Investment Associate - Cape Town at National Empowerment Fund

Job description

• Performing eligibility screening of new applications for funding in terms of NEF’s criteria and mandate. 
• Perform commercial screening of applications in terms of NEF’s commercial assessment, framework, and generate reports for assessed application, with recommendations on whether the applications should be accepted or rejected. 
• Prepare financial analysis as part of the commercial screening process of new applications. 
• Call applicants to request information and meet as well as advice applicants where applicable. 
• Perform desk top research using search engines such as Google, INet Brigde, etc. to obtain industry information required in the assessment of applications. 
• Identify risks on applications and make recommendations to Regional Manager in respect of way forward. 
• Build networks in Western Cape and source good deal flow for the NEF. 
• Attend conferences and seminars that are part of the Pre-Investment Business Support. 
• Resolve complaints that cannot be resolved by Product Advisor and provide Pre-Investment mentorship to applicants where necessary. 
• Perform business valuations for applicants. 
• Conduct post investment due diligence and monitoring of all investments in the NEF iMbewu portfolio. 
• Conduct due diligence on applications from existing investees for further funding and obtain approval from the relevant committees per the DOA. 
• Provide and facilitate technical assistance and mentorship to all investees in conjunction with the POIU 
• Conduct effective portfolio management to reduce the portfolio risk of the NEF in conjunction with the POIU. 
• Maintain CRM (customer relationship management) will all existing investees.

Minimum requirements

Qualification Requirements

• B Com (Finance, Accounting, Financial Management, Management Accounting) Degree. 
• Postgraduate Commerce Degree will be a distinct advantage.

Experience / Skills Required

• 3 years’ experience on 2 or more of the following areas: SME funding/deal making/ investment environment, business banking, venture capital environment and/or development finance. 
• 3 years’ experience in managing a SME portfolio. 
• Good understanding of the investment process especially as it relates to SME funding. 
• Basic understanding of the various investment instruments and deal structures applicable to a SME portfolio. 
• Good working knowledge of key commercial statutes and regulations (e.g. Tax, Companies Act and BEE legislative environment). 
• Ability to perform desk top analysis and risk assessments on applications and put forward compelling written recommendations for consideration. 
• Ability to analyse and interpret financial statements. 
• Working experience in due diligence appraisals. 
• Ability to generate deal flow through own networks. 
• PC literacy and competency in Microsoft Excel, Word, and PowerPoint. 
• Good Presentation Skills and ability to communicate at all levels. 
• Strong negotiating skills. 
• Strong credit control / collections skills.

Personal Attributes/Behaviours/Attitudes

• Ability to maintain good relationships with clients. 
• Ability to work in a team. 
• Must be self-motivated. 
• Ability to take initiative and make decisions. 
• Interpersonal Skills. 
• Attention to detail. 
• Result orientation and deadline – driven. 
• Exceptionally professional with outstanding business ethics. 
• Time and task management.