Associate Principal: Lev & Div Fin at Nedbank

Job Purpose

• To implement long term lending transactions for our clients in order to  maximise sustainable growth for both Nedbank and our clients. Clients include corporates, private equity sponsors and investment holding companies serviced with a product set including term debt and preference share funding across the risk spectrum from investment grade to leverage finance, mezzanine debt and equity-upside transactions.

Job Responsibilities

• Build sound client relationships (existing and new clients) by clear communication; regular meetings and setting clear objectives and timelines.
• Formulate and pitch ideas/solutions for clients that drives new business origination that enables clients to meet their objectives  
• Manage internal stakeholder relationships by collaboration across all clusters; clear communication; agreeing on objectives and timelines and requesting stakeholder input in decision making.
• Build professional relationships by networking. Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g., staff surveys etc.).
• Mentor and grow individuals within the Leveraged and Diversified Finance team
• Participate and support corporate responsibility initiatives for the achievement of business strategy (e.g., Green Strategy).
• Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.
• Evaluate deal progress in line with set objectives and timelines by scheduling and leading progress meetings; following up on deliverables; scheduling review meetings with client and reviewing own work before submitting to relevant stakeholders.
• Monitor and assess credit exposure for any increase in risk by assessing exposures for appropriateness taking into consideration the client business performance and market conditions.
• Adapt to changes in all relevant legislation and industry trends by attending relevant training sessions or informal meetings with relevant divisions.
• Resolve work obstacles and drive solutions by lobbying and one on one engagements with relevant stakeholders.
• Assist deal teams to close transactions by sharing your professional skills;; engaging with clients, running various pricing scenarios; structuring the transaction; negotiating legal documents; preparing credit applications and executing on compliance and presenting application to credit committee.
• Maintain and build existing and on-board market share by applying your professional skills.
• Support the achievement of the business strategy; objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems; process; services and solutions are aligned. 
• Identify training courses and career progression for self through input and feedback from management.
• Ensure all personal development plan activities are completed within specified time frame.
• Share knowledge and industry trends with team and stakeholders during formal and informal interaction.
• Contribute to developing new and/or enhanced processes (e.g., operational processes) that will improve the functioning of stakeholders’ businesses by highlighting benefits in support of the implementation of recommendations.

Essential Qualifications - NQF Level

• Matric / Grade 12 / National Senior Certificate
• Advanced Diplomas/National 1st Degrees

Preferred Qualification

• Chartered Accountant , Chartered Financial Analyst (CFA),Master Degree in Sciences or Legal.

Essential Certifications

• Chartered Accountant (SA), Chartered Financial Analyst, Chartered Institute of Management Accountants (Not essential)

Minimum Experience Level

• 6-8 years relevant sector experience
• Technical / Professional Knowledge
• Lending/credit fundamentals
• Company/cashflow analysis
• Debt transaction structuring and legal agreements
• Microsoft Office
• Nedbank culture and values
• Nedbank policies and procedures
• Nedbank vision and strategy
• Relevant regulatory knowledge
• Relevant software and systems knowledge
• Decision-making process 

Behavioural Competencies

• Client Focus
• Building Partnerships
• Collaborating
• Solution Driven
• Initiating Action
• Work Standards
• Managing Work
• Technical/Professional Knowledge and Skills