Open vacancies at Absa Group Limited (Absa)

Job Summary

• Support high-performing, scalable, enterprise-grade application design & development in agile teams by producing, testing, documenting & reviewing source code.

Job Description

• DevOps
• Contribute to all phases of the development lifecycle
• Interpret analysis, problem definition & business requirements to identify solution requirements (e.g. features)
• Produce well-organised and documented source code for technical solutions
• Apply technical organisation principles of self-service, repeatability, testability, scalability & resilience in code development
• Apply general design patterns and paradigms to deliver technical solutions
• Debug existing source code and polish feature sets.
• Work with integrated teams and other developers to improve and evolve technical products and services
• Study & apply Group Architecture & Infrastructure guidelines to all development work
• Support reviews, performance monitoring & ongoing optimization and maintenance on applications
• Stay ahead of the curve on emerging technologies and development practices and continuously evolve existing knowledge & skill in preparation for exposure to Automation, Integration, Messaging, CI/CD etc.
• Update, create and appropriately store application documentation & technical specifications
• Risk & Governance
• Participate in incident management & DR activity – applying critical thinking, problem solving & technical expertise to get to the bottom of major incidents

Education

• Bachelor's Degree: Information Technology
   

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Job Summary

• A contract opportunity has become available within Absa Vehicle Management Solutions. If you are a Credit specialist, here is an opportunity to showcase your expertise. The purpose of the role is to execute all stakeholders and client’s requests within Wholesale Operations segments.  To accurate and effectively administrate capturing and maintaining of the AVMS and Fleet Card Products.  To ensure and make effective use all systems etc.  in respect of all requests being, but not limited to, the loading of limits, the monitoring of once off facilities – the maintenance of the Leaseman system and CMS / SMS in relation to all AVMS products, in that they comply with policies, procedures, and audit requirements at all times, as well as providing administrative support to front line staff.

Job Description

• Act as second point of entry in the absence of the Risk Manager.
• Ensure that AVMS have the relevant support networks to ensure effective on-boarding and complete end-to-end service delivery.
• Ensure that all on boarding processes have been fulfilled in Relationship Banking Front Line or CIB, ensuring that the onboarding processes have been followed and loaded to ESP / Customer One, CIB Platforms prior to the systems being opened for quoting of contracts and / or limits loaded.
• Ensure the AVMS Product has been linked on CIF.
• Ensure alignment with the RBB and CIB processes, including but not limited to accounts being loaded and controlled on CIF, CMS,  SMS and Leaseman.
• Accurately validate and check all collateral / security and agreements prior to pay out of facilities in line with policies, procedures, and audit requirements, ensuing adherence to Service Level Agreements (SLA) provisions and turnaround times of handling and finalising client’s requests.
• Monitor and control the accurate preparation of all collateral security and agreements.
• Manage performance development in respect of team members contracting and performing bi-annual PD checks.
• Support the Risk Manager in identifying and assessment of business risk(s) within the portfolio and ensure that the rusk control processes are adhered to, to maintain an acceptable risk profile.
• Assist with the coordination, implementation, execution and embedment of end-to-end Operational Risk and Compliance Policy Requirements in the AVMS business. 

Education

• Higher Diplomas: Business, Commerce and Management Studies (Required)

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Job Summary

• To provide support the Head, Lending Fraud by taking responsibility for the overall fraud engagements with product owners including influencing product control designs, specifically focusing on the experience of the customer, identification of potential fraud, fraud trends and resolution thereof. Translate strategies into actionable goals and execute relevant projects /Initiatives aligned to Group Fraud Strategic objectives with specific performance measures and control systems to track progress. This exciting role further aims to take responsibility for developing techniques, overseeing and analysing fraud trends to assist business and products in optimising and influence business strategy and considerations.

Job Description

• To provide support the Head, Lending Fraud by taking responsibility for the overall fraud engagements with product owners including influencing product control designs, specifically focusing on the experience of the customer, identification of potential fraud, fraud trends and resolution thereof. Translate strategies into actionable goals and execute relevant projects /Initiatives aligned to Group Fraud Strategic objectives with specific performance measures and control systems to track progress. This exciting role further aims to take responsibility for developing techniques, overseeing and analysing fraud trends to assist business and products in optimising and influence business strategy and considerations.
• To identify potential fraud Trends, Threats and Modus Operandi across all products and channels. Protect the bank from the inherent impact associated with fraud by ensuring effective Fraud Intelligence communication to all stakeholders who can mitigate fraud losses and ensure that such losses remain within the set fraud risk appetite.

KEY ACCOUNTABILITIES:

• Accountability: Stakeholder Management
• Build and manage stakeholder engagement, providing guidance and directing their workload activities to ensure timescales and requirements are met. 
• Maintain a high level of professionalism in stakeholder interactions, including written and verbal communications, based on sound knowledge of the industry and understanding of relevant regulatory requirements.
• Develop and enhance network and relationship building to align the team with business partners within the organisation as well as strategic stakeholders.
• Develop and maintain partnerships with local industry institutions, and fraud/loss prevention organizations/Industries in the community to enable two-way information sharing.
• Build strong relationships with industry peers and best practice on fraud trends
• Adhere to Organisational circulars, policies, business standards and other communications that impact on the operation of the business unit.
• Work closely and collaboratively with the members of the Investigations Units within the bank and other financial institutions.
• Support the person in the area responsible for service level agreement by providing input on the operational reporting requirements from the business.
• Accountability: Set business plans and contribute to strategic objectives
• Translating strategic plans into operational processing objectives and tactical plans, ensuring a competitive processing offering to Absa.
• Manage the Fraud Management Systems and identify innovative solutions in order to effectively identify fraud.
• Understand the overall Fraud environment, its dynamics, strategies and initiatives to enable achievement of business objectives through optimal delivery across customer interface and relevant cross functional areas.
• Partner with Fraud strategy to develop the strategy based on data driven insights.
• Identify business drivers, customer experience pain points and service challenges, recommend and implement remedial programs as agreed with business and Fraud Strategy to close the gaps.
• Engage, understand and leverage Fraud strategies (people, processes and systems), being established across the Group, to drive global common best practice solutions.
• Accountability: Business Operations Management
• Drive the alignment of Fraud Solutions services with the requirements of Fraud Strategy, Fraud Forensic Investigations, Products and Segments, ensuring alignment and cooperating effectively with other business unit delivery requirements across the Group.
• Lead rigorous demand management (SLA determination, forecasting & variance analysis) aligned with balanced capacity management (resource & material requirements planning).
• Negotiate and agree performance targets, taking accountability for overall achievement of objectives across Fraud Solutions. Objectives include (but are not necessarily limited to) employee satisfaction, customer satisfaction, cost performance, risk and compliance conformance, as well as ethical and rigorous governance.
• Oversee continuous improvement in the analysis of Fraud and case management systems and information technology architecture, driving recommendations for enhancements to Group and other relevant stakeholders with a view to consistently driving workflow efficiencies.
• Accountability: Innovates and champions change management
• Nurture a culture of continuous improvement by consistently driving the reengineering of business processes.
• Direct a pioneering culture that continually drives strategic opportunities and operational efficiencies.
• Provide guidance to the team on methods to achieve world class standards of efficiency and service, continually striving to enhance existing processes

EDUCATION AND REQUIREMENTS

• Completed B. Degree or equivalent NQF level 7 or higher qualification
• At least two (2) years Relationship Management experience
• Fraud Technical experience will be advantageous

go to method of application »

Job Summary

• Support high-performing, scalable, enterprise-grade application design & development in agile teams by producing, testing, documenting & reviewing source code.

Job Description

• DevOps
• Contribute to all phases of the development lifecycle
• Interpret analysis, problem definition & business requirements to identify solution requirements (e.g. features)
• Produce well-organised and documented source code for technical solutions
• Apply technical organisation principles of self-service, repeatability, testability, scalability & resilience in code development
• Apply general design patterns and paradigms to deliver technical solutions
• Debug existing source code and polish feature sets.
• Work with integrated teams and other developers to improve and evolve technical products and services
• Study & apply Group Architecture & Infrastructure guidelines to all development work
• Support reviews, performance monitoring & ongoing optimization and maintenance on applications
• Stay ahead of the curve on emerging technologies and development practices and continuously evolve existing knowledge & skill in preparation for exposure to Automation, Integration, Messaging, CI/CD etc.
• Update, create and appropriately store application documentation & technical specifications
• Risk & Governance
• Participate in incident management & DR activity – applying critical thinking, problem solving & technical expertise to get to the bottom of major incidents

Education

• Bachelor's Degree: Information Technology

go to method of application »

Job Summary

• This is a Senior Credit Analyst role, with the primary focus to independently manage a defined portfolio of CIB FI clients from a credit risk perspective and be a subject matter expert on the FI credit portfolio. The duties include, among others: evaluating the financial health of clients in the portfolio; preparing detailed credit applications with specific recommendations and presenting credit applications at various Credit Committees; deal structuring; risk assessment across CIB products (debt, markets/derivatives, TxB/trade finance, etc). The portfolio is made up of Banks, Micro Finance Institutions, DFIs, Supranationals, Structured SPVs, Securitizations, Private Equity Funds, among others.
• Candidate is to ensure responsible and measurable risk taking, whilst retaining commercially minded solutions. Also, the candidate is to facilitate business enablement, closely working with various Business Teams.
• The candidate is to act as a conduit for sanctioning of all credit related requests on a defined portfolio of FI clients against which Absa Group Ltd (i.e. Absa SA and all Africa Regions / subsidiaries in Africa) have credit facilities to, collaborating with all key stakeholders including Heads of Credit in-country, Coverage Bankers, Trade Finance Teams, Treasury Teams, Global Markets Teams, Investment Banking Division Team, Risks Teams (Credit, Markets, Models Teams, etc).

Job Description

Accountability: Credit Risk Management:

• To take ownership and control of credit risk related work on a defined portfolio of Financial Institutions clients against which Absa Group Ltd has credit facilities.
• The candidate is to carry out comprehensive and quality credit risk functions. Functions cut across the credit lifecycle (i.e. analysis, credit granting, implementing, managing, restructuring and impairment) to create shared growth. This is achieved through responsible risk management enhancing the decision making process involved in the extension and management of credit risk within the boundaries of internal policies and external regulations.
• Representing Credit to Senior Management in various committees, presenting analysis of the aggregate portfolio risk and composition.
• Analysis of portfolio risk management and their impact to Portfolio Credit and Market Risk Metrics.
• Assist in developing and delivering relevant Monthly Risk MI for Senior Management within Credit and other senior partners, including analysis and commentary, ensuring risk issues on the defined portfolio are well understood and presented transparently.
• Create presentations and technical documents designed to articulate key risks to various forums and credit committees.
• Build and manage relationships with key relevant business partners to ensure responsible risk taking whilst retaining commercially minded solutions.
• Work closely with key partners to review and improve quality of MI over time.
• Support the management in the delivery of a sound governance process around the Credit MI's delivered by the team.
• Development of analytical tools to better understand and communicate risk concentrations and drivers of risk and capital.
• Facilitate the end to end lending or restructuring process, assuring responsibility for service and quality
• Facilitate / and or make the credit sanctioning decisions ensuring responsible risk decisions are made. Credit functions cut across the credit lifecycle, including risk grading, credit analysis, sanctioning, limit management, restructuring, and portfolio, among others.
• Maintain and manage the relevant portfolio within the defined appetite levels.
• To be an expert with an advanced understanding of Macro economic environment, industries and Bank products. To have strong working knowledge on FI Products (Debt facilties, Pref facilities, Trade Finance, Treasury Products, Market Products, including but not limited to: FX trades, interest rate swaps, total return swaps, bond trades, commodity trades, and equity trades; with a strong working knowledge on mitigating factors on PFE/pre-settlement and settlement risks (e.g. ISDA, CSAs, GMRAs GMSLAs, CLS, and DvP, among others).
• Review and enhancement of systems and processes with a view towards efficiency and automation whilst managing the current operational environment.
• Explore new, improved and alternative ways of lending or restructuring credit to ensure an efficient and improved end to end risk delivery.
• Effectively communicate developments within areas of activity to all relevant stakeholders.

Accountability: Data and System Management 

• Compile portfolio reviews and sensitivity analysis.
• Develop, negotiate and implement appropriate Risk mitigation strategies.
• To produce relevant management information and manage exposures including the accurate maintenance of the data on relevant risk systems.
• Monitor adherence to policies and SLAs on a continuous basis and identify any deviations and possible concerns.  
• Create and maintain an accurate due diligence record of the client portfolio, detailing what facilities they have and the associated terms and conditions.
• Understand and manage the required inputs into the banks models ensuring validity and accuracy. 
• Monitor the client business performance and identify relevant risks to ensure early identification of change in the client’s business or operating environment and watchlist accordingly.
• Proactively utilize the systems and tools available for Credit Risk and partake in the ongoing development and feedback of these systems to deliver and enhanced automated credit function. 
• Manage all administrative and operational aspects of the relevant portfolio of clients ensuring completeness, accuracy and validity of data.

Accountability: Governance 

• Ensure that the Bank’s credit policies and philosophy are complied with.
• Ensure understanding and adherence to relevant Legal requirements relevant to the Credit Lifecycle and specific industry.
• Regulatory legislation and the changing environment require an up to date knowledge of changes and the impact on credit risk and capital adequacy.
• Complete the necessary training requirements and Compliance processes in a timely manner.

Accountability: People management

• Support in creating a high performance culture of individuals who are engaged.
• Portraying the right values and behaviors are portrayed in the achievement of the Risk Strategy.
• Contribute fully, including suggestions for ways of improving risk delivery and management through ongoing projects. 
• Develop relationships with colleagues and create a sense of engagement.
• Communicate concerns or challenges faced in a constructive and positive manner.
• Develop and maintain contacts with Specialists in other areas of the Group.
• Embrace and adapt to the diversity and change within the current Banking environment. 
• Demonstrate the willingness and ability to perform to the very best levels to ensure personal alignment to the Credit Risk Strategy.

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

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Job Summary

• Provides financial services to meet client specific needs to promote, market and sell Financial Solutions in accordance with relevant legislation, to meet sales targets and achieve strategic business objectives.

Job Description

• Sales Target : Proactively make self-initiated contact with customers in order to deliver against the required sales targets | Collaboration : Constantly seek to improve ways of working by challenging the status quo and supporting an
• empowering climate within the team, sharing knowledge, experience, best practice and
• providing constructive feedback as required. | Compliance and Risk Management: Fulfil all activities in adherence to relevant control and compliance requirements, and quality standards | Customer Experience: To provide service excellence and achieve customer satisfaction | : | : | : | :

Education

• Further Education and Training Certificate (FETC): Business, Commerce and Management Studies (Required)
   

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Job Summary

• To grow the Absa customer base through acquisition and increased customer profitability of the identified portfolio. Gain new customers and increase port folios of current customers through proactive attraction, cross selling, retention and contributing towards the achievement of the branch’s sales targets.

Job Description

• Financial Goals Business Risk Customer Satisfaction Colleague Support

Education

• Further Education and Training Certificate (FETC)
   

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Job Summary

• To provide specialist advice and support on data analyst delivery, methods and techniques; enabling the construction, maintenance and expansion of data analysis. Apply data mining techniques, statistical analysis, and building high quality machine learning models integrated with our business decisions e.g., products, sales and customer experience delivery.  The role will be a senior agile collaborator within a team of specialist data scientists to help Absa discover the insights hidden in its vast amounts of data, and help enable smarter decisions to deliver better products and services. The senior data scientist will be expected to take on the most complex projects and also provide technical mentoring and coaching for other team members.

Job Description

Key accountabilities

• Solve key challenges with data linkage and digitization by exploring opportunities in disruptive new technology to grow a data-centric culture. 
• Building both predictive and prescriptive machine learning models that will assist with increasing strategic and competitive advantage. All solutions must meet minimum criteria in terms of commercial uplift or increases in efficiencies.
• Partner with internal as well as third party providers of data to expand available datasets
• Provide mentoring to junior team members, through planned interventions as well as by providing guidance on the job by partnering with junior team members
• Ensure that all applicable data risk management standards and policies are adhered too, and also play an active role in the creation, implementation, and maintenance of robust model governance to ensure uniformity and scale of all data models produced.
• Partner with business to solve challenges through data science and also actively partake in the creation of a data science community in the broader organisation by sharing knowledge and skills.

Education

• Bachelor`s Degrees and Advanced Diplomas: Statistics, Bachelor Honours Degree: Physical, Mathematical, Computer and Life Sciences

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Job Summary

• Contribute to tactical planning from an operational perspective. Implement and deliver approved operational plans. Accountable for management in terms of: people, process, applied technology, budget.

Job Description

• Business Planning, Business Performance Monitoring & Revenue Generation: Business Planning, Business Performance Monitoring & Revenue Generation | Leading the commercial, sales and service agenda for the branch: Leading the commercial, sales and service agenda for the branch (as part of a broader area); &
• Owning and delivering on all performance targets for the allocated branch (end to end accountability across scorecard
• elements) | Customer Experience and Service: : Proactively manage and build relationships to enhance the Absa Brand in the area as well as | Managing cost & efficiencies: : Apply effective & balanced cost management practices that ensures sales & service
• standards are within benchmark & aligned to best practice | : | : | : | :

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

go to method of application »

Job Summary

• Provides financial services to meet client specific needs to promote, market and sell Financial Solutions in accordance with relevant legislation, to meet sales targets and achieve strategic business objectives.

Job Description

• Sales Target : Proactively make self-initiated contact with customers in order to deliver against the required sales targets | Collaboration : Constantly seek to improve ways of working by challenging the status quo and supporting an
• empowering climate within the team, sharing knowledge, experience, best practice and
• providing constructive feedback as required. | Compliance and Risk Management: Fulfil all activities in adherence to relevant control and compliance requirements, and quality standards | Customer Experience: To provide service excellence and achieve customer satisfaction | : | : | : | :

Education

• Further Education and Training Certificate (FETC): Business, Commerce and Management Studies