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  • Posted: Jul 31, 2024
    Deadline: Not specified
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  • Never pay for any CBT, test or assessment as part of any recruitment process. When in doubt, contact us

    We combine tech, data analytics and world-class customer service to offer intelligent lending that makes life easy. Our simple, fast unsecured personal loans can be accessed via our branches, apps and websites in South Africa, Tanzania and Zambia.


    Read more about this company

     

    Senior Data Analyst

    Requirements

    • Bachelor's or master's degree in a relevant field (e.g., Mathematics, Statistics, Computer Science, Data Analytics/Science).
    • Proven experience as a Data Analyst or similar role win min experience of 6+ years
    • Proficiency in data analysis tools GCP (Google Cloud Platform), Google Big Query, SAS, SQL, Python, R and data visualization tools Google Looker.
    • Strong analytical and problem-solving skills with a keen attention to detail.
    • Ability to handle and analyse large datasets efficiently.
    • Experience with statistical analysis techniques and data modelling.
    • Excellent communication and presentation skills.
    • Proficiency in Microsoft Excel and other data manipulation tools.
    • Familiarity with data governance principles and best practices.
    • Knowledge of data privacy regulations and compliance standards is a plus.
    • Ability to travel occasionally across Africa

    Duties and Responsibilities

    Data Collection and Cleaning:

    • Collect, extract, and compile data from various sources, ensuring data accuracy and completeness.
    • Clean and transform raw data into structured datasets for analysis.
    • Identify and resolve data quality issues, inconsistencies, and anomalies.
    • Utilizing the technologies of SQL, SAS, Python and Big Query, while staying up-to-date with latest trends and developments in data analytics. 

    Data Analysis and Interpretation:

    • Perform exploratory data analysis to identify trends, patterns, and relationships within the data.
    • Apply statistical techniques and data visualization methods to interpret and present findings.
    • Analyse large and complex datasets to derive actionable insights and recommendations.
    • Collaborate with stakeholders to understand business requirements and translate them into analytical approaches.

    Reporting and Visualization:

    • Create visualizations, dashboards, and reports to effectively communicate data insights to stakeholders with help of Google Looker.
    • Develop and maintain standardized reporting templates and data visualization tools.
    • Present findings in a clear and concise manner, tailoring the information to the audience's needs.

    Data-driven Decision Making:

    • Collaborate with cross-functional teams to support data-driven decision-making processes.
    • Provide analytical support for business initiatives, including market analysis, customer segmentation, and performance tracking.
    • Identify opportunities for process improvement, operational efficiencies, and revenue optimization based on data analysis.

    Data Governance and Security:

    • Ensure compliance with data governance policies, data protection regulations, and security protocols.
    • Adhere to data privacy and confidentiality standards when handling sensitive information.
    • Contribute to the development and maintenance of data dictionaries and data documentation.

    Continuous Learning and Development:

    • Stay updated with industry trends, best practices, and emerging technologies in data analysis.
    • Expand knowledge of statistical analysis techniques, data modelling, and data visualization tools.
    • Participate in training programs, workshops, and professional development opportunities.

    go to method of application »

    Head Credit Risk

    Minimum Requirements

    Requirements

    • Master's degree in Statistics, Data Science, Actuarial Science, or a related field
    • Minimum of 8 - 10 years experience in a similar role on senior/executive level
    • Strong experience developing predictive models for forecasting probability of default
    • Experience and knowledge of provisioning approaches and calculation
    • Strong problem-solving and analytical skills
    • Excellent communication and collaboration skills
    • Travelling in Africa is required at least once per quarter

    Duties and Responsibilities

    • Develop and execute the overall credit risk management strategy in alignment with the company's goals and regulatory requirements.
    • Provide strategic direction and leadership to the credit risk management team, fostering a culture of risk awareness and continuous improvement.
    • Develop, review, and update credit risk policies, frameworks, and procedures to ensure effective risk management practices, optimising profitability and driving financial success and expansion across Africa.
    • Delve into complex data sets using SQL and other analytical tools to extract meaningful insights and detect trends.
    • Ensure compliance with regulatory standards and internal policies, adapting to changes in the regulatory environment.
    • Oversee the assessment and analysis of credit risk exposures across all portfolios.
    • Set risk-based pricing for financial products to ensure they meet specified profitability targets by analysing risk levels and adjusting pricing structures to maintain a balance between competitiveness and financial sustainability.
    • Generate detailed insights into different customer profitability segments by collaborating with the finance team and other relevant stakeholders.
    • Enhance the effectiveness of credit risk management strategies and leading to improved outcomes and reduced defaults
    • Scrutinize data sets to uncover variables and trends associated with credit risk outcomes using statistical methods to inform risk assessment and decision-making processes.
    • Create sophisticated credit risk models based on rigorous statistical analysis and machine learning techniques to predict the probability of consumer default and improve the accuracy of credit risk assessments.
    • Implement robust credit risk models and tools to assess and monitor credit risk, ensuring timely identification and mitigation of potential risks.
    • Monitor and manage the credit portfolio, ensuring diversification and alignment with risk appetite.
    • Develop and implement strategies for managing non-performing loans and distressed assets.
    • Collaborate with senior management, business units, and external stakeholders to ensure a comprehensive understanding of credit risk and its impact on business objectives.
    • Collaborate closely with operational teams to embed credit risk models and data-driven methodologies into daily processes.
    • Present credit risk reports and insights to the Board of Directors, Risk Committee, and other key stakeholders.
    • Liaise with regulatory bodies, auditors, and other external parties on matters related to credit risk management.
    • Stay abreast of industry trends, best practices, and emerging risks in credit risk management.
    • Drive continuous improvement initiatives to enhance the efficiency and effectiveness of credit risk management processes.

    go to method of application »

    Product Owner (Software)

    Minimum Requirements

    Requirements 

    • Appropriate degree (e.g. IT or Engineering)
    • Minimum of 5 years of experience working in a software product-focused role in financial services.  You should be familiar with creating product requirements documents, managing stakeholder expectations, UX, and taking ownership of the product’s success.
    • Minimum of 3 years SQL experience
    • Experience with product management tools
    • Proven track record of successfully delivering and managing complex products
    • Ability to translate business requirements into technical requirements
    • A concern for order, quality and accuracy. A meticulous approach to work.
    • Excellent communication, negotiation, and stakeholder management skills.
    • Passion for building products that solve real user problems and deliver exceptional value.
    • Passion for Africa and willingness to work in the developing world context 
    • Ability to travel across Africa

    Duties and Responsibilities

    Responsibilities 

    • Understand the software product value proposition in the business and market.
    • Define and communicate the software product vision, strategy, and roadmap in alignment with business goals
    • Collaborate with stakeholders to gather and prioritise product requirements, ensuring they are documented and clearly communicated to the development team.
    • Lead the product development process, from ideation to launch, ensuring timely delivery of high-quality solutions.
    • Work with teams across the organsiation to ensure user adoption.
    • Work across internal teams to ensure alignment in goals and ensure that dependencies are known, and work is followed through for delivery.
    • Prioritise and manage the product backlog, making informed decisions on prioritisation and trade-offs.
    • Define and monitor key performance indicators to measure the success of products and adoption thereof.
    • Track trends and usage of the product and use this information to contribute to the product roadmap, in order to meet needs and solve pain-points.
    • Drive continuous improvement of products.  
    • Define, prioritise and deliver product changes.
    • Perform root cause analysis on issues experienced and drive solutions to resolve them.
    • Act as the primary point of contact for all product-related matters, providing clear and effective communication to all stakeholders.
    • Stay up to date with market trends and competitor offerings.

    Method of Application

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