Specialist: Card Fraud Detection and Prevention at Capitec Bank

Purpose Statement

• To minimise card fraud losses to Capitec Bank and clients through: 
  • Providing the business with deep subject matter expertise and intelligence on card fraud tactics and solutions (card issuing and acquiring). 
  • Working with data teams to extract, analyse and link data from multiple sources, and to script and formulate expert rules and models that will prevent card fraud. 
  • Guiding and directing the reporting and analysis of card fraud.
  • Facilitating the development of new fraud detection tools with the Forensic IT Department 

Experience

Minimum:

• 4-5 years’ experience working in a fraud rules and analytical environment, including application of SQL, and advanced Excel functions
• SQL Programming 
• Proven experience working with Advanced MS Excel

Ideal:

• 5+ years’ experience working in a fraud rules and analytical environment, including application of SQL, and advanced Excel functions
• PowerBI and/or Qlikview experience

Qualifications (Minimum)

• A relevant tertiary qualification in Accounting - Management Accounting or Economic and Management Sciences

Qualifications (Ideal or Preferred)

• A relevant tertiary qualification in Accounting - Management Accounting or Economic and Management Sciences

Knowledge

Minimum:

• Proven knowledge on the general fraud landscape
• Solid understanding of card fraud and forensics
• Using data and analytics to prevent, detect and respond to card fraud
• Card Operations knowledge, with an understanding of the card scheme rules and regulations

Ideal:

• Internal MIS database tables/table structures
• Internal and external banking environment 
• Capitec Bank products 

Skills

• Analytical Skills
• Planning, organising and coordination skills
• Problem solving skills
• Decision making skills
• Influencing Skills