OMF Senior Analyst- Collections and ECM Strategy - Pinelands at Old Mutual South Africa

Job Description

The role is individually accountable for designing, producing, analysing and documenting a range of predictive credit models across the entire credit life cycle.

KEY RESPONSIBILITIES

• Lead the strategic development of Old Mutual Finance collection’s function and think strategically about how to improve, optimise, and expand it to meet the goals and objectives of the business.
• Designs, constructs and documents appropriate models and strategies across the collection’s life cycle including implementation and monitoring.
• Analyse portfolio-level information to identify and monitor key risk factors, and root-cause, and develop proposed solutions.
• Target forecasting and collections scorecards - build and review monthly targets and tracking and analysis. Collaborate with BI data team to ensure that dashboards are properly rolled out in Active Collections and that data and reporting are relevant and fit for purpose.
• Contribute positively toward effective monthly collections percentage by providing up-to-date analysis and reporting and strategic guidance to ensure consistent increase in the overall collections book.
• Management of daily, weekly, and monthly performance reports and presentations
• Provides day-to-day analytical assistance across multiple stakeholders and projects.
• Recommend and implement appropriate champion/challenger strategies to continually “test and learn” to improve portfolio profitability.
• Assist operations to achieve better collections and recovery results by integrating models and data-driven approaches into operational processes.
• Ensure the efficiency of resources by providing a strategic campaign plan to optimise the effective use of all existing tools.
• Mentor and guide Junior Analysts and Graduates, fostering their professional growth and enhancing their analytical skills through training, knowledge sharing, and encouraging a culture of continuous learning and improvement.

KEY REQUIREMENTS

• Bachelor’s degree: a numerical degree in statistics, computer science, engineering, mathematics, actuarial science, or related field.
• At least 5 years of advanced analytics experience within credit risk and/or collections strategies management.
• Analytical software: good knowledge of SQL compulsory (R and/or Python) or other leading statistical software, i.e., Tableau or PowerBI.
• Proficient in Excel, Word, and PowerPoint