Senior Credit Analyst at Momentum Metropolitan Holdings Limited

Role Purpose    

• The role of the Senior Credit Analyst is to provide analysis and recommendations on potential credit investments as an input into the credit portfolio management process.

Requirements    

• Honours degree in Accounting, Finance, Mathematics or Statistics.
• CFA or MCom in Finance or Risk Management/ working towards either (advantage).
• 7+ years relevant experience in a banking or asset management environment.
• Practical experience working with credit market securities (including structured securities).
• Financial Statement Analysis.
• Advanced excel proficiency, with the ability to build corporate financial models.
• Strong research acumen.
• Stakeholder management, analytical, influencing skills.

Duties & Responsibilities    

• Perform credit research across various sectors in the economy and have an understanding of the drivers of performance across such sectors.
• Perform quarterly sector presentations in various forums.
• Drive efficiencies within the research process, particularly through quantitative credit risk models.
• Keep abreast of the latest regulatory and market development across the Fixed Income team’s focus sectors.
• Perform in-depth fundamental counterparty analysis considering relevant credit risk indicators.
• Build corporate financial models to support the investment thesis for an opportunity over the recommended investment horizon.
• Pre-screen the investment opportunities timeously and share recommendations with the Fixed Income team based on a high-level fundamental credit analysis.
• Review of applicable legal documentation for investment opportunities.
• Perform post-investment monitoring of debt investments under the management of the Fixed Income team.
• Develop and maintain effective working relationships with portfolio managers, asset originators, legal advisors and applicable governance committees.
• Complete competitor analysis to assess the strengths and weaknesses of current and potential competitors. 
• Analyse investment portfolios and financial instruments based on the outcomes and requirements of the mandate and business requirements. 
• Custodian of the fixed income team credit process and philosophy.
• Compile analyst reports with exposure recommendations on credit quality on a probability of default perspective.
• Generate internal credit ratings for issuers in the investable universe.
• Report generation & reporting to the various governance committees.
• Lead member of the fixed income credit view in the TAA process.
• Regular engagement with management teams as part of our ESG process.
• Custodian of the credit watch list and regular updates and reviews of existing credit exposures.
• Building and evaluating credit risk and attribution models for fixed income portfolios.
• Build a credible profile in the market.
• Pro-actively support and work with other areas with a spirit of teamwork and shared accountability.
• Best practice service delivery for your functional area
• Build and maintain relationships with clients and stakeholders.
• Contribute to sustaining a competitive edge through external networking and benchmarking and representation on related forums.
• Engage with key stakeholders to identify changing client needs and make recommendations to align service offering with client needs.
• Contribute to a client service excellence culture which builds enduring relationships and allows team to provide exceptional client service.
• Drive efforts to improve client service and fair treatment of fixed income clients.
• Incorporate client feedback into the enhancement of daily business processes and management operating systems.
• Participate and contribute to a culture which builds rewarding relationships, facilitates feedback and provides exceptional client service.

Competencies    

• Client focused.
• Results driven.
• Proactive problem solver.
• Logical and critical thinker
• Team player.
• Good corporate citizenship.
• Self-management skills.
• Providing Insights and Collaborating.