Job Vacancies at Capitec Bank

Purpose Statement

• Responsible for the implementation of individual applications on the Capitec Cognitive Platform according to industry standards and architect guidance.

Experience

• 5 years’ proven experience in software development
• 2 years’ proven experience in software development on a cloud environment

Experience in the following development languages:

Minimum

• SQL 20 and higher
• .Net (C#)
• Python
• Angular
• JavaScript
• Node JS

Qualifications (Minimum)

• A relevant tertiary qualification in Information Technology
• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

Knowledge
Min:
Must have detailed knowledge of:

• Cloud environment
• IT systems development processes (SDLC)
• Application development
• Testing practices

Ideal:
Knowledge of:

• UML
• Systems analysis and design
• Cloud services and more specifically the Azure environment

Skills

• Communications Skills
• Interpersonal & Relationship management Skills
• Analytical Skills
• Problem solving skills

Conditions of Employment

• Clear criminal and credit record
• Contactable via own mobile phone

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Purpose Statement

To enable and support the ongoing risk management in the Capitec Insurance Division through:

Enabling Management to identify risk, and providing oversight over risk management in the business.

Implementing and maintaining a risk framework, including risk definitions, metrics, appetite, limits and approach. Taking ownership for the execution of end-to-end processes, projects, reports, etc.

Monitoring and working with stakeholders on capital management and the management of reinsurance programmes.

Contributing towards the fostering of a risk-focused culture within Capitec Insurance, including pro-actively engaging the business on risk approach and strategy.

Experience

MINIMUM:

• Minimum 3-5 years’ experience in the South Africa Insurance Industry
• Analysing complex issues 
• Calculating and/or reviewing financial soundness results of insurers, including Solvency Capital Requirement calculations
• Ability to apply risk and capital expertise in commercial environment
• Exposure to Corporate Governance Frameworks

IDEAL:

• 5+ years’ experience in the South Africa Insurance Industry (preferably in Risk Management and / or Actuarial Audit and Consulting)
• Analysing complex issues 
• Calculating and/or reviewing financial soundness results of insurers, including Solvency Capital Requirement calculations
• Contributing to ORSA exercises
• Ability to apply risk and capital expertise in commercial environment
• Exposure to Corporate Governance Frameworks
• Communicating to senior stakeholders in written and verbal form
• Regulatory interactions, including the Prudential Authority and Financial Sector Conduct Authority

Qualifications (Minimum)

• A Relevant Professional Qualification in Actuarial Science

Qualifications (Ideal or Preferred)

• Actuarial Society of South Africa Technical Member (TASSA) / Actuarial Society of South Africa Fellow (FASSA / CERA)

Knowledge

MINIMUM:

• Knowledge about the Prudential Standards – Governance and Operational Standards for Insurers (GOIs) and Financial Soundness Standards for Insurers (FSIs) 
• Awareness of the requirements in insurance related regulations e.g. Insurance Act, Long Term Insurance Act (LTIA), Short Term Insurance Act (STIA), Policyholder Protection Rules (PPRs) and other relevant regulations
• Knowledge of the South African Insurance Industry

IDEAL:

• In-depth knowledge of the Prudential Standards (GOIs and FSIs) and various insurance related regulations
• Risk metrics and approaches used in the risk management of insurance companies
• In-depth knowledge of the South African Insurance Industry
• Knowledge about IFRS 17 will be desirable

Skills

• Analytical Skills
• Business writing skills
• Consultation skills
• Planning, organising and coordination skills
• Verbal Reasoning skills

Conditions of Employment

• Clear criminal and credit record

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Purpose Statement

• To develop, evaluate, implement and influence world class User/Client Experience (UX) design for digital platforms whilst conforming to the Capitec brand fundamentals to optimise the client experience. 
• To constantly enhance user experience through usability studies, contributing to translating feature requirements into interactive and visual designs across platforms, and work closely with Technology teams and User Interface (UI) Designers, and/or creating.
• To lead and coordinate the UX team and ensure the team of UI/UX specialists are connected to clients’ needs, business requirements and technology stack, provide a clear direction for the UI/UX team, and take responsibility for the actions, projects and people. 

Education (Minimum)

• Grade 12 National Certificate / Vocational

Education (Ideal or Preferred)

• A relevant tertiary qualification

Knowledge and Experience

Knowledge:

Minimum:

Knowledge of:

• Sketch, Figma or similar 
• Prototyping using InVision or similar 
• Thorough understanding of simplified user-centred design methodologies 
• Understanding of Google Material Design 

Ideal:

• Knowledge of psychology and/or anthropology (as it pertains to CX/UX principles)
• Agile practices 

Experience:

Minimum:

• At least 8 years’ experience in UX design for mobile devices and web
• At least 8 years’ experience in digital
• Proficiency in Sketch, Figma, Adobe XD, or something similar 
• Prototyping experience in InVision or similar
• Thorough experie8nce in user journeys and wire-framing
• Experience with design patterns and standards
• Experience in crafting beautiful interfaces for mobile and web
• A digital portfolio and/or links to products involved in 
• Experience collaborating with business stakeholders and developers 

Ideal:

• At least 2 years’ experience in the financial sector
• Strong creative background to support UX methodologies
• Agile software development background
• Experience in usability testing
• Portal and dashboard design experience to ensure the solution meets client expectations 
• Analytics background 
• Passion for interaction design and animations 

Skills

• Communications Skills
• Facilitation Skills
• Interpersonal & Relationship management Skills
• Presentation Skills
• Problem solving skills

Additional Information

• Clear criminal and credit record

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Purpose Statement

• To provide a proactive business banking sales and service management function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.

Experience

Minimum:

• Banking experience of at least 5 years, of which 3 years should have been spent in the Business Banking environment.
• Experience of managing a complex portfolio of business customers with a service and financial analysis focus.
• Significant experience in preparing and motivating Credit applications 
• Cost control and sales management 

Ideal:

• 1-2 years managerial /leadership experience
• 1-2 years managing a small business centre 

Qualifications (Minimum)

• A relevant tertiary qualification in Business Management or Finance

Qualifications (Ideal or Preferred)

• Bachelor's Degree in Business Management or Finance

Knowledge

Minimum:

• Principles and practices of business economics and the current business economic environment. 
• Customer relationship management (CRM) principles and techniques
• Different industry sectors and sector risk profiles/ trends; this includes an understanding of the impact of climatic conditions on the agricultural market (if there are agric clients in the portfolio). 
• Local market (LM) sales principles and practices to manage and optimise retention and growth within the portfolio. 
• General banking practices and procedures. 
• Knowledge of competitor product offerings/ channels/ operational and marketing tactics. 
• Credit principles and practices, including an understanding of credit application, securities 
• Legal entities (companies, close corporations, sole proprietorships etc.) in the commercial market and the legislative restrictions and requirements governing these from a financial services perspective. 
• Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA). 
• Able to extract, analyse and apply CRM insights to influence the client management approach and strategy 
• General understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market

Ideal:

• Features, benefits and value propositions of the respective company product/service offerings. 
• Multi-level products available and pricing structures
• Current taxation laws as they apply to customers. 
• A good knowledge of administration processes and procedures pertaining to Business Banking transactions
• Financial Modelling; activity based costing, financial analysis (evaluating and identifying trends), complex cash flow cycles (industry/ sector specific)

Skills

• Interpersonal & Relationship management Skills
• Analytical Skills
• Negotiation skills
• Problem solving skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Commercial Thinking Skills
• Strategic Thinking Skills
• Communications Skills
• Influencing Skills
• Attention to Detail
• Decision making skills

Conditions of Employment

• Clear criminal and credit record
• Willingness to work flexible hours (including Saturdays and Public Holidays)

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Purpose Statement

• To develop and integrate solutions between Capitec Pay and it various payment partners.  

Experience

• 3- 5 years’ proven experience in software development
• High level understanding of backend languages (C#, NodeJS, Java etc)

Experience in the following development languages:

Minimum

• Full Stack Web Development 
• Modern JavaScript, CSS & HTML
• Web Components
• NodeJS
• MSSQL
• Web Services
• Rest Services 

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• A relevant tertiary qualification in Information Technology

Knowledge

Min:
Must have detailed knowledge of:

• IT systems development processes (SDLC)
• Application development
• Testing practices
• Standards and governance
• Agile development life cycle

Ideal:
Knowledge of:

• UML
• Systems analysis and design
• Banking systems environment
• System architecture (technical design and implementation and processes)
• Cloud Computing SErvices (AWS, Azure, etc.)
• Mobile app development (iOS, Android, Cordova, Capacitor)

Skills

• Communications Skills
• Interpersonal & Relationship management Skills
• Analytical Skills
• Problem solving skills

Conditions of Employment

• Clear criminal and credit record