving.
• Strong understanding of key credit risk metrics.
• Totally clear criminal record
   

Qualifications

Bachelor Honours Degree - Actuarial Science, Bachelor Honours Degree - Applied Mathematics, Bachelor Honours Degree - Manufacturing, Engineering and Technology, Bachelor Honours Degree - Statistics, Credit Risk (Meets all of the requirements), Digital familiarity (Meets some of the requirements and would need further development), Experience in a similar environment at junior specialist level, Openness to change (Meets some of the requirements and would need further development), Reasoning (Meets all of the requirements)

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Job Summary
Apply critical thinking & problem solving skills to contribute to all phases of the development lifecycle & quickly produce well-organised, optimized, and documented source code to deliver high-performing, scalable, enterprise-grade applications.

Job Description
DevOps

• Apply critical thinking, design thinking and problem solving skills in an agile team environment to solve technical problems (Front End, Back End OR Middleware) with high quality solutions
• Contribute to all phases of the development lifecycle including
• Evaluate analysis, problem definition, business requirements, solution development & provide recommendations to enable the operational feasibility of solutions
• Quickly produce well-organised, optimized, and documented source code to deliver technical solutions
• Ensure designs & solutions support the technical organisation principles of self-service, repeatability, testability, scalability & resilience
• Apply general design patterns and paradigms to deliver technical solutions
• Support the development of CI / CD Pipelines (authoring & supporting CI/CD pipelines in Jenkins / similar tools and deploying to multi-site Kubernetes environments – supporting and managing your applications all the way to production)
• Use & configure modern observability techniques leveraging e.g. aggregated logging via ELK stack, metrics via Prometheus / Grafana / NewRElic and tracing using Zipkin/Jaeger
• Automate tasks through appropriate tools and scripting e.g. Jenkins, Docker, Ansible, Kubernetes
• Debug existing source code and polish feature sets.
• Work with integrated teams and other developers to improve and evolve technical products and services
• Align all application development & development process to Group Architecture & Infrastructure guidelines
• Provide input into project & program teams (when required) to plan & manage the development lifecycle e.g. releases, risk management, testing, integration etc.
• Conduct reviews, performance monitoring & ongoing optimization and maintenance on applications
• Stay ahead of the curve on emerging technologies and development practices and continuously evolve existing knowledge & skill in preparation for cross domain and other experiences e.g. Secure Side, Testing, Infrastructure solutions etc.
   

People

• Conduct peer reviews, testing, problem solving within and across the broader team
• Support the people change teams in the development of user material (Customer, Employee & 3rd Party Adoption)
   

Risk & Governance

• Identify technical risks and mitigate these (pre, during & post release)
• Update / Design all application documentation aligned to the organization technical standards and risk / governance frameworks
• Participate in incident management & DR activity – applying critical thinking, problem solving & technical expertise to get to the bottom of major incidents
   

Qualifications

• Bachelor's Degree - Information Technology, Experience in a similar environment

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Job Summary

Drive the design and delivery of complex fit for purpose, business strategy-aligned, high impact, cross domain technology solution blueprints & associated solutions & build architectural capability in Dev teams across an estate.

Job Description
Architecture

• Leverage a solid & deep understanding of the organization strategy to identify, design & deliver relevant, scalable, testable, re-usable technology solutions
• Work in collaboration with delivery teams to independently analyse customer requirements & varying business capabilities & leverage analysis to identify & accurately spec / frame ‘the complex business problems we are aiming to solve’ with each solution design or solution evolution
• Through the above processes, leverage emotional, social & business / commercial quotient to understand consumers and the broader range of stakeholders, their opinions & perspectives and reconcile these within the solution designs (negotiation skills and dealing with complex and divergent stakeholder opinions are a must)
• Leverage expertise in analytical & creative problem solving to synthesise a solution design (build a solution from its components) beyond the analysis of the problem
• Lead design thinking processes to successfully deliver solution blueprints & associated roadmaps
• Create end to end solution blueprints & ensure these can be implemented across all phases of the initiative life-cycle (ideation through to product launch & commercialization)
• Design & or contribute to the design & implementation of detailed feasibilities & business cases
• Leverage a strong engineering background to make the right choices in solution design – this knowledge includes but is not limited to: domain driven design, loosely coupled integration, microservices and other modern software design practices
• The above extends to identifying the best fit tools to be used for a particular solution, understanding those that would not be a good choice and leveraging researching skills to pivot towards something better
• Assume ‘one stop’ shop accountability for solution blueprint design & delivery decisions within an organization based on the above
• Work with project / program management teams to design solution roadmaps aligned to the strategic requirements of an organization and through which the solution can be implemented across all phases of the initiative life-cycle (ideation through to product launch and commercialization)
• Work embedded, as part of a delivery team, to ensure the successful design & implementation of solution blueprints
• Ensure that the detail of the solution (across all architecture domains) is accurate to the implementation of the initiative, true to the bank’s architectural principles/preferences, implementable by the different teams involved in the solution
• Work as part of embedded delivery teams to conduct solution reviews, code reviews, testing and other disciplines associated with solution design & delivery
• Attend various Group & Business specific architectural design forums and present solution designs and detailed business cases for approval
• Leverage synthesis & creative problem skills to identify risk (impending danger & challenges) and work with a cross functional group of stakeholders across the value chain for support & direction
• Conduct solution reviews against defined customer metrics and ensure the ongoing achievement of business results through solution implementation
• Ensure a solid understanding of emerging & evolving architectural principles and hold one stop shop accountability for the evolution of solutions in alignment with these principles (where it makes sense to do so)
• Build architectural capability across delivery teams in a business to ensure ongoing evolution of skills in solution delivery
• Contribute to the architecture body of knowledge
• Contribute to the design & evolution of architectural principles and preferences

People

• Participate in peer reviews (code, solution, testing etc.) and transfer knowledge and capability across delivery teams for improved solutioning & evolving architectural practices
• Set & Cascade solution direction across technology delivery teams
• Build & evolve the architectural capability of Delivery teams across the business – through active coaching & information / knowledge sharing
• As an SME, support the proactive attraction, recruitment, development, & retention of strong technology teams across an estate
• Leverage and embed agile practices in delivery teams and work to build strong self-directed, high performance teams through agile working practices (including daily, weekly, etc. sprint routines, regular & honest feedback etc.)

Financial & Vendor Management, Risk & Governance

• Carry the ‘one stop shop’ accountability for all risk associated with solution design (from ideation to deployment)
• Apply the organization risk & governance frameworks
• Ensure solution design alignment to Group guidelines & ensure solutions are sustainable for the enterprise
• Proactively involve / engage chapter & guild leads in solution decision making, applying an enterprise wide lens to product & service development
• Ensure solution design alignment to regulatory requirements and continuously update knowledge on regulatory requirements for the successful design of new & evolution of existing solutions
• Deliver on time & on budget (always)
   

Qualifications

• Bachelor's Degree - Information Technology, Experience in a similar environment ideally at executive management level

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Job Summary

Build high-performing, scalable, enterprise-grade applications & build capability in others to do the same. This includes but is not limited to applying critical thinking, design thinking and problem solving skills in an agile team environment to solve complex technical problems (Front End, Back End and Integration) with high quality solutions & leading all phases of the development lifecycle to deliver.

Job Description
DevOps

• Apply critical thinking, design thinking and problem solving skills in an agile team environment to solve complex technical problems (Front End, Back End and Integration) with high quality solutions
• Contribute to and in some cases lead all phases of the development lifecycle including e.g. design process
• Determine operational feasibility of solutions by evaluating analysis, problem definition, business requirements, solution development and proposed solutions
• Develop high quality software / application design and architecture in a test driven & domain driven / cross domain environment
• Quickly produce well-organised, optimized, and documented source code to deliver technical solutions
• Ensure designs & solutions support the technical organisation principles of self-service, repeatability, testability, scalability & resilience
• Apply general design patterns and paradigms to deliver technical solutions
• Create & Maintain Sophisticated CI / CD Pipelines (authoring & supporting CI/CD pipelines in Jenkins / Azure Devops or similar tools and deploy to multi-site environments – supporting and managing your applications all the way to production)
• Use & configure modern observability techniques to provide a deeper understanding of the application. To do this, leverage e.g. aggregated logging via ELK stack, metrics via Prometheus / Grafana / NewRelic and distributed tracing like Zipkin/Jaeger etc.
• Automate tasks through appropriate tools and scripting e.g. Docker, Ansible, Kubernetes
• Debug existing source code and polish feature sets.
• Work with guilds and other technical SME’s to improve and evolve technical products and services
• Apply unit testing frameworks and perform integration, validation and verification testing (apply knowledge of stubbing tools e.g. wiremock, hoverfly etc.)
• Apply version control and related concepts and techniques
• Align all application development & development process to Group Architecture, Security & Infrastructure guidelines
• Work with project & program teams (when required) to plan & manage the development lifecycle e.g. releases, risk management, testing, integration etc.
• Conduct reviews, performance monitoring & ongoing optimization and maintenance on applications
• Stay ahead of the curve on emerging technologies and development practices e.g. scripting languages, containerization etc.
• Contribute to the design & evolution of Group Architecture, Infrastructure & associated technical standards for the organization
   

People

• Coach & mentor other engineers
• Conduct peer reviews, testing, problem solving within and across the broader team
• Provide technical subject matter expertise and support in the attraction and recruitment of Product Engineers for the organization
• Participate as a subject matter expert in the development & development planning of the broader product engineering team
• Support the people change teams in the design of adoption processes (Customer, Employee & 3rd Party Adoption)
   

Risk & Governance
 

• Identify technical risks and mitigate these (pre, during & post deployment)
• Update / Design all application documentation aligned to the organization technical standards and risk / governance frameworks
• Create business cases & solution specifications for various governance processes (e.g. CTO approvals)
• Participate in incident management & DR activity – applying critical thinking, problem solving & technical expertise to get to the bottom of major incidents
• Deliver on time & on budget (always)
   

Qualifications

• Bachelor's Degree - Information Technology, Experience in a similar environment ideally at executive management level