Vacancies at FNB South Africa

FNB Rest of Africa Credit requires expertise to be built around supporting African countries in the specialist areas of Commercial Property Finance (CPF) and Agriculture. The incumbent will form part of the Rest of Africa origination team.

The role will support Credit Originators in country and provide the following:

Agriculture portfolio

• Drive agri strategy for countries and ensure execution against this strategy.
• Develop sound relationships with the Commercial SA Agri team and a good working relationship with the SA Agri Head of Credit.
• Ensuring a deep understanding of factors impacting on cash flow including but not restricted to commodity prices in each country; rainfall and availability to irrigation water; USD and local currency factors
• Support to the country originators with respect to structuring agriculture deals to mitigate risk for the bank.

Commercial Property Finance Portfolio

• Drive CPF strategy for countries and ensure execution against this strategy.
• Develop sound relationships with the Commercial CPF Agri team and a good working relationship with the SA CPF Head of Credit.
• Ensuring a deep understanding of the factors impacting the risks associated with CPF finance in each of the countries.
• Support to the country originators with respect to structuring CPF deals to mitigate risk for the bank.

The ideal candidate will have

• At least 3 years Credit experience, preferably within a large financial institution
• Assessing or advising on financial and business risks should form part of this experience
• An understanding of Agricultural Credit and CPF Credit would be advantageous
• Ability to analyse company financial statements and to identify and quantify financial and business risks
• An interest in and understanding of African company’s and markets
• General understanding of a variety of corporate banking products
• CA(SA) qualification of Bcom in Finance

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Role Purpose

To manage market positioning, market intelligence, new business, advances, reporting and structuring of more complex deals.

Responsibilities

• Achieve revenue targets by either growing a portfolio of existing clients (optimising revenue opportunities) or by acquiring new clients
• Drive an Increase in average balance of specific portfolio of assets as defined in the Financial Performance Report of the business
• Drive an increase in average balance of specific portfolio of liabilities (e.g. Call reports, 32 Day Deposits, Fixed Deposits) as defined in the Financial Performance Report of the Business
• Achieve revenue targets by either growing a portfolio of existing clients (optimising revenue opportunities) or by acquiring new clients
• Develop and implement differentiated service models for client segments
• Build and maintain strategic relationships with internal and external parties to support the sales strategy
• Maintenance of expert knowledge on relevant legislative amendments, industry best practices and provision of proactive advice and solutions to relevant stakeholders
• Maximise Business Portfolio cross sell opportunities and strengthen client relationships
• Provide sales support efficiencies and services in order to ensure retention of clients
• Manage accounts and interests of top clients to ensure retention and growth
• Contributes to the development and execution of the business unit strategy through the development and implementation of the People Strategy and operational objectives
• Monitoring of changes in laws, regulations, initiatives and relevant industry practices, drafting and implementation of appropriate interventions
• Development of materials and documentation including minimum standards, templates, guidelines, FAQ’s and processes
• Development and maintenance of a network of experts to ensure communication of solutions, benefits, risks and innovations in area of specialisation
• Comply with governance in terms of legislative and audit requirements
• Develop rigorous business cases to drive new, differentiated market growth strategies (e.g. new product and market development) as well as defensive strategies to maintain market share
• Monitor changes in legislation, regulations, initiatives and relevant industry practices. Ensure drafting and implementation of appropriate interventions. Ensure compliance with audit requirements
• Coordinate and facilitate all approved strategic projects
• Keep up to date with financial and economic developments to inform and support clients and provide clear analysis for all business processes and documentation to develop the business
• Improve business decisions to enable innovative product development by providing accurate and reliable business intelligence (information). Develop a deep understanding of the technical trends, commercial market, competition and trends in the market

Additional Requirements

In accordance with National Credit Act (NCA) candidates applying for this role will require a credit record check

Qualifications and Experience

• Post Graduate Degree
• 3-4 years related

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Purpose:

To plan, build, optimise and implement innovative quantitative analytics methodologies, procedures, products and advanced mathematical models that provide analytical support and interpret insights, using advanced analytics technologies, to address business opportunities and problems and implement business strategy.

Responsibilities

• Prevent wastage and identify process improvements to contain and reduce costs
• Assess own performance through seeking timely and clear feedback and request training where appropriate
• Utilise, refine and enhance advanced statistical models and data analysis to inform decision making and address business needs
• Develop and implement advanced statistical models and data analysis to optimise processes, inform strategic decisions and meet current and future business requirements, reduce risk and generate profits
• Deliver value add outputs across the analytics value chain in delivery of business strategy
• Implement localised Analytics strategy to address business needs
• Utilise advanced analytics technologies, program own statistical model and apply advanced data modelling methodologies that inform future fit strategic decisions and test current assumptions
• Develop, encourage and nurture collaborative relationships within FNB and/or across the FRG
• Develop new insights into situations and apply innovative solutions to make organisational improvements
• Focus on providing optimal services and improving service delivery and service delivery processes to meet or exceed customer expectations
• Contribute to the development of a budget aligned to operational delivery plans, monitor effectiveness and report on variances
• Ensure compliance to legislative and audit requirements and adherence to relevant processes
• Build working relationships across teams and functional lines to enhance work delivery, collaboration and innovation

Role Requirements

• Strong Actuarial background within the Insurance sector preferred
• Completion of all C level Actuarial exams are a must have
• Prior leadership of projects and/or people will be preferred

In accordance with the National Credit Act (NCA) candidates' applying for this role will require a credit record check.

Qualifications and Experience:

• Minimum Qualification: B Degree in Mathematical Sciences, Statistics, Actuarial Science
• Preferred Qualification: Honours Degree
• Experience: 3 - 5 years' experience in a data environment, of which 1 - 2 years' ideally at a junior (entry level) management level
• Additional Knowledge: Deep domain knowledge with regards to Financial Services: Credit, Pricing, CVM, Marking, Trading etc...

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About Us

• make a promise
• be deeply invested
• value our differences
• build trust, not territory
• have courage
• always do the right thing
• stay curious

and you have one simple goal to improve the lives of customers through simple, effective solutions that meet their needs, contact us today and join a winning team.

All appointments will be made in line with the Bank’s Employment Equity plan.

The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

Role Purpose

• To implement the Analytics standards across big complex business areas, that contribute to the monetisation of data through the development and delivery of advanced mathematical models and business principles that find hidden patterns and associations in data used to influence business strategy, inform channel design and make predictions on the behavior of our clients

Responsibilities

• Draw up a budget aligned to tactical delivery plans, monitor effectiveness and report on variances
• Encourage, establish and maintain strategic relationships across multiple functional areas to enable collaboration and knowledge sharing across function
• Demonstrate leadership by providing strategic direction, fostering high ethical standards in meeting FNB's vision and goals, and design and implement strategies that maximize employee potential
• Plan and manage performance, talent, succession and culture across function in order to improve performance
• Participate in planned activities that are appropriate for own and employee development
• Provide input into, and implement, corporate governance, compliance, integrity and ethics policies in are of accountability to identify and manage risk exposure
• Establish and Embed a Data-Driven culture throughout Business to drive functional maturity
• Enhance and influence strategic business decisions across big complex areas through the provision of analytical insight in delivery of business strategy
• Lead Analytics function in delivering advanced mathematical models and analytical solutions to ensure required standards and practices and business value creation
• Lead business modelling and analytics value chain across big complex areas in delivery of business strategy
• Drive the implementation and adoption of Analytics strategy across allocated Business areas in achievement of information management strategy
• Establish mutually beneficial relationships with stakeholders that support thought leadership, innovative and integrated practice solutions
• Anticipate and meet the needs of clients and commit to continuous development and entrenchment of a customer service culture
• Manage expenditure planning and reporting within approved budget parameters

Additional Requirements

• In accordance with National Credit Act (NCA) candidates applying for this role will require a credit record check.
• No Referral plan is assigned to this job
• Good Business Acumen

Qualifications and Experience

• Minimum Qualification - Relevant undergraduate degree ( Actuary preferred if still studying, must have CA1/A300 exams passed and plan to do F106 (Enterprise risk management) and F206 banking fellowship )
• Preferred Qualification - Actuarial degree or CFA or FRM Qualification
• Experience - 5-8 years relevant experience in IFRS9, Capital and origination experience of which 2-4 years must have been in a management role.

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Role Purpose

Analyse, document and update business requirements for product processes, procedures and systems

Responsibilities

• Prevent wastage and identify process improvements to contain and reduce costs
• Contribute to the development of a budget aligned to operational delivery plans, monitor effectiveness, and report on variances
• Focus on providing optimal services and improving service delivery processes to meet or exceed customer expectations
• Build working relationships across teams and functional lines to enhance work delivery, collaboration and innovation
• Ensure compliance to legislative and audit requirements and adherence to relevant processes
• Compile reports that track progress and guide business to make informed decisions
• Produce high quality work by adhering to predefined standards and procedures and in accordance with compliance and governance standards
• Provide subject matter expertise and thought leadership in area of expertise
• Develop new insights into situations and apply innovative solutions to make organisational improvements
• Improve efficiencies by reviewing assigned business processes to identify and address operational, financial and technological risks
• Participate in conceptualisation, design and planning of projects for product house, business unit or segment
• Continuously assess own performance, seek timely and clear feedback and request training where appropriate
• Develop, encourage and nurture collaborative relationships within Wesbank and/or across FRG

Additional Requirements

In accordance with National Credit Act (NCA) candidates applying for this role will require a credit record check.

Qualifications and Experience

• Minimum Qualification - Relevant Degree in BSc Information Systems, BCom Information Systems, Computer Science, Information Technology, Business Analysis, BBusSc or related
• Experience - 3 to 5 years experience in a similar environment, of which 1 to 2 years experience as a Business Analyst II