Job Opportunities at Standard Bank Group

JOB DESCRIPTION
To be accountable for the finance function for Africa Regions Credit Finance which includes:

• The financial planning and forecasting cycle
• Provision of management accounting analytics and business performance evaluation to all relevant stakeholders
• Provision of input into overall prudential reporting
• Financial governance, systems, processes and controls
• Embed appropriate mandates in the client solutions squads to allow autonomy in decision making

QUALIFICATIONS
Minimum Qualifications

• Type of Qualification: Post Graduate Degree
• Field of Study: Finance and Accounting

Experience Required

• Finance
• 5-7 years
• At least 5 years’ experience in financial services.  Experience in managing stakeholders in the African footprint and delivering key MIS to business units. Management Accounting reporting experience. Broad understanding of a business operating environment. Knowledge of financial analysis techniques as well as sound analytical insights. Construct, read and interpret financial statements regarding the credit disclosures would be an added advantage. Computer literacy in well-known applications. Technical competency with respect to IFRS9 and its outcomes.  Experience with regulatory reporting and knowledge of industry key ratio comparatives.

ADDITIONAL INFORMATION
Behavioural Competencies:

• Making Decisions
• Exploring Possibilities
• Challenging Ideas
• Directing People
• Seizing Opportunities

Technical Competencies:

• Strategic Planning and Reporting
• Understanding IFRS9
• Planning, Forecasting and Budgeting
• Project Accounting
• Financial and Accounting Control

go to method of application »

JOB DESCRIPTION

• To remediate customer data in order to drive data integrity, adherence to AML and KYC regulatory requirements and a single view of customer.
• Executes remediation requests received.
•  Reviews customer profile against the remediation request and partner system information and ensure  correct data fields re captured on the  system.
• Accurately verifies and updates all relevant mandatory data fields.
• Adopts and entrenches the 5 principles of healthy data.
• Refers all suspected high risk case issues as soon as possible.
• Ensures all work requests are processed with quality standards and SLA.
• Maintains standard of accuracy and attention to detail.
• Minimises impact to related parties by fully updating all required data for the affected profiles.
• Ensures that all mandatory information and supporting documents are captured as per regulatory guiding principles (e.g., AML and KYC compliance standards).
• Ensures that customer data aligns to systems and on physical documents furnished by customers.
• Verifies and validates KYC documents against AML standards.
• Identifies and raises trends for non-adherence to AML across all profiles.
• Applies correct remediation strategy according to category.
• Supports account opening policy by not allowing customers to transact with non-compliant accounts on the books.
• Closes account and/or restricts customer profile against relevant rules.
• Adheres to AML and bank regulation, process and policy.
• Executes financial transfers of customer funds to correct bucket accounts.
• Timeously logs any system related issues and escalates where necessary.
• Proactively identifies trends that may affect the quality of data and escalates to team leader for remediation.

QUALIFICATIONS

• Matric

ADDITIONAL INFORMATION

• Personal and Business
• The environment is highly volume intensive and the jobholder needs to achieve productivity targets and SLA adherence.
• Complexity rest mostly in the Business and Commercial Banking segments as each case needs to be dealt based on its own merits (e.g., KYC requirements for trusts, etc.) and may involve discussions with the Account Executives.

go to method of application »

JOB DESCRIPTION

• To grow your financial planning business within Standard Bank by providing holistic planning solutions to Private & Business Banking clients through tailor made solutions as well as provide solutions with respect to estate planning, risk planning, business assurance and both local and offshore investments.

QUALIFICATIONS
Minimum Qualification

• NQF level 5 Certificate
• 120 credits or Qualification aligned with FAIS and FSCA  requirements
• RE 5: Representatives

Experience

• 3-5 years' experience in a sales environment, specifically intermediary services for banking and insurance categories.
• Understand Long Term insurance products
• Understand the banks products, processes and systems
• No supervision required

ADDITIONAL INFORMATION
Behavioural Competencies

• Negotiating
• Accurately interpreting data
• Implementing procedure
• Understanding regulations
• Technical Competencies

Computer literate

• Understanding appropriate verbal communication
• Telephone etiquette  

go to method of application »

JOB DESCRIPTION

• To grow your financial planning business within Standard Bank by providing holistic planning solutions to Private & Business Banking clients through tailor made solutions as well as provide solutions with respect to estate planning, risk planning, business assurance and both local and offshore investments.

QUALIFICATIONS
Minimum Qualification

• NQF level 5 Certificate
• 120 credits or Qualification aligned with FAIS and FSCA  requirements
• RE 5: Representatives

Experience

• 3 - 5 years' experience in a sales environment, specifically intermediary services for banking and insurance categories
• Must not be working under supervision
• Understand Long Term insurance products
• Understand the banks products, processes and systems

ADDITIONAL INFORMATION
Behavioural Competencies

• Negotiating
• Accurately interpreting data
• Implementing procedure
• Understanding regulations

Technical Competencies

• Computer literate
• Understanding appropriate verbal communication
• Telephone etiquette  

go to method of application »

JOB DESCRIPTION

• To facilitate and coordinate administrative tasks for the Regional Head and the regional teams to ensure effective business functions within the region.

QUALIFICATIONS
Minimum Qualifications

• Secondary/High school/A levels/Matric and
• NQF level 5 Qualification

Experience Required:

• 1-2 years
• Experience in providing administrative support to Senior Management and teams.

ADDITIONAL INFORMATION
Behavioural Competencies:

• Team Working
• Meeting Timescales
• Following Procedures
• Taking Action
• Verbal Communication
• Interacting with People

Technical Competencies

• Diary Management
• Examining Information
• Documenting Facts
• Interpreting Data
• Articulating Information
• Business Administration Skills
• Travel Arrangements

go to method of application »

JOB DESCRIPTION

• To execute on Compliance Risk Management activities for the Business Unit as required by relevant regulatory requirements, policies, and minimum standards.   To provide support to the Compliance Risk Integration Head in the execution of his/her duties. To lead, guide and direct special projects and assignments as directed by the Compliance Risk Integration Head.  To be accountable for the day-to day regulatory integration and governance activities and exercise a high degree of independence in prioritising workload and carrying out assignments.

QUALIFICATIONS
Minimum Qualifications

• Degree in Risk Management or Law or Finance or Accounting or Information Technology is required

Experience Required

• 5 years experience in the execution and integration of risk management activities and procedures across multiple business disciplines within a financial services environment.
• Project management, advanced excel and PowerBI skills will be an advantage 
• Reporting skills is essential 

ADDITIONAL INFORMATION
Behavioural Competencies:

• Interacting with People
• Providing Insights
• Taking Action
• Articulating Information

Technical Competencies: 

• Occupational Health and Safety
• Project Management (Project Mgmt)
• Compliance

go to method of application »

JOB DESCRIPTION

• To act as a facilitative leader in the coaching and mentoring of multiple teams that solve complex problems, guided by the enterprise Agile framework and methodologies. Facilitate task and process to ensure agile ceremonies add value to the team. To engage and influence team members in realising their potential across all levels of seniority and driving a high-performance. To guide the team towards maturity in resolving challenges or issues and remove impediments faced by the team.

QUALIFICATIONS
Minimum Qualifications

• Type of Qualification: First Degree
• Field of Study: Information Technology

Experience Required

• Technology
• Engineering (includes Cloud and Resilience)
• Experience Required: 5-7 years
• Experience in the full SDLC leading software teams (3-4 years a as a scrum master).Deep expertise in Jira and Confluence- planning and coordination using the organisation's enterprise tools is essential.

ADDITIONAL INFORMATION
Competencies:

• Software Development Life Cycle (SDLC) methodologies & Tools
• Agile Planning
• Interpreting Data
• Challenging Ideas
• Stakeholder Management (IT)
• Operational Planning
• Resolving Conflict

go to method of application »

JOB DESCRIPTION

• To pro-actively attend to the recoveries process and the protection of the bank’s asset base on non-performing loans with values across the entire product spectrum.
• To proactively represent Business Support and Recoveries at CRC committee level.
• To innovate and design alternative credit risk management / rehabilitation and recovery methods aimed at optimal efficiency and effectiveness
• To reduce the cost of delivery and to conform to end-to-end value propositions.
• To effectively engage with internal and external stakeholders in order to optimize returns for the Bank.

Key responsibilities:

Credit Support

• In the Business Commercial Banking (BCB) environment the composition of facilities, financial information and collateral is more complex, mostly consisting of:
  • Companies in a holding – subsidiary relationship or sister companies with inter-company loans (annual turnover ranges between R10 million to R500 million, or
  • High net worth private individuals.
• Undertakes a meaningful assessment of the financial position of the business and/or individual by engaging with the Account Executive / Account Manager, Credit Evaluation Manager and the customer to obtain all the necessary documentation and information.
• Investigates a wide range of factors regarding the distressed customer including:-
  • identifying enterprise wide exposures, including exposures to sureties;
  • primary reasons for distress;
  • strength of financial statements;
  • past performance;
  • future profitability / sustainability;
  • cash flow generation;
  • industry outlook;
  • validation and valuation of existing collateral and the possibility of improving the position;
  • evaluation of impairment requirements;
• Provides a full recommendation to business, credit and the customer regarding a restructure or if not possible, recommends legal action to protect the bank’s position.
• Provides recommendations on restructure strategies, if possible when interacting with Business Rescue Practitioners / Turnaround Specialists.

Credit Recoveries

• Complies with all statutory, regulatory and supervisory requirements.
• Maintains the highest ethical standards to prevent market abuse.
• Reports any breaches and exposures to the Unit Head and/or the division’s Regulatory Compliance Officer.
• Investigates, develops and applies best recoveries practices in the unit.

Business Rescue

• To ensure the effective management of a Business Rescue matter by Standard Bank BCB, across all products into an executable plan aimed at rehabilitating a customer whilst, at the same time, minimising the risk to the Bank.
• To ensure the formal rehabilitation of a company in financial distress, and the negotiation of a Business Rescue plan with a Business Rescue practitioner (who has taken over full management of the company in Business Rescue).
• To propose the development and implementation, if approved, of a plan to rescue the client by restructuring its affairs, business, property, debt and other liabilities, and equity in a manner that maximises the likelihood of the company continuing in existence on a solvent basis or, if it is not possible for the company to so continue in existence, results in a better return for the company’s creditors or shareholders than would result from the immediate liquidation of the company.
• To formalise a plan in terms of mandates granted to the Business Rescue Manager by the bank.

QUALIFICATIONS
Qualifications:

• 3 year tertiary Diploma or Degree in Business / Finance / Legal / Accounting / Banking / Credit and/or Risk (Beneficial)
• Certifications: Credit / Risk Management / SARIPA (AIPSA) (Beneficial)
• Matric Certificate (Non Negotiable)

Experience and Skills:

• 3 - 5 years relationship management and/ or credit / risk recoveries experience, if no tertiary qualification is held.
• Min 3 years experience in a Relationship Manager role - having experience with supporting accounts to a value of R5m onwards
• 5 year experience in a Business Commercial and Banking (BCB) Credit environment (preferably in a Credit / Risk Assessment or Recoveries role).
• Highly experienced understanding in Financial Statements (non-negotiable)

ADDITIONAL INFORMATION
Technical competencies

• Computer literacy – knowledge of applicable systems (MS Word, Excel, Power Point)
• Accounting/budgeting/Financial skills
• Risk management ability
• Credit evaluation skills
• Recoveries evaluation skills

Personal competencies

• Business Acumen
• The jobholder is required to be solutions driven and must be able to interact and work with people at all levels (strategic/operational) and must have a win/win attitude.
• Pays attention to detail.
• Methodical.
• Diplomatic.