Credit Manager - GWK Financing, Douglas at VKB Group

Job Description

We are seeking a highly motivated and knowledgeable Credit Manager to join our team to manage the assigned debtors’ book with healthy risk management.

Requirements

• The suitable candidate must be in possession of a Credit Diploma and / or Accounting qualification.
• The candidate must have 5 years’ relevant experience.
• The suitable candidate must be computer literate.

Duties and Responsibilities

• Administrate, evaluate and approve capital lending;
• Recovery of capital lent;
• Identify the client's needs.
• Gather information according to NCA regulations and GWK policy.
• Analyse client financial statements for risk management purposes.
• Prepare a cash flow forecast for the client to establish the repayment capacity.
• Obtain approval of relevant credit facilities within mandates.
• Manage credit facilities within the approved limits.
• Managing strategic goals;
• Monitor progress and provide regular feedback and guidance to staff.
• Manage client services and relations;
• General administration and reporting.

Skills

• Excellent communication and negotiation abilities
• A deep understanding of credit and financial analysis
• Excellent analytical skills with the ability to interpret complex financial data accurately
• Detail-oriented with excellent organisational and time management abilities.
• Ability to work independently, prioritise tasks, and meet deadlines.
• Strong problem-solving and decision-making skills.