Senior Manager ,Credit Evaluation -Business and Commercial Banking Centralised Lending Credit Africa Regions at Standard Bank Group

JOB DESCRIPTION

• Ensure an efficient support service to Business partners and other role players on all credit evaluation activities in the Commercial and Personal segments (High Net Worth) for Africa Regions, thereby ensuring that risk is minimised whilst service levels are maintained. Assessment of all credit applications and/or Credit Committee papers and related source documents to ensure that SBSA risk is contained within acceptable risk parameters relative to the profitability of the deal and the Risk Grade of all credit risk counterparties.  Approve Credit Applications within Delegated Level of Authority. Prepare workups and recommendations to Higher Authority including relevant Credit Committees. Participates in meetings, discussions and conference calls on BCB Credit related matters (e.g. Deal Forum, ROACC, Govco, Country BAC or CRMC, MANCO, Watchlist, BCB Credit Portfolio and Watchlist Review). Visit country teams and/or client as and when deemed appropriate by the HCL or HC ROA.

QUALIFICATIONS

Minimum Qualifications
Type of Qualification: First Degree
Field of Study: B Comm or CA (SA) or any other related/suitable qualification. 

Experience Required
Credit Risk-Business and Commercial Banking
Risk & Corporate Affairs

• 5 - 10 years credit decisioning experience (evaluation as well as structuring),
• 1 - 2 years people management experience.
• 1 – 2 years exposure to Africa Regions across sectors.

ADDITIONAL INFORMATION

Behavioral Competencies:

• Challenging Ideas
• Developing Strategies
• Directing People
• Generating Ideas
• Interacting with People
• Making Decisions

Technical Competencies:

• Economic Capital Management
• Evaluating Risk Management Effectiveness
• Financial Statement Analysis
• Risk Identification
• Risk Measurement