Subscribe to Job Alert
Join our happy subscribers
Never pay for any CBT, test or assessment as part of any recruitment process. When in doubt, contact us
Capitec Bank is a South African commercial bank. As of February 2017 the bank was the third largest in South Africa with 120,000 customer opening new accounts per month. To simplify banking, we’ve developed an all-inclusive banking solution. Global One is the one solution that enables you to transact, save and access credit in realtime. We also believe...
Purpose Statement
To support with the day to day running and maintenance of portfolios by providing a central office-bound contact point for client service queries/ requests, administration assistance and adding value to clients through the identification of cross-selling opportunities, monitoring all loan facilities in the portfolio on a daily basis against set parameters/ conditions.
Experience
Minimum:
At least 5 years, of which 1 year should have been spent in the Business Banking environment.
Experience in preparing and motivating Credit applications is essential
Qualifications (Minimum)
Diploma in Commerce or Banking
Qualifications (Ideal or Preferred)
Bachelor's Degree in Banking or Commerce
Knowledge
Minimum:
The features, benefits and value propositions of respective company product/service offerings.
General banking practices and procedures.
Understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market
Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements. .
The Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).
Administration processes and procedures pertaining to Business Banking transactions.
Client relationship management and service principles.
Ideal:
Competitor product offerings/ channels/ operational and marketing tactics would be advantageous.
Capitec/Business Bank systems and processes
Skills
Communications Skills
Negotiation skills
Problem solving skills
Analytical Skills
Planning, organising and coordination skills
Competencies
Deciding and Initiating Action
Relating and Networking
Persuading and Influencing
Analysing
Planning and Organising
Adapting and Responding to Change
Coping with Pressures and Setbacks
Delivering Results and Meeting Customer Expectations
Conditions of Employment
Clear criminal and credit record
Build your CV for free. Download in different templates.
Join our happy subscribers