Career Opportunities at Standard Chartered Bank

Role Responsibilities:

Information Systems:

• The Reporting Accountant and the Financial Controller are the custodians of the Banks financial information systems. The Bank relies on these systems to satisfy the reporting needs of the business, local regulators, the Regional Office and Group Finance division.
• The Reporting Accountant shall therefore enforce systems controls, to protect this from misuse or abuse. This includes managing the account opening, maintenance, and closing procedures.

Accounting:

Group Reporting:

• Ensure that Group reports are prepared and submitted within set deadlines.
• Effectively respond to queries arising from submitted reports.
• Ensure that Financial reports to management are accurately prepared and submitted within set deadlines.

Budgeting:

• Preparation of budgets and full year forecasts for business support functions.
• Assist in consolidation and preparation of budget pack for the branch.

Local Financial reports:

• Ensure that cost reports are prepared for usage by Cost centre managers.
• Respond timely to Cost centre manager queries.
• Perform costs analysis and variance analysis monthly.
• Review monthly cost bookings for accuracy. Process reallocation entries and work with users to rectify any issues at source.
• Oversee Chennai hubs and ensure correct reporting.

Property Support:

• Act as key support to property for all Finance activities including monthly cost reviews, budgeting forecasting and project accounting.

Accounts Payable Processing:

• Provide guidance, advice and assistance in the formulation and issue of instructions to business units and cost centre managers on issues relating to the paying of Suppliers, expense claims etc.
• Supervise and monitor suppliers’ payments to ensure that all invoices received in Finance are settled timorously under correct authorization levels.
• Supervise the overall payments process, including preparation and submission of the resulting accounting entries, on all suppliers’ invoices.
• Monitor and give guidance to staff regarding correct allocation of expenditure, authorization limits and efficient processing of suppliers’ transactions.
• Ensure record keeping of the above and ensure that all audit trail reports generated in PSGL, vouchers and invoices are properly filed and readily available for audit.
• Review and ensure correct processing of the foreign exchange payments, cash travel advances and petty cash reimbursements ensuring that no are outstanding for unduly long periods.

Processing:

• Sorting post and passing to relevant departments for processing.
• Preparation of PO’s and journals.
• Requesting of Funding as and when required.
• Assisting and resolving adhoc queries from management.
• Ensure that Financial Control Policy is fully complied with.

Reconciliations:

• Prepare Journals to clear intersystem reconciling items.
• Staff Corporate Card amounts utilized are accounted for and the individual CC recons prepared monthly.
• Ensure reconciliation of the Finance Sundry and Suspense accounts and submitted to the Finance Operations Manager for review monthly.
• Ensure that open items on Reconciliations are investigated; resolved and no open items are kept open beyond their life span.
• Ensure FCS accounts are submitted timely.

Controls:

• To report unit’s OR issues and losses to FORMT.
• To identify and report all exceptions on non compliance with standard controls.
• To identify and report all weaknesses inherent in the standard controls.

Direct and Indirect Taxes:

• Preparation of workings for South Africa’s quarterly IFRS tax reports for the purposes of the financial pack.
• Prepare forecasts of the tax liabilities in line with the ETR management programme,
• Prepare tax risk report to the Group Taxation.
• Country by Country Tax Reporting (ZC9 and ZC10) for bank branch.
• Capturing of tax risk in Phoenix.
• Prepare the year-end computations and deferred taxation for the organisation.
• Preparation of tax accruals and GLRS of tax accounts.
• Maintain tax asset register for the bank branch in accordance with SARS wear and tear write off periods.
• Assistance with the VAT Apportionment workings for the bank branch.
• Preparation and submission of VAT returns for the Bank Branch.
• Preparation and submission of DWT returns for the Bank Branch.
• Preparation and submission of STT returns for the Bank Branch.
• Preparation and submission of tax returns (IT14) for the Bank Branch.
• Preparation of various tax schedules for tax return purposes.
• Timely management of tax payments for all tax types.

Trial Balance Management:

• Enforce correct chart fields use on the trial balance and provide guidance to the processing team.
• Coordinate audit and review activities in the payables and processing section.
• Ensure that Sundry and Suspense accounts reconciliations are correctly and timorously performed, providing analytical reports on Account Payable owned Accounts.
• Review the Reconciliations and ensure open items are investigated and timorously cleared.
• Ensure open items are correctly aged and escalations done in line with the FCP requirements.

Audit:

• Assist with Internal and external audits.

Regulatory & Business Conduct:

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the Reporting team to achieve the outcomes set out in the Bank’s Conduct Principles
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
• SARS and SARB Prudential Authority
• Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association

Key Stakeholders:

• Manager Financial Reporting
• Head of Business Finance
• Chief Financial Officer
• Head of Tax

Our Ideal Candidate 

• Accounting degree.
• Professional qualification CIMA/ACCA/CA an added advantage.

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JOB DESCRIPTION

Telephonic collections focusing on minimising the forward roll rate of potential non-performing loans with the emphasis on customer retention, education and rehabilitation, through effective and efficient collections skills.

QUALIFICATIONS

Minimum Qualification

• Grade 12

Experience Required

• 1-3 Years collections experience, preferably in the Credit or Collections environment.  Call Centre experience an advantage

ADDITIONAL INFORMATION

Technical Competencies

• System Usage(Level 1)
• Product Knowledge(Level 1)
• Understands the banks products per BU in order to attract and retain existing /potential customers

Personal Competencies

• Problem solving
• Planning
• Decision making

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JOB DESCRIPTION

To lead and review the audit process for a portfolio of audits through audit execution and oversight of the audit team to independently and objectively provide assurance that enables client centric risk management.

QUALIFICATIONS

Minimum Qualification: 

• First Degree in Information Technology/Computer Science.
• Any Relevant Degree (e.g. Audit, Finance, Legal, IT, Data).
• Relevant professional membership will be required based on specialty – ISACA. Membership Certified Information Systems Auditor (CISA) Certification.

Other Preferred Qualifications, certifications or professional memberships

• Certified Information Systems Security Practitioner (CISSP).

Minimum Experience: 

Internal Audit

• 8-10 years experience Planning and executing audits.
• 8-10 Managing and engaging with various stakeholders at a Senior Level.
• 8-10 Experience in managing and leading teams with a proven track record of delegating and prioritizing tasks.

IT Audit

• 8-10 Execution of IT general and application control audits.
• Execution of Information security audits.
• Testing using data analytics methods and tools.

ADDITIONAL INFORMATION

Behavioural Competencies:

• Developing Strategies.
• Interpreting Data.
• Establishing Rapport.
• Examining Information.
• Producing Output.

Technical Competencies:

• Internal Auditing.
• Maintain IA Professional Practices.
• IA Technology Application.
• IA Data Analysis.
• Business Acumen (Audit).

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JOB DESCRIPTION

To provide specialised support to the Team Leader, Chargeback Issuing, by ensuring that all Chargeback related transactions, including cardholder and fraud chargebacks and queries received, are efficiently actioned by assessing that transactions to be charged back or disputed are valid, accompanied by supporting documentation, in line with the Banking Association and Payment rules, to minimise and reduce losses.

QUALIFICATIONS

• Minimum Qualification: Diploma
• Field of Study: Consumer Services

Experience Required

• Operational Risk Management 1-2 years
• Experience in assessing and evaluating transactions in line with fraudulent actions and processes in reporting risks and alleged fraudulent actions in accordance with Banking Association regulations and Risk Policies related to Chargeback transactions.

Compliance

Experience Required: 3-4 years

• .Experience in investigating fraud cases and actions, including comprehensive knowledge of transaction systems, processes and processes. Analyse situations and issues and draw logical conclusions and sound inferences.

Main Market Clients

Experience Required: 1-2 years

Working knowledge of the Banking products and customer relationship management processes and procedures within the Bank.

ADDITIONAL INFORMATION

Behavioral Competencies:

• Generating Ideas
• Providing Insights
• Examining Information
• Documenting Facts
• Making Decisions

Technical Competencies :

• Compliance
• Risk Awareness
• Risk Management
• Data Management (Administration)
• Written Communication
• Fraud Detection and Management
• Checking Details

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JOB DESCRIPTION

To gather customer insights, conduct analysis, redesign, development, deployment, monitoring, and measurement of outcomes for all iterations of the Client Journey.

QUALIFICATIONS

• First Degree IT and Computer Sciences/  Business Commerce
• BSc Comp Science, B.Com Informatics degree and / or business degree

ADDITIONAL INFORMATION

• 5-7 years experience in translating business and functional requirements into technical specifications to create customer solutions.  
• Experience in managing a product (incl. income statement) managing people; understands the banks products, processes and systems.  
   

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JOB DESCRIPTION

To execute legal operations by providing legal advice to stakeholders on relatively well-defined to moderately complex matters, using the prescribed tools and methodologies.  To provide internal Procurement, technology business units with legal expertise and management of specified external supplier markets and technology  so that the legal entity is able to achieve its commercial objectives by concluding a fit for purpose services and products at the most favourable terms to meet the Bank’s strategic objectives.

QUALIFICATIONS

• LLB and Admitted Attorney

Experience Required

• 5-7 years proven experience in the provision of legal advice, drafting, vetting, review, dissemination and/or negotiation, with at least 5 years' experience within the legal and/or financial sectors. Identification and mitigation of legal risk. 

ADDITIONAL INFORMATION

Competencies:

• Providing Insights
• Documenting Facts
• Articulating Information
• Establishing Rapport
• Meeting Timescales
• Upholding Standards
• Contract Management
• Legal Drafting
• Legal Advisory & Interpretation
• Legal Research

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JOB DESCRIPTION

Provides support in ensuring that the data quality and reporting strategy is executed and provides an accurate depiction of the data quality landscape at business unit level. Executes on remediation strategies and implements all operational efforts to ensure satisfactory data quality in the business unit.

QUALIFICATIONS

• Type of Qualification: Degree
• Field of Study: Information Technology
• Other Preferred Qualifications, certifications or professional memberships
• DAMA CDMP Associate Certification

Experience Required

• 2 Years Business Support, Business Enablement
• Basic data management experience with knowledge of data quality. Basic knowledge of systems and processes in a financial services environment.

ADDITIONAL INFORMATION

Behavioural Competencies

• Interpreting Data
• Producing Outputs
• Team Working
• Upholding Standards
• Adopting Practical Approaches

Technical Competencies

• Data Architecture/ Integrity
• Data Management (Administration)
• Information Management 

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JOB DESCRIPTION

To provide specialised legal advice to the organisation and related business areas on all complex internal and commercial contractual legal matters relating to business products, with the intention of enabling the maximisation of revenue streams;  in accordance with the legal entity mandate and regulatory requirements

QUALIFICATIONS

• LLB; Admitted attorney; Relevant professional membership

Experience Required:

• At least 8-10 years proven experience in the provision of guidance and insight pertaining to the drafting, vetting, review, dissemination and/or negotiation of legal documentation and processes of a complex nature. Identification and mitigation of legal risks.
• At least 8 years' experience within the legal/financial and/or corporate/commercial sectors in a Baking/Finance or Asset Based Finance environment.  At least 6 years' people management experience where appropriate.

ADDITIONAL INFORMATION

Competencies:

• Providing Insights
• Generating Ideas
• Directing People
• Upholding Standards
• Developing Expertise
• Documenting Facts
• Drafting
• Legal Research

go to method of application »

JOB DESCRIPTION

To provide specialised legal advice to the organisation and related business areas on all complex internal and commercial contractual legal matters relating to business products, with the intention of enabling the maximisation of revenue streams; in accordance with the legal entity mandate and regulatory requirements.

QUALIFICATIONS

• LLB and Admitted Attorney

Experience Required:
8-10 years proven experience in the provision of guidance and insight pertaining to the drafting, vetting, review, dissemination and/or negotiation of legal documentation and processes of a complex nature. Identification and mitigation of legal risks. At least 8 years' experience within the legal/financial and/or corporate/commercial sectors. 

ADDITIONAL INFORMATION

Competencies:

• Providing Insights
• Documenting Facts
• Articulating Information
• Establishing Rapport
• Team Working
• Upholding Standards
• Legal Research
• Managing Tasks

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JOB DESCRIPTION

To provide specialised legal advice to the organisation and related business areas on all complex internal and commercial contractual legal matters relating to business and consumer lending products, with the intention of enabling the maximisation of revenue streams  in accordance with the legal entity mandate and regulatory requirements. This includes drafting/vetting/structuring and the negotiation of moderately complex, bespoke loan/facility documentation, security and ancillary documentation, security sharing agreements and any other related finance agreements specific to the consumer; business and commercial customer segments; advisory and opinion work; research on various legal issues pertaining to credit and commercial matters; representation at various credit and industry body committee meetings

QUALIFICATIONS

• LLB and Admitted Attorney

Experience Required:

• 5-7 Years of experience proven experience in the provision of legal advice, drafting, vetting, review, dissemination and/or negotiation, with at least 5 years' experience within the legal and/or financial and/or corporate/commercial sectors. Identification and mitigation of legal risk

ADDITIONAL INFORMATION

Competencies:

• Developing Expertise
• Producing Outputs
• Examining Information
• Upholding Standards
• Providing Insights
• Contract Management
• Legal Advisory and Interpretation
• Legal Drafting
• Legal Research