Credit Analyst: Real Estate Investment Banking at Rand Merchant Bank

Job description

Requirements

• Identifying transaction specific risks including credit, taxation, accounting and legal;
• Introducing risk mitigating measures as input to structure transactions in line with the risk philosophy of the Bank;
• General understanding of the RSA Companies Act, Tax, Commercial Law and legal issues relating to Security;
• Excellent report writing skills (reports are presented to the Credit Committee and to the Board of Directors);
• Keeping up to date with news and events that might effect various individual counterparties and portfolios;
• A good understanding of the Bank’s credit grading and credit pricing models;
• Comprehensive understanding of business risks and the economic environment with the ability to relate such issues to the risk profile of individual credits.

Qualifications/Experience

• Relevant Credit Experience either in Credit or Property
• Strong Analysis and business and financial acumen
• CA(SA) (Newly qualified up to 2years post articles)
• Honours in Finance with CFA level 2