Structured Solutions Analyst: Specialised Finance at Merchant West

Description

• Merchant West lending products extend to bespoke asset finance (across an extensive range of asset classes), fleet finance, working capital funding, property finance solutions and specialised finance.
• Merchant West advisory products extend to investment strategies, private wealth management and treasury solutions.

Responsibilities

• Provide transaction support to ensure smooth operations and efficient execution of debt financing transactions.
• Prepare external and internal presentations and reporting, external investor memorandums and credit information, data analysis, and financial analysis to support decision-making processes.
• Contribute to the establishment and maintenance of an effective and integrated group cash and balance sheet management function.
• Assist the team in conceptualisation, design, structuring, facilitation, and implementation of debt financing transactions by conducting market research, financial modelling, and feasibility analysis.
• Review and prepare accurate and timely external and internal reporting, ensuring compliance with regulatory requirements and internal policies.
• Monitor transaction and regulatory compliance by staying updated with relevant laws, regulations, and industry best practices.
• Manage transactions post-implementation by conducting periodic reviews, tracking performance, and addressing any operational or compliance issues that arise.
• Collaborate with internal stakeholders, risk management, finance, legal, and compliance, to ensure effective communication and coordination throughout the transaction lifecycle.
• Maintain a thorough understanding of industry trends, market conditions, and regulatory changes related to debt financing transactions.
• Participate in cross-functional projects and initiatives to improve operational efficiency, risk management, and compliance processes within the group funding and treasury function.
• Develop and maintain strong relationships with external counterparts, such as investors, regulators, and service providers, to ensure smooth transaction execution and compliance.

Qualifications

• Bcom degree (essential)
• CA (SA) newly qualified <2 years (essential)
• CFA Level 3 (beneficial)

Experience

• Audit experience in financial institutions team (“FIST”) (beneficial)
• Experience in corporate credit and/or structured finance (beneficial)
• Knowledge of securitisation structures (beneficial)
• Familiar with credit underwriting fundamentals, financial statement analysis, financial modelling, term sheets, secured and unsecured borrowing and lending agreements (beneficial)

Job Benefits

• We foster a culture of work-life balance
• Dedicated comfortable workspace
• Focus on career and professional growth through training and succession planning
• Continues team engagement events
• Created a work environment where our staff can feel comfortable in building long-term careers and business relationships
• Ongoing CSI initiatives to give back to our communities
• Tailored Banking Benefits
• Leading wellness provider services