Prive Underwriter - Risk Engineer at Santam Insurance

What will make you successful in this role?

• The position will have full accountability for the risk survey evaluation and underwriting of all very large Commercial Property policies with exposures greater than R250m at every stage of the policy lifecycle i.e. from quote stage to amendments to renewal of these policies and will therefore require a certain level of discretion to be considered and applied. The incumbent will be expected to know these policies intimately and be able to discuss details directly with brokers, giving advice where required and suggesting solutions.

KEY RESPONSIBILITIES: 

• Conducting desktop assessment according to retention class and exposure
• Identify hazards and risk exposures at the premises and to advise of risk improvement requirements
• Review survey reports provided from internal and external stakeholders to assess the risk and to provide risk reduction requirements or alternative risk management measures for the risk.
• Review surveys & QA of completed survey reports
• Assist Underwriters in risk selection and retention by providing loss control expertise
• Technical support to underwriters and technical managers
• Read and Interpret the survey report requirements and prepare RRR letters for brokers incl. handling RRR negotiations under the guidance of the relevant Technical Manager

Qualifications and Experience

• Matric 
• Fire Service Qualification, Technical Engineering Degree or Diploma, or relevant qualification,   
• Valid driver’s licence                                                                                                    
• Computer literate on Excel, Word, Presentations, etc.                                                                                            
• RIA(Risk Identification Assessment) Modules completed
• Experience and competence at risk surveying
• Ability to work with all relevant SANS and firefighting codes / standards levels) 
• Google Earth & Maps analysis
• Commercial underwriting knowledge

Skills

• Communication and understanding of Basic & Advanced fire hazards, firefighting, risk identification etc.
• Ability to cope with conflicting demands and to prioritize tasks
• Appreciation of surveying and underwriting principles
• Numerical skills
• Information seeking i.e. likes to get to the bottom of things
• Commercial and profit driven
• Execution and deadline oriented
• Good communication skills (verbal and written)
• Keen attention to detail
• Teamwork and cooperation