Manager, Manager, Credit Evaluation - Bloemfontein at Standard Bank Group

Job Description

To assess and evaluate lending applications for clients based on sound credit risk and affordability assessments, financial principles and credit policies which will manage growth of the asset book of the bank with a view of minimising losses and mitigating credit risks. This may include a variety of lending products dependant on the client and segment within which the manager operates. To support business partners in understanding and meeting client lending needs.

Qualifications

Type of Qualification: Undergraduate Degree 
Field of Study: Business Commerce or Finance and Accounting or  Agric qualification 

Experience Required
Credit Risk-BCC
Risk & Corporate Affairs

3 - 4 years 

• Experience in intuitive credit assessment and decisioning in relevant segment and products. Knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment.

Additional Information

Behavioral Competencies:

• Articulating Information
• Providing Insights
• Taking Action
• Team Working
• Examining Information
• Making Decisions

Technical Competencies:

• Compliance
• Risk Management
• Stakeholder Management
• Strategic Alignment & Execution
• Strategic Planning and Reporting