Manager, Finance, Credit at Standard Bank Group

JOB DESCRIPTION

• To provide the Card Portfolio with support and advice for financial management, financial accounting and management reporting for operational and impairment activities.
• Ownership and involvement in the calculation and the analysis of provisions on a monthly basis. This includes IFRS9 impairment calculation, understanding and driver investigation and commentary. This will entail liaising directly with the Card credit, product finance, MI and capital modelling team members.
• In addition, support will be provided to the Senior Finance Manager – Credit Risk: Intuitive lending and customer management to the extent that detailed regional analysis and consolidated reporting are required.
• Furthermore this role supports the budgeting process at product level to ensure that appropriate forecasts with realistic outcomes have been projected. This will include the distribution of these forecasts to regional levels.
• Understand and complete capital credit risk reporting on a quarterly basis and engage with the relevant stakeholder on capital credit requirements. Ensure that this is aligned and congruent with the credit risk financial reporting.
• Working within a team to complete projects within agreed timelines, processes and procedures.
• Engage as an objective independent partner with both business and credit to ensure appropriate provisioning is in place for the portfolio risk and exposure

QUALIFICATIONS

Minimum Qualifications

• Type of Qualification: Post Graduate Degree
• Field of Study: Finance and Accounting
• Other Minimum Qualifications, Certifications or Professional Memberships: CA(SA) qualification or equivalent finance qualification

Experience Required

• Exceptional understanding of Accounting and  Finance
• A sound knowledge of the Card environment and products
• Exceptional understanding of Accounting and  Finance
• A sound knowledge of the Card environment and products

ADDITIONAL INFORMATION

Behavioural Competencies:

• Excellent verbal and written communication.
• Approaches problems in a methodical and logical manner by collecting relevant information, and understands what needs to be solved. Prioritizes matters according to importance.
• Well-developed problem identification and resolution ability is essential. Ability to analyze complex problems, interpret operational needs, and develop integrated creative solutions.
• Develops processes to minimize errors and improve quality of data produced.
• Must be able to positively handle pressure and to operate with relative ease in a dynamic, fast moving and sometimes ambiguous environment.