Senior Credit Analyst at Nedbank

Job Purpose

• To provide support services to the credit community on matters relating to credit bureaus, the data and systems, contribute to the optimisation of the credit portfolio in line with Nedbank’s strategic objectives. 

Job Responsibilities

• Developing and providing meaningful analytics and reporting to stakeholders to inform decision making 
• Manage credit bureau or service related queries within acceptable timeframes by resolving or reallocating to the subject matter experts.
• Build and maintain effective internal and external stakeholder relationships 
• Improve business results by participating actively in projects related to system and process enhancements across the organisation.
• Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.
• Manage the financial components including the payment of invoices, usage of services and related queries.
• Ensuring measures are in place to asses the data quality and drive the process to improve on the quality of the data
• Identify opportunities to improve or enhance processes by identifying and recommending improvements to tools; policies and procedures to add value to Nedbank.
• Obtain buy-in for developing new and/or enhanced processes (e.g. operational processes) that will improve the functioning of stakeholders' businesses by highlighting benefits in support of the implementation of recommendations
• Share knowledge and industry trends with team and stakeholders during formal and informal interaction.
• Enable the business units by providing training and support on systems and processes.

Technical skills

• Data analysis
• SQL or SAS
• Excel/Powerpoint
• Preferred, Power BI and Python

   Non-Technical (in addition to the run of the mill stuff)

• Good problem solving skills
• Ability to multitask
   

Preferred Qualification

• Matric / Grade 12 /  Senior Certificate
• Advanced Diplomas/National 1st Degrees
• Bachelors degree – Commerce, Maths, Info systems

Technical / Professional Knowledge

• Banking knowledge 
• Communication Strategies 
• Data analysis 
• Governance, Risk and Controls 
• Industry trends 
• Principles of financial management 
• Relevant regulatory knowledge 
• Relevant software and systems knowledge 
• Research methodology 
• Business Acumen
• Problem solving,
• Root cause analysis
• Multitasking

Type of Exposure

• Analysing situations or data that require an in depth evaluation of multiple factors 
• Working with a group and individually to identify alternative solutions to a problem 
• Developing ways to manage risks 
• Building and maintaining effective cross-functional relationships with internal and external stakeholders 
• Analysing and interpreting qualitative and quantitative data 
• Interacting with various levels of management 
• Influencing stakeholders to obtain buy-in for concepts and ideas 
• Comparing two or more sets of information 
• Providing professional advice/opinion 
• Using different approaches in new work situations 

 
Behavioural Competencies

• Coaching 
• Communication 
• Continuous Learning 
• Collaborating 
• Work Standards 
• Technical/Professional Knowledge and Skills