Credit Head - Commercial Property Finance and Agriculture Portfolio at FNB South Africa

FNB Rest of Africa Credit requires expertise to be built around supporting African countries in the specialist areas of Commercial Property Finance (CPF) and Agriculture. The incumbent will form part of the Rest of Africa origination team.

The role will support Credit Originators in country and provide the following:

Agriculture portfolio

• Drive agri strategy for countries and ensure execution against this strategy.
• Develop sound relationships with the Commercial SA Agri team and a good working relationship with the SA Agri Head of Credit.
• Ensuring a deep understanding of factors impacting on cash flow including but not restricted to commodity prices in each country; rainfall and availability to irrigation water; USD and local currency factors
• Support to the country originators with respect to structuring agriculture deals to mitigate risk for the bank.

Commercial Property Finance Portfolio

• Drive CPF strategy for countries and ensure execution against this strategy.
• Develop sound relationships with the Commercial CPF Agri team and a good working relationship with the SA CPF Head of Credit.
• Ensuring a deep understanding of the factors impacting the risks associated with CPF finance in each of the countries.
• Support to the country originators with respect to structuring CPF deals to mitigate risk for the bank.

The ideal candidate will have

• At least 3 years Credit experience, preferably within a large financial institution
• Assessing or advising on financial and business risks should form part of this experience
• An understanding of Agricultural Credit and CPF Credit would be advantageous
• Ability to analyse company financial statements and to identify and quantify financial and business risks
• An interest in and understanding of African company’s and markets
• General understanding of a variety of corporate banking products
• CA(SA) qualification of Bcom in Finance