Corporate Credit Analyst at Merchant West

Responsibilities

• The core responsibilities of the position are split into four stages – Deal management and preparation, deal execution and presentation, post deal implementation and lastly overall input towards credit projects, personal development as well as where needed client visits.
• Understanding the industry dynamics and market trends relevant to the client’s business is essential, adding value to credit committee presentation and discussions.
• Ensure that credit decisions adhere to the company’s credit policies, procedures, and regulatory requirements.
• Based on the analysis, credit analysts make recommendations regarding credit limits, terms, and conditions for extending credit to corporate clients.
• Conducting thorough due diligence on potential client is essential to assess their creditworthiness accurately. This may involve reviewing legal documents, conducting site visits, and obtaining information from third-party sources.
• Articulating accurately the risk implications of change requests related to previously approved transactions.
• The responsibilities outlined above provide a comprehensive overview but are not exhaustive. It will be expected to undertake additional tasks and responsibilities where and if necessary to fulfill the requirements of the role.

Qualifications

• Bcom degree with Finance and/or Mathematics, Accounting as a subject(s)
• Post degree qualification could be advantageous.
• Driver’s License (Code 08)
• Clean Credit Record

Experience

• Minimum 4 years working knowledge of credit risk management, within the commercial/ corporate sector.
• Familiar with National Credit Act

Job Benefits

• We foster a culture of work-life balance
• Dedicated comfortable workspace
• Focus on career and professional growth through training and succession planning
• Continues team engagement events
• Created a work environment where our staff can feel comfortable in building long-term careers and business relationships
• Ongoing CSI initiatives to give back to our communities
• Tailored Banking Benefits
• Leading wellness provider services