Senior Manager, Credit Risk (Public Sector) - Johannesburg at Standard Bank Group

JOB DESCRIPTION

• To provide an efficient and effective credit approval and management process in respect of the allocated Corporate & Investment Banking portfolio. Develop and maintain co-operative relationships between all stakeholders in the CIB credit value chain, managing  a team of Credit Managers, ensuring the appropriate and effective management of the allocated portfolio (Public Sector) 

QUALIFICATIONS

• Post Graduate Degree in Business Commerce, BSc in Engineering, Finance 
• MBA qualification would be an advantage 
• 5-7 years thorough conceptual and practical knowledge of credit procedures, policies and standards within Corporate & Investment banking, as well as a thorough understanding of the banks products and facilities that give rise to counterparty credit risk. Seasoned understanding of Basel and broader regulatory and compliance requirements.
• 5 - 7 years understanding and working knowledge of risk systems monitoring and its related procedures for analyzing the account behavior of clients and identifying trends and shifts in credit risk profiles. Seasoned technical understanding of non-credit risks encountered within transactions. Knowledge of financial markets (Global and especially African economies)
• 3-4 years seasoned understanding of lending and derivative products and facilities that give rise to counterparty credit risks, including the documentation required/presented to manage that risk.
• At least 5 years demonstrated experience in managing senior level stakeholders 
• 3-4 years well developed knowledge of financial markets, the global economy and appropriate regional geographies in which the portfolio operates.
• Credit Risk experience in  the Public Sector portfolio would be preferred 

ADDITIONAL INFORMATION

Behavioral Competencies:

• Adopting Practical Approaches
• Checking Details
• Conveying Self-Confidence
• Directing People
• Embracing Change
• Establishing Rapport
• Examining Information
• Interacting with People
• Making Decisions
• Meeting Timescales
• Team Working
• Upholding Standards

Technical Competencies:

• Analysing Insurable Risk
• Risk Identification
• Risk Measurement