Lead Analyst: Credit Pricing at Capitec Bank

Lead a team of analysts to develop and optimise pricing models for all credit products and delivery channels of Capitec Bank, with the goal of driving fair and appropriate client prices, while optimising the bank's profit margin

Experience

Min:

• 3 years' experience in analytical roles that included exposure to provisioning, credit pricing and/or other related credit analytics.
• Proven experience in building a credit pricing and/or cash flow forecasting model from first principles

Ideal:

• Experience in a leadership role that included managing a team of analysts
• Capitec Bank experience
• Regular exposure to senior management or members of the Executive Committe

Qualification (Minimum)

• Grade 12 National Certificate / Vocational
• A bachelor's degree in Mathematical Sciences such as Statistics, Financial / Quantitative Risk Management, or Actuarial Science

Qualification (Ideal or Preferred)

• A post graduate degree in Mathematical Sciences such as Statistics, Financial / Quantitative Risk Management, or Actuarial Science

Knowledge

Min:

Knowledge and understanding of:

• Forecasting and budgeting
• Advanced statistical analysis
• Advanced financial mathematics
• Credit pricing
• Capitec Bank operating environment
• Big data and data mining techniques

Ideal:

Knowledge and understanding of:

• Capitec Bank strategic objectives
• Leadership / management models

Skills

• Numerical Reasoning skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Attention to Detail
• Communications Skills
• Presentation Skills
• Commercial Thinking Skills
• Decision making skills
• Project Management Skills (Methodolgy Specific)
• Leadership Skills
• Negotiation skills
• Influencing Skills
• Interpersonal & Relationship management Skills
• Planning, organising and coordination skills
• Administration Skills
• Analytical Skills
• Problem solving skills
• Programming skill (SAS, SQL, R, Python)

Additional Information

• Clear criminal and credit record
• A valid driver's license and own vehicle is preferred
• Ability and willingness to work in an open plan environment
• Willingness to work or be available overtime and / or weekends if required
• Contactable via own mobile phone